Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IndusInd Bank Crest Credit Card

    The Crest Credit Card from IndusInd Bank introduces you to a plethora of premium and offers a variety of benefits. You gain access to a heaven of luxury and the most desired privileges.The joining fee of the card is Rs.1 lakh.

    Features and Benefits of the IndusInd Bank Crest Credit Card

    Concierge Assistance

    • The concierge will manage the ticket bookings for your favourite sporting events, musical events, and any other special event that you wouldn't want to miss.
    • Don't fret about the flight ticket bookings as the concierge will do it for you.
    • Let the concierge make all the necessary arrangements for you in the finest of luxury hotels.
    • If there's anything about your pre-trip matters that concern you, the concierge will take care of it. You will be adequately updated on everything about your travel destination.
    • The concierge will make it possible for you to deliver your precious gifts to anyone present in any place across the world.
    • All concierge services are taken care of round the clock by a team of global experts.

    Auto Assist:

    • If your vehicle picks some problem while you are on a road trip, Crest Auto Assist will fix things for you. Be it roadside repair, emergency fuel supply, battery troubles, or flat tyre, it would be expertly handled by Auto Assist. Anything related to your keys, car towing, and emergency accidental and medical assistance would also be dealt with by the team.

    Insurance coverage

    • Your IndusInd Bank Crest Credit Card is secured with Total Protect which covers you for an amount up to the credit limit on your card.
    • Total Protect is available on add-on cards also.
    • Get insurance coverage up to 48 hours prior to you intimating the bank about an unauthorised transaction or loss of the card.
    • You also get protection against incidents of counterfeit fraud on your IndusInd Bank Crest Credit Card.
    • For air accidents, you get a personal coverage of up to Rs.2.5 crores.

    Emergency services

    • Call 1860 267 7777 for an emergency replacement of your credit card which will be delivered to your overseas address.
    • Call 1860 267 7777 to request for emergency cash advance service that is available in locations outside the country.

    Offer on fuel:

    • Enjoy a waiver of 1% fuel surcharge whenever you transact any amount between Rs.400 and Rs.4000 in petrol pumps across India.

    Rewards points:

    • For every Rs.100 spent on international transactions, you get 2.5 reward points.
    • For every Rs.100 spent on domestic transactions, you get 1 reward point.

    Redemption options:

    • Redeem your reward points against best in class offers.
    • Get 1 air mile for every reward point.
    • For cash credit, get Re.1 for every reward point.
    • To redeem your points, call 1860267777.

    IndusInd Bank Crest Credit Card Health and Medical benefits

    • Advance medical
      • Get coverage for your children, parents, spouse, and self.
      • Access to over 50,000 health experts and a dedicated doctor who will act as your personal health advisor.
      • Assistance in gathering medical records, diagnosis, treatment, translation services, and follow-up.

    IndusInd Bank Crest Credit Card Airport Benefits

    • Lounge access:

      International Travel

      • Enjoy complimentary LoungeKey membership.
      • Access to over 850 lounges in more than 400 airports over 120 countries.
      • 2 free lounge visits per calendar quarter.
      • Access to email, internet, fax machines, phones, and conference spaces to carry out your business activities.
      • Enjoy complimentary snacks and refreshments.
    • For departures
      • Access to a private departure lounge with wait staff and refreshments. If you demand, a personal shopper would be arranged for you.
      • Check-in and security procedures will be carried out in your own lounge.
      • You enjoy the option to board the flight first or last.
      • Luggage can be checked-in and taken from your lounge.
      • Car with a chauffeur to drive you to the aircraft from the VIP suite.
    • For arrivals
      • Chauffeur driven car to drive you to the VIP suite from the aircraft.
      • Customs and immigration formalities in your own lounge.
      • Private lounge along with refreshments on arrival.
      • Direct delivery of luggage in your lounge.
    • Also enjoy a range of other services like gift services on arrival, cloakroom service, valet car parking, airport courier, cark park jockey, electric buggy, personal shopper, luggage assistance, and baggage porters. Not only these, you can also enjoy other services like tarmac transfers, premium baggage collection and delivery, and seating assistance.

    IndusInd Bank Crest Credit Card Hotels and Resorts Benefits

    • Enjoy the following offers by availing the services of Oberoi Hotels and Resorts.
    • Stay for 3 nights while paying for 2 nights at participating hotel properties.
    • Check out late (Subject to availability).
    • Avail complimentary room upgrade. (Subject to availability).
    • Enjoy complimentary breakfast for two persons. (Subject to availability).

