HSBC Bank is one of the leading banks in India. Their credit cards are popular for the amazing features and benefits it offers. HDFC Bank has simplified the bill payment process and allows their cardholders to pay their credit card bill both online and offline. HSBC credit cardholders can pay their credit card bill on the HSBC official website or through any savings netbanking account. Alternatively, they can also visit the closest HSBC Bank branch and drop a cheque or pay through Demand Draft.
If you have an HSBC credit card but not a savings account, you can still go ahead and pay your credit card bill using a non-HSBC savings bank debit card. In order to pay your HSBC bank credit card bill using other bank’s debit card, you will have to register to the netbanking account. If you already have your netbanking login credentials, you can transfer funds towards your credit card bill through National Electronic Funds Transfer (NEFT) or Immediate Payment Service (IMPS).
While NEFT transactions have time restrictions and are cleared once in the morning and once in the evening, IMPS transfers take place instantly. If you are paying your HSBC Bank credit card bill on the due date and you want the funds to be instantly transferred, IMPS fund transfer option is recommended. If you have ample time, you can choose to transfer the funds through NEFT.
To pay your HSBC credit card bill through NEFT fund transfer option, follow the steps below:
Currently, HSBC Bank does not accept IMPS payments for credit card bills. Alternatively, HSBC credit cardholders can choose one of the following ways to pay their bill:
BillDesk is one of the payment gateway providers in India who have made utility bill and credit card payments easy and simple for their customers. To pay your HSBC Bank credit card bill through BillDesk, follow the below procedure: