Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank InterMiles Odyssey Visa Credit Card

    InterMiles Odyssey Visa Credit Card was previously known as Jet Airways IndusInd Bank Odyssey Credit Card. You will experience a host of travel and lifestyle benefits using the card. It offers a number of features and enables you to earn on your every spend.

    Benefits of InterMiles Odyssey Visa Credit Card

    • Get a welcome benefit of 15,000 InterMiles.
    • Earn bonus 5,000 intermiles as renewal benefit.
    • Earn up to 4 InterMiles on every Rs. 100 spent
    • Earn 2.5X bonus InterMiles and up to 10% discount for booking tickets on Etihad Airways from intermiles.com
    • Earn 2X InterMiles on flight, Amazon spends via intermiles.com and on hotel spends on interbook.intermiles.com
    • Earn two complimentary visa airport lounge visits every quarter.
    • Complimentary movie tickets and golf access
    • Save on fuel surcharge
    • Priority Pass membership for you and your partner

    Eligibility

    To avail InterMiles Odyssey Visa Credit Card, the applicant needs to be an Indian citizen and 18 years of age. The applicant must have a clean credit history.

    Documentation

    The documents which needs to be submitted along with the application are:

    Proof of Identity (any one)

    • PAN card
    • Aadhaar Card
    • Driving Licence
    • Passport
    • Voter’s ID
    • OCI card
    • PIO card
    • Letters issued by UIDAI
    • NREGA job card

    Proof of Address (any one)

    • Aadhaar Card
    • Driving Licence
    • Passport
    • Utility bill
    • Ration card
    • PIO card
    • Registration document
    • NREGA job card
    • Bank account statement

    Proof of Income

    • Salary slip of last month
    • Bank statement of last three months
    • Form 16

    Fees and charges

    • Joining fee: Rs.10,000
    • Annual fee: Rs.4,000
    • Add-on card fee: Nil
    • Interest: 3.83% per month, 46% annually
    • Interest-free tenure: 50 days
    • Late payment charges: Nil if total amount due is below Rs.100, Rs.100 if total amount due is between Rs.101 and Rs.500, Rs.350 if total amount due is between Rs.501 and Rs.1,000, Rs.550 if total amount due is between Rs.1,001 and Rs.10,000, Rs.800 if the total amount due is between Rs.10,001 and Rs.25,000, Rs.1,100 if the total amount due is between Rs.25,001 and Rs.50,000, and Rs.1,300 if the amount due is above Rs.50,000.
    • Over-limit charges: 2.5% of the over-limit amount that you use or a minimum of Rs.500.
    • Reissuance/card replacement fee: Rs 100
    • Charges for overseas transaction: 3.5% of the transaction and currency conversion charges
    • Credit card payment cheque return charges: Rs 250
    • Balance enquiry charges on non-IndusInd Bank ATMs: Rs 25
    • Charges for cash withdrawal/cash advancement fee: 2.5% of the advance amount subject to a minimum of Rs 300.
    • Charges for making credit card payment in cash: Rs 100
    • Duplicate statement charges: Rs 100 per statement (beyond last 3 months)

    FAQs on IndusInd Bank InterMiles Odyssey Visa Credit Card

    1. What is the eligibility criteria to apply for an IndusInd Bank InterMiles Odyssy visa credit card?

      To apply for the IndusInd Bank InterMiles Odyssey visa credit card, the applicant should be above the age of 18 years and should have a clean credit history.

    2. Do I have to pay any kind of fee while applying for IndusInd Bank InterMiles Odyssey visa credit card?

      Yes, you have to pay a joining fee of Rs.10,000 while applying for IndusInd Bank InterMiles Odyssey visa credit card.

    3. Is there an annual fee for the IndusInd Bank InterMiles Odyssey visa credit card?

      Yes, IndusInd Bank charges an annual fee of Rs.4,000 for its InterMiles Odyssey visa credit card.

    4. What are to documents I will need to apply for an IndusInd Bank InterMiles Odyssey visa credit card?

      You will need to provide address proof, identity proof, and income proof while applying for an IndusInd Bank InterMiles Odyssey visa credit card.

    5. Does IndusInd charge a fee for balance enquiry?

      Yes, IndusInd charges a fee of Rs.25 for balance enquiry.

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