IndusInd Celesta Credit Card

The IndusInd Bank Celesta Credit Card is a premium credit card that offers a range of premium benefits for entertainment and dining. It also offers several luxury privileges through high-value memberships. With a joining fee of Rs. 25,000, this card also offers travel benefits and insurance covers. Read on to learn more about the features, benefits, fees and charges of the IndusInd Bank Celesta Credit Card 

Key Highlights of the IndusInd Celesta Credit Card

  • Earn 3 reward points every time you spend Rs.100 internationally.
  • Your annual fee will be reversed if you spend Rs.10 lakh or more in one year.
  • For every event and theatre tickets bought via BookMyShow using the IndusInd Bank Celesta Credit Card you can avail a discount of up to 20%.
  • You get one complimentary golf lesson and one complimentary game every month

Features and Benefits of the IndusInd Celesta Credit Card

Milestone benefits:

  • Reversal of annual fees on spending Rs. 10 lakhs or more in one year.
  • A total of Rs.10 lakh should be spent on your credit card account (primary card plus add-on credit cards).

Reward points benefits:

  • 3 reward points on every international spend.
  • 1 reward point on every Rs. 100 spent on a domestic transaction.

Entertainment benefits:

  • Get a discount of 20% when you buy event and theatre tickets via BookMyShow using the IndusInd Bank Celesta Credit Card.
  • When you buy one movie ticket, you get another ticket for free. The price of the free ticket is capped at Rs.700.
  • In one month, you can get up to 3 free tickets.
  • You get Rs.50 off as an additional discount on the F&B option while booking movie tickets.

Dining benefits:

  • You get Rs.3,000 off on your dining bill at exclusive restaurants once every six months.
  • You get a complimentary EazyDiner Prime Membership with which you get between 25 to 50% off at more than 2,000 restaurants in Dubai and India.
  • 2,000 EazyPoints are provided as a joining bonus.
  • In case table reservations are made, 2X EazyPoints are provided.
  • Access to complimentary premium alcoholic beverages at over 200 select restaurants.

Travel Benefits 

  • Unlimited complimentary domestic lounge access for both primary and add- on cardholders. 
  • 2 complimentary visits per quarter to international lounges

Lifestyle Benefits 

  •  Get one complimentary golf lesson and golf game in a month
  • Access to Club Marriott membership which offers up to 25% off on dining and up to 20% off on rooms and spa services at participating Marriott hotels
  • Tablet Plus Membership provides VIP upgrades and privileges at over a thousand boutiques and luxury hotels all over the globe. This includes Welcome gift, Complimentary room upgrade, Guaranteed early check-in, Guaranteed late check out, Free breakfast, Food and drinks credits, Airport transfers, Valet parking, Spa credits.

Insurance benefits:

  • Air accident cover: Personal air accident insurance cover of Rs. 2.5 lakhs.
  • Total Protect: You get an insurance cover up to 48 hours before you report the loss of your credit card to IndusInd Bank Counterfeit Fraud.
  • Travel Insurance:
    • Lost baggage: Rs.1 lakh
    • Delay in baggage: Rs.5,000
    • Loss of passport: Rs.50,000
    • Loss of ticket: Rs.25,000
    • Missed connecting flight: Rs.25,000

Round the clock assistance: 

  • Concierge Service: 24x7 assistance for hotel reservations, flight bookings and event tickets. 
  • Auto Assist: Immediate roadside assistance including emergency towing, battery service, and roadside repair. 
  • Fuel Surcharge Waiver: 1% waiver for transactions between Rs. 400 and Rs. 4,000 (capped at Rs. 500 per billing cycle). 

How to Enrol for Tablet Plus Membership

To activate membership for Tablet Plus Membership, follow the enrollment steps given below:  

Step 1: Visit the Tablet Hotel website 

Step 2: Enter your full credit card number and expiration date in order to verify eligibility. 

Step 3: Click on “Enrol”. 

Step 4: On verification, you will see a confirmation on the screen and a welcome email. 

Step 5: Visit the website, TabletHotels.com or log into the Tablet iOS app and log into your account. 

Fees and Charges of the IndusInd Celesta Credit Card

Type of Charge

Fee

Joining fee

Rs.25,000

Annual fee

Rs.5,000

Add-on credit card

Nil

Interest

2.99% per month (36% annually)

Cash advance fee

2.5% of the transaction amount, subject to a minimum of Rs.300

Overlimit charges

2.5% of overlimit amount, subject to a minimum of Rs.500

Late payment

Up to Rs.100 - NIL

Rs.101 to Rs,500 - Rs.100

Rs.501 to Rs.1,000 - Rs.350

Rs.1,001 to Rs.10,000 - Rs.550

Rs.10,001 to Rs.25,000 - Rs.800

Rs.25,001 to Rs.50,000 - Rs.1,100

More than Rs.50,000 - Rs.1,300

Returned cheque

Rs.250

Balance enquiry charge at ATMs of other banks

Rs.25

Foreign currency mark-up fee

3.5%

Reward redemption fee

Rs.100

Request for duplicate statement

Rs.100 per statement (over the last 3 months)

Cash payment of fee at Induslnd Bank branches

Rs.100

Charge-slip request

Rs.300

Re-issue or replacement of credit card

Rs.100

Charge slip request

Rs.300

FAQs on IndusInd Celesta Credit Card

  1. Are the entertainment benefits available at all theatres in India?

    You can enjoy the entertainment benefits at all theatres that are registered with BookMyShow in India.

  2. Can I convert my reward points to air miles?

    Yes, you can convert your reward points to air miles with IndusInd Bank partner airlines. Please note that 1 reward point = 1 air mile. You can also get cash credit where, 1 reward point = Re.0.75

  3. Will I get any complimentary domestic lounge access with this credit card?

    Yes, you get the benefit of complimentary domestic lounge access with this credit card. 

  4. How many golf lessons can I avail in a month?

    You can avail one complimentary golf lesson in a month. 

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