FIRST WOW! Black Credit Card

Benefits of FIRST WOW! Black Credit Card

The key benefits of FIRST WOW! Black credit card:

Travel

• Offers four complimentary domestic lounge access per year (one per quarter).
• Offers trip cancellation cover refunding up to Rs.10,000.
• On movie tickets booked through District by Zomato, the card offers a 25% discount up to Rs.100 once per month.
• On transaction between Rs.200 and Rs.5000, the card offers 1% fuel surcharge waiver up to Rs.200 in every statement cycle.

Note: The airport lounge access can be availed in the next month, if Rs.20,000 is spent in the calendar month.

Lifestyle

• Offers personal accident coverage of up to Rs.2 lakh.
• Offers lost card liability cover of Rs.25,000.
• Offers complimentary roadside assistance worth Rs.1,399.

Dual Card Benefits

• For dual cards, you can earn 3X reward points on UPI payments (up to 1% value back).

Reward Benefits

• Bonus travel reward points of 50 reward points on hotel bookings per Rs.150 spent.
• Bonus travel reward points of 30 per Rs.150 spent on flight bookings.
• On the UPI transaction above Rs.2000, the card offers three reward points.
• On the UPI transaction below Rs.2000, the card offers one reward point.
• on utility, railway spends, FASTag recharges and insurance payments per Rs.150 spent, the card also offers 1 reward point.
• On every Rs.150 spent online, offline and international spends, the card offers four reward points.

Note: The reward point cannot be earned on fuel, EMI transactions, loan on card, balance transfer, and cash withdrawal.

Fees and Charges of FIRST WOW! Black Credit Card

The fees and charges on FIRST WOW! Black credit card is mentioned in the table below:

Eligibility Criteria

The required eligibility criteria to apply for FIRST WOW! Black credit card are mentioned below:

• Age limit: 18 to 80 years.
• Must be an Indian citizen.
• Must have a current and permanent residential address.
• Linked FD of at least Rs.20,000.

How to Apply for FIRST WOW! Black Credit Card?

To apply for the FIRST WOW! Black credit card, follow the below-mentioned steps:

• Visit the official website of the IDFC FIRST Bank.
• Select the FIRST WOW! Black credit card from the credit card section.
• Click on ‘Apply Now’.
• Register yourself by filling in the details on the page.
• Create a fixed deposit.
• Complete the KYC (Know Your Customer) process.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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