IndusInd Bank Platinum RuPay Credit Card

Note:

1. On selected merchants, the cardholders will earn Rs.0.70 for every Rs.100 for both UPI and non-UPI transactions.
2. Fuel transactions will not offer any reward points.
3. The value of non-cash redemption will be 1 Reward point equal to Rs.0.060, excluding airmiles, which is effective from 15 December 2024.
4. Maximum reward points allowed for cash redemption will be 2,500 per month from 1 September 2024.

Benefits of IndusInd Bank Platinum RuPay Credit Card

The following are the significant benefits of IndusInd Platinum RuPay credit card:

Credit Card on UPI

Linking Your Platinum RuPay Credit Card on UPI in a Few Steps

Step 1: Open your UPI app (BHIM, PhonePe, Paytm, Google Pay).

Step 2: Select 'Add Credit Card or Link Credit Card'.

Step 3: Choose the bank issuing the credit card (IndusInd Bank).

Step 4: Select your IndusInd Bank Platinum RuPay Credit Card.

Step 5: Proceed to generate UPI PIN.

(If you are not registered on any UPI app, download it from Play Store/App Store, verify your mobile number, and continue from Step 2 as mentioned above)

Setting UPI PIN

Step 1: Select "Generate PIN" > Choose Platinum RuPay Credit Card.

Step 2: Enter Platinum RuPay Credit Card Details:

1. Last 6 digits

1. Expiry Date (An OTP will be sent to your registered mobile number)

Step 3: Enter OTP and set your desired PIN.

Making UPI Payments with Your Platinum RuPay Credit Card

To make UPI payment using your IndusInd Platinum RuPay credit card the follow the steps mentioned below:

• Scan the merchant's QR code or enter the UPI ID of the merchant.
• Enter the amount to be paid or confirm the auto-fetched amount.
• From the list of payment options, select Platinum RuPay Credit Card
• Enter the UPI PIN of your credit card and click Confirm.

Platinum Travel

The card offers insurance coverage of Rs.1 lakh in case of lost baggage and Rs.50,000 for lost passport. While for situations such as delayed baggage, missed connection and lost ticket, the card offers Rs.25,000 as insurance coverage.

Details of Travel Insurance Coverage

A must-have item for any vacation is travel insurance. As a group manager, IndusInd Bank has partnered with The Oriental Insurance Company Ltd. (the "Insurance Company") to offer cardholders the following insurance coverage under its program:

Platinum Freedom

Offers fuel surcharge waiver of 1.00% across all petrol pumps in India that saves Rs.40 and Rs.480 monthly and annually, respectively, on monthly fuel usage of Rs.4000.

Platinum Assurance

Under Platinum Assurance, the cardholder will obtain the following coverage:

Total Protect Program

Total Protect is a pioneering program that offers coverage up to your credit card's limit, extending to add-on cards as well. With this protection, you can be completely worry-free about any fraudulent transactions performed using your card.

Coverage Includes:

1. Unauthorised Transactions Due to Loss/Theft: Insurance cover is provided up to 48 hours prior to reporting the loss to IndusInd Bank.

1. Counterfeit Fraud: Protection against incidents where your card or card details are stolen and used to create counterfeit plastic.

Air Accident Coverage

With the IndusInd Bank Platinum RuPay Credit Card, you also receive a complimentary personal air accident insurance cover of up to Rs.25 lakh.

Fees and Charges

The list of fees and charges applicable on IndusInd Platinum RuPay Credit Card are mentioned in the table below:

Documents Required for IndusInd Bank Platinum RuPay Credit Card

The specific documents required for applying for the IndusInd Bank Platinum RuPay Credit Card may vary, and the bank may have its own set of requirements. However, typical documents requested by banks for credit card applications include:

Proof of Identity:

• Passport
• Aadhaar card
• Voter ID
• Driving license
• PAN card

Proof of Address:

• Aadhaar card
• Utility bills (electricity, water, gas)
• Rental agreement
• Passport
• Voter ID

Proof of Income:

• Salary slips (for salaried individuals)
• Income tax returns
• Bank statements
• Form 16

1. Self-employed individuals may need to provide business financial statements, profit and loss statements, etc.
2. Recent passport-sized photographs may be required.
3. The completed and signed credit card application form provided by the bank.
4. For salaried individuals, a letter from the employer confirming employment and salary details may be required.

How to Apply for of IndusInd Bank Platinum RuPay Credit Card

To apply for the IndusInd Bank Platinum RuPay Credit Card, you can follow these general steps. Keep in mind that the specific application process may vary, and it's advisable to check the official IndusInd Bank website or contact the bank directly for the most accurate and up-to-date information:

1. Visit the official page of IndusInd Bank
2. Click on ‘Cards’ and click on ‘IndusInd Platinum RuPay Credit Card
3. Click on the ‘Apply Now’ button.
4. Enter your PAN number and mobile number and click on ‘Next’.
5. Follow the application instructions and upload the necessary documents.
6. Once done the bank will verify you and get in touch with you to help you complete the application process.
7. If approved, you will receive details about your new credit card.
8. Once the bank completes the review and verification process, they will notify you of the status of your application. If approved, you will receive details about your new credit card.

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