The IndiGo Axis Bank Premium credit card is a co-branded travel credit card designed for frequent flyers who want to turn their everyday spends into travel rewards. Offered in two variants the Base variant and the Premium variant this card allows users to earn "IndiGo BluChips" on every purchase. These BluChips can be redeemed directly for IndiGo flight bookings, making it a powerful tool for travelers looking to save on airfare.
Whether you are booking flights through the IndiGo channels or spending on groceries and dining, this card ensures you stay "ready for takeoff" with accelerated rewards and exclusive travel perks. Read on to learn more about it.
The features and benefits of the IndiGo Axis Bank credit card (Premium Variant) are as follows:
The eligibility criteria to apply for the IndiGo Axis Bank Premium credit card are as follows:
The documents required to apply for the IndiGo Axis Bank Premium credit card are as follows:
Note: The list of documents given above are in general and you may be requested to submit additional documents based on the bank’s internal policies and your specific application.
The fees and charges associated with the IndiGo Axis Bank Premium credit card are as follows:
Type of Fee | Amount |
Joining Fee | Rs. 5,000 + GST |
Annual Fee | Rs. 5,000 + GST |
Finance Charges | 3.75% per month (52.86% per annum) |
Foreign Currency Transaction Fee | 2.50% of the transaction amount |
Cash Withdrawal Fee | 2.5% (Min. Rs. 500) |
Late Payment Fee | Up to Rs. 1,200 (Based on the amount due) |
Statement Request Fee (beyond 3 months) | Nil |
Rewards Redemption Fee | Nil |
Foreign Currency Transaction Fee | 2.5% of transaction fees |
You can apply for the IndiGo Axis Bank credit card online via the IndiGo website or the Axis Bank mobile app. Simply navigate to the "Loyalty" or "Partner" section, choose your preferred variant, and fill in the digital application form. If you are already an IndiGo BluChip member, ensure you use the same mobile number and email ID for a seamless transfer of your rewards account.

No, your BluChips will not expire. IndiGo BluChips have lifetime validity as long as you remain "Program Active" by having at least one earning or redemption activity every 24 months.
No, the Indigo Axis Bank Premium credit card does not offer any lounge benefits.
You need to have an income of Rs.6 lakhs and above in a year to apply for Indigo Axis Bank premium credit card.
No, the Indigo Axis Bank Premium credit card does not offer any fuel surcharge benefits.
The joining fees for Indigo Axis Bank Premium credit card is Rs.5000 plus taxes.

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