IndiGo Axis Bank Credit Card

The IndiGo Axis Bank Credit Card is a travel-focused co-branded credit card designed for frequent IndiGo flyers and everyday spenders. With this credit card, you earn IndiGo BluChips on eligible purchases, accelerated rewards on IndiGo bookings, grocery, and dining spends. Moreover, you also get welcome and renewal benefits, milestone rewards, complimentary domestic airport lounge access, and other travel privileges to enhance your flying experience. Read on to know more about the card's features, benefits, fees, charges, eligibility criteria, and other important details.  

Features and Benefits of IndiGo Axis Bank Credit Card

The IndiGo Axis Bank Credit Card offers travel rewards, milestone benefits, airport lounge access, and convenient payment features for frequent IndiGo flyers.

Welcome Benefits

Get rewarded when you activate your card.

  • Welcome voucher worth 2,400 IndiGo BluChips upon payment of the joining fee.
  • 6E Eats voucher as part of the welcome benefits.

Renewal Benefits

Continue enjoying travel rewards every year.

  • Voucher worth 1,200 IndiGo BluChips on payment of the annual fee.

Reward Benefits

Earn IndiGo BluChips on your everyday spending.

  • 3 IndiGo BluChips for every Rs.100 spent on IndiGo flight bookings and other eligible IndiGo channels.
  • 2 IndiGo BluChips for every Rs.100 spent on grocery and dining transactions.
  • 1 IndiGo BluChip for every Rs.100 spent on all other eligible retail transactions.

Milestone Benefits

Earn additional travel rewards by meeting annual spending milestones.

  • Voucher worth 1,200 IndiGo BluChips on annual spends of Rs.1.5 lakh.
  • Additional voucher worth 1,200 IndiGo BluChips on cumulative annual spends of Rs.3 lakh.

Airport Lounge Access

Travel more comfortably with complimentary lounge access.

  • 1 complimentary domestic airport lounge visit per quarter.
  • Available on achieving Rs.50,000 or more in spends during the preceding three months.

EMI Conversion

Convert eligible purchases into affordable monthly instalments.

  • Convert eligible retail transactions of Rs.1,500 or more into EMIs, subject to the bank's terms and conditions.

Wednesday Offers

Enjoy exclusive savings every Wednesday.

  • Access Wednesday Delight Offers at participating merchants on eligible purchases.

Eligibility Criteria for IndiGo Axis Bank Credit Card

Applicants must generally meet the following eligibility requirements:

  • Age: 18 to 70 years.
  • Residential Status: Must be a Resident Indian.

Documents Required for IndiGo Axis Bank Credit Card

Applicants generally need to submit the following documents while applying.

Identity Proof

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driving Licence

Address Proof

  • Aadhaar Card
  • Ration Card
  • Utility Bills

Income Proof

  • Latest Salary Slips
  • Form 16
  • Income Tax Return (ITR)

Other Documents

  • PAN Card
  • Recent Passport-size Photographs

Note: The documents listed above are indicative. The bank may request additional documents depending on your application profile and internal verification requirements.

Fees and Charges for IndiGo Axis Bank Credit Card

Fee Type

Charges

Joining Fee

Rs.799 + GST

Annual Fee

Rs.799 + GST

Finance Charges

3.75% per month (55.55% per annum)

Cash Withdrawal Fee

2.5% of the transaction amount (Minimum Rs.500)

Cash Payment Fee

Rs.175

Over-limit Charges

2.5% of the over-limit amount (Minimum Rs.500)

Foreign Currency Mark-up Fee

3.50% of the transaction value

FAQs

  1. Does the Indigo Axis Bank credit card offer any lounge benefits?

    Yes, you get one complimentary domestic airport lounge visit every quarter after meeting the applicable spending criteria. 

  2. Does the Indigo Axis Bank credit card offer any waiver on fuel surcharge?

    No, the Indigo Axis Bank credit card does not offer any fuel surcharge benefits. 

  3. How much is the finance charge on the Indigo Axis Bank credit card?

    The finance charge on IndiGo Axis Bank credit card is 3.75% per month (55.55% per annum). 

  4. How much is the cash withdrawal fee on IndiGo Axis Bank credit card?

    A cash withdrawal fee of 2.5% of the transaction amount, subject to a minimum of Rs. 500, is applicable on the IndiGo Axis Bank credit card. 

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