The IndusInd Bank PAYBACK Credit Card allows you to enjoy benefits of IndusInd Bank and PAYBACK. You earn PAYBACK points every time you swipe the card. The joining fee of the card is Rs.249.
Reward points benefits:
*You do not earn PAYBACK points for fuel expenses.
Concierge service benefits:
Auto assist benefits:
|Shopping, groceries, dinning||Movies||Others||Fuel||Total spends|
|Points on overall spends||11,400|
|Welcome gift (on paying the joining fee)||1,000|
|Monthly milestone bonus points (hen you spend Rs.20,000 or more in one month)||6,000|
|Annual milestone bonus points (when you spend Rs.2 lakh or more in a year)||4,000|
|Savings on fuel expenses||240|
|Type of Charge||Fee|
|Add-on credit card||NIL|
|Interest||3.83% per month (46% annually)|
|Cash advance fee||2.5% of the transaction amount, subject to a minimum of Rs.300|
|Overlimit charges||2.5% of overlimit amount or Rs.500|
|Balance enquiry charge at ATMs of other banks||Rs.25|
|Foreign currency mark-up fee||3.5%|
|Fee for cash payment at IndusInd Bank branch||Rs.100|
|Request for duplicate statement||Rs.100 per statement (over the last 3 months)|
|Re-issue/replacement of credit card||Rs.100|
|Priority pass lounges||Up to $27 per person for every visit|
|Machine Surcharge at ATMs||Enquire with IndusInd Bank|
|Railway Booking Surcharge||As applicable|
|GST||As announced by the Ministry of Finance, Government of India|
The welcome PAYBACK points will not be credited to your account, but to your PAYBACK membership number. This will take place within 30 working days of payment of the joining fee.
Yes, you can visit https://www.payback.in/tnc/paybackplus to know more about the PAYBACK points that you earn.
You can visit this link see the list of merchants that accept contactless payments: https://www.indusind.com/content/dam/indusind-platform-images/home/pdf/NFC-merchant-list-dec2016.pdf
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