IDFC First Bank Mayura Credit Card

Features of IDFC First Bank Mayura Credit Card

Travel

1. When you use your card to make purchases overseas, there are no foreign currency costs to be concerned about.
2. Access to four international and four domestic airport lounges in a quarter.
3. You can cancel hotel and travel reservations and receive up to Rs.50,000 in compensation twice a year if you have a Cancel for any reason coverage.
4. Take advantage of four complimentary lounge visits at a few Indian train terminals.

Lifestyle

1. Get access to 40 complimentary golf rounds or lessons per year.
2. Take advantage of a Movie Ticket Buy One Get One Free offer, where you can save up to Rs.500 on the second ticket. You may use the benefit twice in a calendar month.
3. Fuel surcharge waiver of 1% of up to Rs.500.

Comprehensive Insurance Policy

1. A 1 crore air accident policy, a Rs.1 crore personal accident policy, and a Rs.50,000 lost card liability policy. Valid for at least one Mayura Credit Card transaction made within the previous thirty days.
2. Obtain $1200 in comprehensive travel insurance.
3. Free Roadside Assistance valued at Rs.1,399 available 24/7.

Fees and Charges

The fees and charges for IDFC First Bank Mayura Credit Card are given below:

Joining Fee	Rs.5,999 + GST
Annual Fee	Rs.5,999 + GST

How to apply for IDFC First Bank Mayura Credit Card

Online

1. Click on the link.
2. Enter your name as on your Aadhaar Card, followed by your date of birth, and mobile number.
3. Click on the ‘Apply Now’ button.
4. Follow the instructions given thereafter. Once the application process is complete, you will receive a confirmation message for the same.

Offline

You can visit the nearest IDFC First Bank branch along with all the documents. You can then fill in the application form and submit it along with all the documents. If all the details are found to be correct post verification, your application will be approved, and the Mayura Credit Card will be sent to your communication address.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on IDFC First Bank Mayura Credit Card

• When will the joining fee need to be paid?

  As soon as the digital card is issued, the joining cost of Rs.5,999 + GST is due. This cost can be paid at any time until the date of the first statement due.

• What is the Mayura Credit Card's membership benefit?

  After paying the membership fee, you will get Rs.1,000 in cashback for every 4 credit card transactions you make within 60 days of the card's creation that total Rs.1,000 or more. The subsequent statement will reflect the joining benefit. Transactions involving cash withdrawals, fees, and levies will not qualify for the joining bonus.

• What credit limit will I have?

  In accordance with internal bank standards, you will be assigned a credit limit if this is your first application for an unsecured credit card from IDFC FIRST Bank. Your new credit card will have the same credit limit if you currently hold an unsecured IDFC FIRST Bank credit card. All unsecured credit cards will have the same credit limit, nevertheless.

• Do any restrictions exist on obtaining 10X reward points?

  Fees and charges associated with education, government, rent and property management/purchasing, utilities, insurance, EMI, cash withdrawal, fuel, and other expenses. The only transactions taken into account are those that were settled by the merchant prior to the creation of the statement. A transaction will not earn 10X rewards if it is settled after the statement is generated. The rewards for these transactions will be applied following the creation of the subsequent statement.

• What is the duration of my reward points' validity?

  One advantage of the Mayura Credit Card is that reward points never expire. If the credit card is active, the reward points are valid.

• Which promotions are offered for the Mayura Credit Card?

  Benefits offered by the Mayura Credit Card include free airport lounge access, cinema tickets, discounts on over 300 brands, and much more.

• What is the Mayura Credit Card's FX markup?

  There is NO FX markup offered with the Mayura Credit Card. Spend on overseas travel and purchases done from India without incurring additional costs.

• How do I use my free Lounge / Spa privilege?

  By spending Rs.20,000 or more in the current calendar month, you can activate your Lounge/Spa bonus for the following one.