Home Credit India is a part of international consumer finance provider which has its branches spread across Asia and Europe. The aim of the organisation is to promote financial inclusion in India. Its customers can get instant and quick loans through the help of its newly launched Ujjwal Card. The customers can spend the cash when they are in need with this credit card. Ujjwal card also has immense number of benefits for its card holders.
The following are the benefits of availing Home Credit Ujjwal Card:
Here’s the eligibility criteria to apply for a Home Credit Ujjwal Card:
Let us have a look at the fees and charges:
The applicant can avail luxury pre-approved limit by paying Rs.549 as a membership fee.
The following steps will guide you to apply for a Home Credit Ujjwal Card:
Step 1: Visit https://www.homecredit.co.in/en/ujjwal-card.
Step 2: Click on “Apply Now”
Step 3: Select “Home Credit Ujjwal Card” from the drop-down menu
Step 4: Enter your name and mobile number
Step 5: Click on “Next”
Step 6: Next, enter pin code, email id, and preferred language
Step 7: Agree to the terms and conditions
Step 8: Click on “Submit”
You can pay your monthly Equated Monthly Instalments (EMIs) by clicking on “Pay Emi”.
The following are the documents required to apply for Home Credit Ujjwal Card:
There are three ways to shop using Home Credit Ujjwal card:
No. Home Credit does not provide physical card. You will get the credit limit in the Home Credit app using which you can do shopping.
You will be charged with a nominal fee for applying for Ujjwal card.
Payment holiday helps in postponing their EMIs by one month. The customers can avail this facility after paying two EMIs.
The monthly bill of the customers will be sent to their registered email address at th end of every month.
You have to pay Rs.549 as a one-time membership fee along with the processing charges. In addition, Rs.99 will be charged every year which can also be waived off if you have used this card at least once in 12 months.
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