IndusInd Bank InterMiles Odyssey Visa Credit Card

Documentation

The documents which needs to be submitted along with the application are:

Proof of Identity (any one)

1. PAN card
2. Aadhaar Card
3. Driving Licence
4. Passport
5. Voter's ID
6. OCI card
7. PIO card
8. Letters issued by UIDAI
9. NREGA job card

Proof of Address (any one)

1. Aadhaar Card
2. Driving Licence
3. Passport
4. Utility bill
5. Ration card
6. PIO card
7. Registration document
8. NREGA job card
9. Bank account statement

Proof of Income

1. Salary slip of last month
2. Bank statement of last three months
3. Form 16

Fees and charges

1. Joining fee: Rs.10,000
2. Annual fee: Rs.4,000
3. Add-on card fee: Nil
4. Interest: 3.83% per month, 46% annually
5. Interest-free tenure: 50 days
6. Late payment charges: Nil if total amount due is below Rs.100, Rs.100 if total amount due is between Rs.101 and Rs.500, Rs.350 if total amount due is between Rs.501 and Rs.1,000, Rs.550 if total amount due is between Rs.1,001 and Rs.10,000, Rs.800 if the total amount due is between Rs.10,001 and Rs.25,000, Rs.1,100 if the total amount due is between Rs.25,001 and Rs.50,000, and Rs.1,300 if the amount due is above Rs.50,000.
7. Over-limit charges: 2.5% of the over-limit amount that you use or a minimum of Rs.500.
8. Reissuance/card replacement fee: Rs 100
9. Charges for overseas transaction: 3.5% of the transaction and currency conversion charges
10. Credit card payment cheque return charges: Rs 250
11. Balance enquiry charges on non-IndusInd Bank ATMs: Rs 25
12. Charges for cash withdrawal/cash advancement fee: 2.5% of the advance amount subject to a minimum of Rs 300.
13. Charges for making credit card payment in cash: Rs 100
14. Duplicate statement charges: Rs 100 per statement (beyond last 3 months)

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