IndiGo SBI Card ELITE

The IndiGo SBI Card ELITE offered by IndiGo airlines and SBI Card could be your perfect travel partner. It is specially designed for frequent flyers of IndiGo. Its credit card offers a host of exclusive benefits, from welcome rewards and accelerated earnings on flight bookings to complimentary airport lounge access. 

Updated On - 22 Oct 2025

Whether you're a business traveler or a globetrotter, this card aims to make your journeys more rewarding and comfortable. Dive in to discover how the IndiGo SBI Card ELITE can transform your travel experience. 

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Features and Benefits of IndiGo SBI Card ELITE

The IndiGo SBI Card ELITE is packed with features designed to make your travels more rewarding and hassle-free. Read on to know more about it: 

  1. Welcome Benefit: Receive 5,000 IndiGo BluChips and a 6E Eats Voucher as a bonus after your first transaction and annual fee payment, helping to kickstart your savings.
  2. Rewards Program: Earn up to 7 IndiGo BluChips for every ₹100 spent on IndiGo bookings, plus additional rewards on all other purchases.
  3. Lounge Access: Enjoy a more comfortable travel experience with complimentary access to 8 domestic and 6 international airport lounges each year.
  4. Milestone Benefits: Get up to 6,000 bonus IndiGo BluChips annually by reaching specific spending goals.
  5. Fuel Surcharge Waiver: Save money on fuel with a 1% surcharge waiver, applicable up to Rs.400 per statement cycle.
  6. Additional Benefits: Gain peace of mind with travel-related insurance and receive 4 complimentary 6E Prime Passes on eligible spends.
  7. Convenience Features: Manage your daily spending with ease using contactless payments, add-on cards for family members, and the ability to convert large purchases into easy monthly installments with Flexipay.
  8. Contactless Payments: Tap your card on a secure reader for fast, easy, and secure daily purchases.
  9. Global Acceptance: Use your card at over 24 million locations worldwide that accept Mastercard or RuPay.
  10. Add-on Cards: You can now empower your family members over 18 to use their own cards. 
  11. Flexipay: You can easily convert transactions of Rs.2,500 or more into easy monthly installments.
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Documents Required to Apply for IndiGo SBI ELITE Credit Card: 

To apply for an IndiGo SBI Card, you will typically need to provide the following documents: 

  1. Proof of Identity: A copy of PAN Card is mandatory with Aadhaar card, Passport, Driver's License and Voter's ID serving as additional proof.
  2. Proof of Address: Aadhaar card (with the first 8 digits masked), Utility Bill (not more than 3 months old), Passport, Driver's License, Bank Account Statement, Ration
  3. Proof of Income: Latest salary slips (not more than 3 months old), Income Tax Returns (ITR), Latest Form 16, Last 3 months' bank statement (for self-employed individuals). Card.
  4. Photographs: Multiple copies of passport-sized photographs. 

Note: The list of documents given above is in general and you may be required to submit additional documents to apply for IndiGo SBI ELITE credit card. 

Fees and Charges for IndiGo SBI ELITE Credit Card:

The fees and charges on the IndiGo SBI Card ELITE are as mentioned below:

Category

Fees and Charges 

Joining Fee 

Rs.4,999 plus taxes 

Annual Fee 

Rs.4,999 plus taxes 

Finance Charges 

3.75% p.m. (45% p.a.) 

Late Payment Charges 

  1. For Statement Balance: Up to Rs.500: Nil
  2. Above Rs.500 up to Rs.1,000: Rs.400
  3. Above Rs.1,000 up to Rs.10,000: Rs.750
  4. Above Rs.10,00 up to Rs.25,000: Rs.950
  5. Above Rs.25,000 up to Rs.50,000: Rs.1,100
  6. Above Rs.50,000: Rs.1,300

How to Apply for IndiGo SBI ELITE Credit Card?

Follow the steps given below to apply for SBI IndiGo:

  1. Step 1: To apply for IndiGo SBI Elite credit card, you need to visit offcial SBI website or the IndiGo website's credit card section.
  2. Step 2: Choose the "IndiGo SBI Card ELITE" from the list of available cards. 
  3. Step 3: Click on the "Apply Now" button to begin the online application form.
  4. Step 4: Provide personal information such as your name, mobile number, and city. 
  5. Step 5: You will have to verify the process with an OTP. An OTP will be sent to your mobile number for verification.
  6. Step 6: Fill out the rest of the application form with all the required details, which may include your occupation, income information, and other personal data. 
  7. Step 7: You may be asked to upload digital copies of the required documents, such as your PAN card, address proof, and income documents.
  8. Step 8: After submitting the form, you will receive an instant decision on your application based on the information provided.
  9. Step 9: Track the status of your application using the application reference number provided to you. 

FAQs on IndiGo SBI Card ELITE

  • Does the card offer airport lounge access?

    Yes, you get complimentary domestic airport lounge access every quarter. 

  • Will I get any fuel surcharge benefits with this card?

    Yes, you get a 1% fuel surcharge waiver on transactions between ranging Rs.500 and Rs.4,000 at fuel stations across India with this credit card. 

  • Can I use this card internationally?

    Yes, the IndiGo SBI ELITE credit card is accepted worldwide wherever Visa or Mastercard is accepted. However, do note that forex mark-up charges will be applicable. 

  • Do I get any waiver on annual fee for IndiGo SBI ELITE credit card?

    No, this credit card does not offer any waiver on the annual fee. 

  • Can I convert large purchases into EMIs with this credit card?

    Yes, you can convert transactions above a Rs.2,500 amount into easy monthly EMIs using FlexiPay option.

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