    Dining benefits

    • Enjoy great dining offers and options from Club ITC Culinaire.
    • Earn Green Points @ 25% on all eligible Food & Beverages spends at ITC Hotels and Welcome Hotels.
    • 50% off on buffet lunch/dinner for 2 at a participating ITC hotel.
    • Enjoy savings of 20% while dining at Fortune and WelcomHeritage Hotels.
    • 30% off on purchase at the gourmet shop at a participating ITC hotel (for purchases of maximum up to Rs.5,000).
    Name of the Certificate Caption Nos
    Culinary Delights 25% off on F&B Bill at a participating ITC hotel for a maximum of four (4) guests. Not valid for Sunday brunch 2
    Culinary Extravagance 50% off on buffet lunch/dinner for 2 at a participating ITC hotel. Not valid for Sunday brunch 2
    Sweet Indulgence 30% off on purchase at the gourmet shop at a participating ITC hotel (for purchases of maximum up to Rs.5,000) 2
    Luxury Sojourns 20% off on purchase of Welcome break packages. Bookings to be made through the guest contact center only 2
    Grand Total 8

    Offers on golf

    • Enjoy complimentary green fees.

    Entertainment benefits

    • Use your IndusInd Bank Crest Credit Card for booking tickets on BookMyShow and enjoy 20% off.
    • Also, avail the offer of buy 1 get 1 free on movie tickets.
    • You get the choice of availing up to 3 complimentary tickets every month.
    • On opting for the F&B option, you get another Rs.50 off.
    • The price of the free ticket price is capped at Rs.700.

    IndusInd Bank Crest Credit Card Fees and Charges

    Type of fee Amount
    Joining fee Rs.1,00,000
    Annual fee Rs.10,000
    Add-on card fee Rs.10,000
    Cash advance charge 2.5% of the advance amount subject to a minimum of Rs.300
    Foreign currency markup charge 3.5%
    Annual interest charge 36%
    Monthly interest charge 2.99%
    Interest-free period fee Up to 50 days. However, if the total amount due isn't paid in full, the interest-free period doesn't apply
    Over limit charge 2.5% of Over Limit Amount subject to a minimum of Rs.500
    Late payment charge
    • Up to 100 - Nil
    • From Rs.101 to Rs.500 - Rs.100
    • From Rs.501 to Rs.1,000 - Rs.350
    • From Rs.1,001 - Rs.10,000 - Rs.550
    • From Rs.10,001 – Rs.25,000 - Rs.800
    • From Rs.25,000 to Rs.50,000 - Rs.1,100
    • Above Rs.50,000 - Rs,1,300
    Returned cheque charge Rs.250
    Railway booking surcharge As applicable
    Balance enquiry charge for using other bank ATMs Rs.25
    Fuel surcharge A waiver of 1% for transactions between Rs.400 and Rs.4,000. However, the customer needs to bear the GST on fuel surcharge.
    Duplicate statement request charge Beyond last 3 months, the customer has to pay Rs.100 for each statement.
    Fee for cash payment at IndusInd Bank branch Rs.100
    Emergency cash advance charge $95
    Emergency card replacement charge Rs.5,000
    Card replacement charge Rs.1000
    LoungeKeyTM usage charge Up to $27 per person per visit
    Charge-slip Request Rs.300
    Reward Redemption Fee Rs.100

    Eligibility and Documents to Apply for IndusInd Bank Crest Credit Card

    Please call IndusInd credit card customer number at 1860 267 7777 to get all the details regarding the eligibility and documents to apply for the IndusInd Bank Crest Credit Card.

    FAQs on IndusInd Bank Crest Credit Card

    1. Is there any fee on add-on card with IndusInd Bank Crest Card?

      Yes, you need to pay Rs.10,000 for an add-on card with IndusInd Bank Crest Card.

    2. What is the joining fee for IndusInd Bank Crest Card?

      The joining fees for this credit card is Rs.1,00,000.

    3. What is the annual fee for IndusInd Bank Crest Credit Card?

      The annual fee for IndusInd Bank Crest Credit Card is Rs.10,000.

    4. What are the over limit charges of IndusInd Bank Crest Card?

      The charges are2.5% of the over limit amount subject to a minimum of Rs.500.


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