HSBC Credit Cards for Airport Lounge Access

HSBC credit cards offer exclusive airport lounge access, providing comfort and savings during layovers. This benefit ensures a relaxing travel experience, with complimentary amenities like food, Wi-Fi, and comfortable seating. With HSBC cardholders can enjoy a premium airport experience without extra costs.

Updated On - 08 Sep 2025
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HSBC Lounge Access Programs

HSBC offers two distinct lounge access programs for its Premier Mastercard Credit Cardholders. These programs provide exclusive benefits at select airport lounges both within India and internationally. Below are the details of each program:

What is the LoungeKey Airport Lounge Access Program?

The LoungeKey Program is an exclusive international lounge access benefit for HSBC Premier Mastercard primary Credit Cardholders. It grants complimentary access to over 1,400 airport lounges worldwide, offering luxurious amenities such as comfortable seating, refreshments, internet access, and business facilities. With HSBC’s LoungeKey benefit, cardholders can enjoy international travel experience by accessing premium airport lounges worldwide.

Benefits and Features

The benefits and features of HSBC LoungeKey Airport Lounge Access Program are as follows:

  1. Unlimited complimentary lounge access for the primary HSBC Premier Mastercard Credit Cardholder.
  2. Access to over 1,400 airport lounges at major international airports across the globe.
  3. 8 complimentary guest lounge visits per year, allowing you to bring a guest with you.
  4. After using the 8 complimentary guest visits, a fee of USD 27 plus taxes will be charged per guest visit.
  5. LoungeKey pre-authorisation charge of USD 3.25, which is reversed within 25 days.
  6. Complimentary premium services such as Wi-Fi, refreshments, and seating in an exclusive and relaxing environment.

Eligibility

  1. Only HSBC Premier Mastercard primary Credit Cardholders are eligible.
  2. Add-on cardholders are not eligible for complimentary guest visits.
  3. If the credit card is lost, cancelled, or reclassified, access to the LoungeKey benefit will be revoked.
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Mastercard India Lounge Access Program (Within India)

What is the Mastercard India Lounge Access Program?

The Mastercard India Lounge Access Program is a domestic airport lounge benefit for HSBC Premier Mastercard Credit Cardholders, providing exclusive access to select airport lounges within India. This program ensures that travellers flying within the country can enjoy premium lounge facilities at domestic and international terminals.

Benefits and Features

The benefits and features of HSBC Mastercard India Lounge Access Program are as follows:

  1. Unlimited complimentary airport lounge access for HSBC Premier Mastercard primary cardholders per year.
  2. Access to select airport lounges across major domestic and international terminals in India.
  3. Lounge entry is granted upon successful card authorisation on an electronic terminal at the lounge.
  4. A Rs.25 pre-authorisation charge will be applied for validation but will not be debited from your account.
  5. Lounge services include seating, refreshments, and other premium amenities.

Eligibility

  1. Available to HSBC Premier Mastercard primary Credit Cardholders.
  2. Add-on cardholders have separate eligibility under this program.
  3. Lounge access is subject to availability and is provided on a first-come-first-serve basis.

Note: Mastercard can modify or revoke the program at any time.

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HSBC India Lounges

The table below provides details of airport lounges accessible under the HSBC India Lounge Program:

City

Lounge Name(s)

