IRCTC RBL Bank Credit Card

1. Welcome Benefits: Just use your IRCTC RBL Bank credit card to make purchases worth Rs.500 during the first 30 days of the card's issuance to receive a reward.

1. Reward Points: Earn 5 reward points for every Rs.200 spent on train ticket bookings via the IRCTC Website or Mobile App, 3 reward points for every Rs.200 spent on FASTag recharge through RBL Bank digital channels, NCMC Reload, or UTS application. You also get 2 reward points for every Rs.200 spent on flight, hotel, or tourism bookings via the IRCTC Website or Mobile App and 1 reward point for every Rs.200 spent on other eligible categories. 

1. Complimentary Railway Lounge Access: Get up to 8 complimentary railway lounge visits per year (2 visits per quarter). 

1. Train Cancellation Protection: You also get a coverage up to Rs.5,000 in case your train is canceled by Indian Railways within 24 hours of the scheduled departure time. 

1. Transaction Fee Waiver: Get 1% transaction fee waiver on bookings made through the IRCTC website or app. 

1. Tap & Transit Feature: This credit card is also enabled with ‘Tap & Transit’ feature for seamless metro and bus station commutes. 

IRCTC RBL Bank Credit Card Fees & Charges

Some fees and charges for the IRCTC RBL Bank Credit Card are mentioned below. For more details visit the bank’s website.

1. Joining Fee or Annual Fee: Rs. 500 plus taxes
2. Finance Charges: Up to 3.99% per month (47.88% per annum)
3. Late Payment Charges: Late Payment Charges depend on the customer’s outstanding amount, subject to a minimum of Rs.5 up to a maximum of Rs.1,300. 

Documents Required for RBL Bank Credit Cards

To apply for an RBL Bank Credit Card, you must submit documents proving your identity, address, and income. Below is the list of acceptable documents:

1. Proof of Identity: PAN Card, Aadhaar Card, Driver's License, Passport, Voter ID, Overseas Citizen of India Card, Person of Indian Origin Card, NREGA Job Card, letters issued by UIDAI, or any other government-approved photo ID.
2. Proof of Address: Aadhaar Card, Passport, Ration Card, Driver's License, Utility Bill (not older than three months), Property Registration Document, Person of Indian Origin Card, NREGA Job Card, Bank Account Statement, or any other government-approved address proof.
3. Proof of Income: One or two of the latest salary slips (not older than three months), the latest Form 16, or the last three months' bank statement.

Note: RBL Bank may request additional documents based on internal policies.

How to Apply for IRCTC RBL Bank Credit Card

You can apply for the IRCTC RBL Bank Credit Card either online or offline:

Online Application:

1. Step 1: Visit RBL Bank's official website and search for the IRCTC RBL Bank Credit Card, or use the direct link provided.
2. Step 2: Enter your name, as it appears on your Aadhaar Card, along with your date of birth, mobile number, email ID, gender, city and other required details.
3. Step 3: Click the 'Get OTP' button and then click the 'Submit' button.
4. Step 4: Follow the on-screen directions to complete the application process.
5. Step 5: Once completed, you will receive a confirmation message about your application status.

Offline Application:

1. Step 1: Visit your nearest RBL Bank branch with the required documents.
2. Step 2: Fill out the application form available at the branch.
3. Step 3: Submit the form and documents for verification.
4. Step 4: Upon successful verification, your application will be approved, and the IRCTC RBL Bank Credit Card will be delivered to you at your registered address.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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