IndiGo Axis Bank Premium Credit Card

The IndiGo Axis Bank Premium credit card is a co-branded travel credit card designed for frequent flyers who want to turn their everyday spends into travel rewards. Offered in two variants the Base variant and the Premium variant this card allows users to earn "IndiGo BluChips" on every purchase. These BluChips can be redeemed directly for IndiGo flight bookings, making it a powerful tool for travelers looking to save on airfare. 

Whether you are booking flights through the IndiGo channels or spending on groceries and dining, this card ensures you stay "ready for takeoff" with accelerated rewards and exclusive travel perks. Read on to learn more about it. 

Features and Benefits of IndiGo Axis Bank Credit Card:

The features and benefits of the IndiGo Axis Bank credit card (Premium Variant) are as follows:

Welcome Benefits:

  • Upon payment of the joining fee, you receive a 5,000 IndiGo BluChips Voucher and one 6E Eats Voucher. These benefits help kickstart your journey and elevate your in-flight experience.

Accelerated IndiGo BluChips:

  • Earn rewards for every Rs. 100 spent. You get up to 23 IndiGo BluChips on flight bookings made via IndiGo’s website or app. For daily essentials, you earn 3 BluChips on grocery and dining, and 2 BluChips on all other eligible spends.

Milestone Benefits:

  • The card rewards heavy spenders with a bonus of 5,000 IndiGo BluChips Voucher upon reaching annual spend milestones of Rs.2 lakhs, Rs. 5 lakhs, Rs. 8lakhs, and Rs. 12 lakhs. You can earn up to 20,000 additional BluChips through these milestones alone.

Airport Lounge Access:

  • Travel in comfort with eight complimentary domestic lounge visits per year (capped at two visits per quarter) and two complimentary international lounge visits annually.

Entertainment and Dining:

  • Enjoy one complimentary movie ticket every month and access exclusive dining offers at various partner restaurants across India through the bank's dining programs.

Reduced Forex Markup:

  • The Premium variant offers a competitive foreign currency transaction fee of 2.50%, making it a suitable companion for international travel.

Eligibility Criteria to Apply for IndiGo Axis Bank Premium Credit Card:

The eligibility criteria to apply for the IndiGo Axis Bank Premium credit card are as follows:

  • Age: The applicant should be between 18 and 70 years of age.
  • Income: A minimum salary of Rs. 6 lakhs per year or higher is required.
  • Nationality: The applicant should be a resident of India.
  • Credit Score: A healthy credit score is required (subject to the bank's internal evaluation).

Documents Required to Apply for IndiGo Axis Bank Premium Credit Card:

The documents required to apply for the IndiGo Axis Bank Premium credit card are as follows:

  • Identity Proof: Aadhaar card, Passport, Voter ID, or Driving Licence.
  • Address Proof: Aadhaar card, Ration card, or utility bills.
  • Income Proof: Latest salary slips, Form 16, or ITR copies.
  • PAN card.
  • Recent passport size photographs.

Note: The list of documents given above are in general and you may be requested to submit additional documents based on the bank’s internal policies and your specific application.

Fees and Charges for IndiGo Axis Bank Premium Credit Card:

The fees and charges associated with the IndiGo Axis Bank Premium credit card are as follows:  

Type of Fee

Amount

Joining Fee

Rs. 5,000 + GST

Annual Fee

Rs. 5,000 + GST

Finance Charges

3.75% per month (52.86% per annum)

Foreign Currency Transaction Fee

2.50% of the transaction amount

Cash Withdrawal Fee

2.5% (Min. Rs. 500)

Late Payment Fee

Up to Rs. 1,200 (Based on the amount due)

Statement Request Fee (beyond 3 months)

Nil

Rewards Redemption Fee

Nil

Foreign Currency Transaction Fee

2.5% of transaction fees

How to Apply for an IndiGo Axis Bank Credit Card? 

You can apply for the IndiGo Axis Bank credit card online via the IndiGo website or the Axis Bank mobile app. Simply navigate to the "Loyalty" or "Partner" section, choose your preferred variant, and fill in the digital application form. If you are already an IndiGo BluChip member, ensure you use the same mobile number and email ID for a seamless transfer of your rewards account. 

FAQs on IndiGo Axis Bank Credit Card

  1. Will my BluChips expire?

    No, your BluChips will not expire. IndiGo BluChips have lifetime validity as long as you remain "Program Active" by having at least one earning or redemption activity every 24 months. 

  2. Does the Indigo Axis Bank Premium credit card offer any lounge benefits?

    No, the Indigo Axis Bank Premium credit card does not offer any lounge benefits. 

  3. What is the minimum income requirement to apply for the Indigo Axis Bank Premium credit card?

    You need to have an income of Rs.6 lakhs and above in a year to apply for Indigo Axis Bank premium credit card. 

  4. Does the Indigo Axis Bank Premium credit card offer any waiver on fuel surcharge?

    No, the Indigo Axis Bank Premium credit card does not offer any fuel surcharge benefits. 

  5. How much is the joining fee for Indigo Axis Bank Premium credit card?

    The joining fees for Indigo Axis Bank Premium credit card is Rs.5000 plus taxes. 

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