Location/Address

Type

Agartala

Primus Lounge

Agartala Airport, Terminal 1, After SHA, Tripura - 799009

Domestic

Ahmedabad

The Lounge

Sardar Vallabhbhai Patel Int'l Airport, Terminal 1 & 2, Gujarat - 380006

Domestic & International

Allahabad

Zesto Lounge

Allahabad Airport, Terminal 1, After Immigration, UP - 231210

Domestic

Amritsar

Primus Lounge

Sri Guru Ram Dass Jee Int'l Airport, Terminal 1, Punjab - 143101

Domestic

Bangalore

080 Domestic Lounge, BLR Domestic Lounge

Kempegowda Int'l Airport, Terminal 1 & Terminal 2, Karnataka - 560300

Domestic

Bhopal

Primus Lounge

Raja Bhoj Int'l Airport, Terminal 1, After SHA, MP - 462036

Domestic

Bhubaneswar

Bird Lounge

Biju Patnaik Int'l Airport, Terminal 1, Opp. Gate 2, Odisha - 751020

Domestic

Calicut

Bird Lounge

Calicut Airport, Terminal 1, Near Gate 2, Kerala - 673647

Domestic

Chandigarh

Primus Lounge

Chandigarh Int'l Airport, Terminal 1, Punjab - 140306

Domestic & International

Chennai

Travel Club Lounge A, Travel Club Lounge B, Travel Club Lounge

Chennai Int'l Airport, Terminal 1 & Terminal 2, Tamil Nadu - 600027

Domestic & International

Coimbatore

Blackberry Lounge

Coimbatore Int'l Airport, Terminal 1, 1st Floor, Tamil Nadu - 641014

Domestic

Dehradun

Bird Lounge

Jolly Grant Airport, Terminal 1, 1st Floor, Uttarakhand - 248140

Domestic

Dibrugarh

Saptagiri Restaurant

Dibrugarh Airport, Terminal 1, 1st Floor, Assam - 786012

Domestic

Goa

Encalm Lounge (Mopa), Good Times Lounge & Bar (Dabolim)

New Goa Int'l Airport (Mopa) & Dabolim Airport, Goa

Domestic & International

Guwahati

The Lounge

Lokpriya Gopinath Bordoloi Int'l Airport, Terminal 1, Assam - 781015

Domestic

Hyderabad

Encalm Lounge

Rajiv Gandhi Int'l Airport, Terminal 1, Telangana - 500409

Domestic & International

Indore

Primus Lounge

Devi Ahilyabai Holkar Int'l Airport, Terminal 1, MP - 452005

Domestic

Jaipur

Primus Lounge

Jaipur Int'l Airport, Terminal 1, Rajasthan - 302011

Domestic

Jammu

Paahun The Executive Lounge

Jammu Airport, Terminal 1, J&K - 180003

Domestic

Kannur

Pearl Lounge

Kannur Int'l Airport, Main Terminal, Kerala - 670702

Domestic & International

Kochi

Earth Lounge

Cochin Int'l Airport, Terminal 1 & Terminal 3, Kerala - 683572

Domestic & International

Kolkata

Travel Club Lounge

Netaji Subhash Chandra Bose Int'l Airport, Terminal 1 & Terminal 2

Domestic & International

Lucknow

The Lounge

Chaudhary Charan Singh Int'l Airport, Terminal 2, UP - 226009

Domestic

Madurai

Primus Lounge

Madurai Int'l Airport, Terminal 1, Tamil Nadu - 625022

Domestic & International

Mumbai

Adani Lounge, Loyalty Lounge, Oasis Lounge, Travel Club Lounge

Chhatrapati Shivaji Int'l Airport, Terminal 1 & Terminal 2

Domestic & International

Nagpur

Mandarin Lounge

Dr. Babasaheb Ambedkar Int'l Airport, Terminal 1, Nagpur - 440005

Domestic

New Delhi

Encalm Lounge

Indira Gandhi Int'l Airport, Terminal 1, Terminal 2, Terminal 3

Domestic & International

Patna

Zesto Executive Lounge

Lok Nayak Jayaprakash Airport, Terminal 1, Bihar

Domestic

Pune

Earth Lounge

Pune Int'l Airport, Terminal 1, Lohegaon - 411014

Domestic

Ranchi

Cram Bar

Birsa Munda Airport, Main Terminal, Jharkhand - 834002

Domestic

Srinagar

Paahun The Executive Lounge

Sheikh Ul-Alam Int'l Airport, Terminal 1, J&K - 190007

Domestic

Trivandrum

Merlot Executive Lounge, The Lounge

Trivandrum Int'l Airport, Terminal 1, Kerala

Domestic & International

Vadodara

Premium Lounge

Vadodara Airport, Main Terminal, Gujarat - 390022

Domestic

Varanasi

Take Off Bar

Lal Bahadur Shastri Airport, Main Terminal, UP - 221006

Domestic

How to Apply for an Airport Lounge Access Credit Card

Follow the instructions given below to apply for an airport lounge access credit card from HSBC:

  1. Step 1: Visit the official HSBC website using your preferred web browser.
  2. Step 2: Navigate to the Banking section and click on the Credit Cards option to explore the available credit card choices.
  3. Step 3: Carefully read through the features, benefits, and privileges associated with the credit cards, ensuring they align with your requirements, especially in terms of airport lounge access.
  4. Step 4: Once you have selected the most suitable card, click on the Apply Now button. This will automatically redirect you to the application page.
  5. Step 5: On the application page, review the eligibility criteria to check if you meet all the necessary requirements for the selected credit card.
  6. Step 6: If eligible, proceed by filling in your basic details, such as your full name, mobile number, and email address. Additionally, select your preferred e-KYC (Know Your Customer) option, tick the consent box, and then click the Submit button to complete your application.
  7. Step 7: After submitting your application, HSBC will contact you to guide you through the next steps, which may include additional verification or document submission.
  8. Step 8: Once your application is successfully processed and approved, your credit card will be dispatched and delivered to your registered address. You can then start enjoying the benefits, including access to airport lounges.

Customer Care

HSBC credit cardholders with LoungeKey membership can access dedicated customer support for all their airport lounge access queries. Whether you need assistance with lounge eligibility, membership details, or access procedures, the expert multilingual support team is ready to assist you.

Contact Details for HSBC Cardholders:

  1. India (Toll-Free): 000 800 040 1298
  2. UK (London): +44 (0) 208 865 0767
  3. Hong Kong: +852 3071 5062

Customer Support Availability: The LoungeKey customer care team is available 24 hours a day, 7 days a week, 365 days a year to ensure seamless and hassle-free lounge access for HSBC cardholders.

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FAQs on HSBC Credit Cards for Airport Lounge Access

  • What are the lounge benefits of the HSBC Premier Credit Card?

    The HSBC Premier Credit Card provides unlimited lounge access to select domestic and international airport lounges. Additionally, it includes 8 complimentary guest visits at applicable overseas lounges. Cardholders also enjoy membership in the LoungeKey Program, which provides access to over 1,400 international lounges worldwide.

  • How can I access an airport lounge using my HSBC credit card?

    To access a lounge, visit a participating airport lounge and present your HSBC credit card along with your boarding pass. Some lounges may place a small refundable pre-authorisation charge, which is reimbursed once your boarding pass is stamped. This allows you to enjoy the lounge’s facilities before your flight.

  • Can I use HSBC lounge access at international airports?

    Yes, HSBC Premier Credit Card holders can access more than 1,400 international airport lounges through the LoungeKey Program. These lounges provide a comfortable waiting experience with amenities such as high-speed Wi-Fi, complimentary snacks, and beverages.

  • How can I check which lounges accept my HSBC credit card?

    You can verify lounge access by visiting the HSBC website, calling HSBC customer service, or consulting your HSBC relationship manager. Checking in advance ensures that you can plan your lounge visits effectively and make the most of your card’s benefits.

  • Can I take a guest with me to an airport lounge?

    HSBC Premier Credit Cardholders receive 8 complimentary lounge visits per year for their guests at select overseas lounges. However, this benefit is only available to the primary cardholder. Supplementary cardholders do not have guest access privileges.

  • Can I use my HSBC credit card for lounge access during a layover?

    Yes, if you have a layover or your flight is delayed, you can use your HSBC credit card to access the airport lounge. This allows you to relax in a comfortable environment, enjoy refreshments, and make use of lounge services while waiting for your next flight.

  • Are all Indian airport lounges covered under the HSBC lounge access Program?

    No, HSBC credit card lounge access is available only at select airport lounges in India. The list of participating lounges may change from time to time, so it is recommended to check the latest details before your trip.

  • What other benefits come with HSBC lounge access credit cards?

    In addition to lounge access, HSBC credit cards provide benefits such as complimentary meals, free Wi-Fi, and exclusive seating areas. Some cards may also offer concierge services, travel insurance, and access to luxury travel experiences, making your journey more comfortable.

  • How can I apply for an HSBC lounge access credit card?

    To apply, visit the HSBC website and navigate to the Credit Cards section under Banking. Select the preferred card, check the eligibility criteria, and submit your application online with your details. Once approved, your credit card will be delivered to your registered address.

  • Where can I get more information about HSBC’s lounge access benefits?

    For more details, you can visit HSBC’s LoungeKey customer support page or HSBC India’s official website. Additionally, you can contact HSBC customer service or your relationship manager for guidance on available lounges and card benefits.

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