Should I set the PIN for the Indigo IDFC FIRST Dual Credit Cards separately?

Yes, you should set the PIN for the Indigo IDFC FIRST Dual Credit Cards separately. .

Can I set the Indigo IDFC FIRST Dual Credit Cards PIN via net banking?

Yes, you can set the Indigo IDFC FIRST Dual Credit Cards PIN via net banking. .

Can I increase the credit limit of the IndiGo IDFC FIRST Dual Credit Cards?

Yes, the credit limit of the IndiGo IDFC FIRST Dual Credit Cards can be increased. .

Does the Indigo IDFC FIRST Dual Credit Cards come with global acceptance?

Yes, the Indigo IDFC FIRST Dual Credit Cards come with global acceptance. .

IndiGo IDFC FIRST Dual Credit Cards

IndiGo IDFC FIRST Dual Credit Card is a co-branded card offered by IDFC FIRST Bank and IndiGo airlines. You can avail the credit card by paying a joining fee of Rs.4,999 or if you have a Fixed Deposit (FD) account of at least Rs.1 lakh with the bank.

Updated On - 09 Feb 2026

Overview of IndiGo IDFC FIRST Dual Credit Cards

Two physical cards, a Mastercard and a RuPay card will be provided if you opt for the IndiGo IDFC FIRST Dual Credit Cards. The credit limit will be for both the credit cards and you will earn IndiGo Bluchip earnings in case of any spends on either card.

The cards come with several features that are travel-focused. A renewal fee of Rs.4,999 must be paid from the second year. The cards come with various welcome, milestone, and golf benefits.

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Features and Benefits of IndiGo IDFC FIRST Dual Credit Cards

The main features and benefits of the IndiGo IDFC FIRST Dual Credit Cards are mentioned in the table below:

Category	Details
Golf Benefits	12 gold lessons and four free golf rounds are offered in a year with the Mastercard.
Travel Cancellation Cover	Up to Rs.25,000 will be provided as a reimbursement in a year on cancellation of non-refundable hotel bookings and flights.
Milestone Benefits	5,000 BluChips will be provided if you spend Rs.2 lakh, Rs.5 lakh, Rs.8 lakh, Rs.10 lakh, and Rs.12 lakh in a year. You can earn up to 25,000 BluChips in a year.
Forex Mark-Up Fee	1.49%
Annual Fee Payment	Once the annual fee is paid, you will receive an IndiGo meal voucher and 5,000 BluChips as a voucher.
Welcome Benefit	Once the card has been activated and you spend Rs.1 lakh within 90 days, you will receive 3,000 BluChips.

Reward Point Benefits of IndiGo IDFC FIRST Dual Credit Cards

Up to 22 BluChips can be earned for flight bookings on the IndiGo website or app.

3 BluChips are provided for other spend.

0.5 BluChips are offered on UPI payments.

How to Apply for the IndiGo IDFC FIRST Dual Credit Cards?

The process that must be followed to apply for the IndiGo IDFC FIRST Dual Credit Cards are mentioned below:

Visit https://www.idfcfirstbank.com/credit-card/indigo-credit-card.

Choose whether you would like to apply for the card with the joining fee or via an FD.

Enter your name, date of birth, and mobile number.

Select ‘Generate OTP’.

Enter the OTP that is sent to the registered mobile number.

Follow the steps on the next page to apply for the card.

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Fees and Charges of IndiGo IDFC FIRST Dual Credit Cards

The different fees and charges that are levied on the IndiGo IDFC FIRST Dual Credit Cards are mentioned in the table below:

Category	Charges
Late Payment Fees	15% of the amount that is due (minimum of Rs.100 and maximum of Rs.1,300)
Finance Charges	8.65% - 46.2% p.a.
Annual Fee	Rs.4,999 plus taxes
Joining Fee	FD: Nil Without FD: Rs.4,999 plus taxes

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FAQs on IndiGo IDFC FIRST Dual Credit Cards

Should I set the PIN for the Indigo IDFC FIRST Dual Credit Cards separately?
Yes, you should set the PIN for the Indigo IDFC FIRST Dual Credit Cards separately.
Can I set the Indigo IDFC FIRST Dual Credit Cards PIN via net banking?
Yes, you can set the Indigo IDFC FIRST Dual Credit Cards PIN via net banking.
Can I increase the credit limit of the IndiGo IDFC FIRST Dual Credit Cards?
Yes, the credit limit of the IndiGo IDFC FIRST Dual Credit Cards can be increased.
Does the Indigo IDFC FIRST Dual Credit Cards come with global acceptance?
Yes, the Indigo IDFC FIRST Dual Credit Cards come with global acceptance.
Can I apply for the Indigo IDFC FIRST Dual Credit Cards online?
Yes, you can apply for the Indigo IDFC FIRST Dual Credit Cards online.

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