HDFC CSC Small Business MoneyBack Credit Card

Welcome Benefits

1. On spending Rs.75,000 in a year, enjoy a complimentary Zomato Gold membership.

Renewal Benefits

1. The renewal fee of the card will be waived off on spending Rs.25,000 in a year.
2. Get 1,000 reward points on spending Rs.90,000 in a year.

Reward Point Benefits

1. For every Rs.150 spent on online spends, get 4 reward points.
2. Get 2 reward points for every Rs.150 spent on other spends.

Cashback Benefits

1. Get a cashback of 5% on utility bill spends

Dining Benefits

Enjoy savings of 17.5% on Dineout Pay with the CSC Small Business MoneyBack Credit Card.

Fuel Benefits

1% fuel surcharge waiver on all fuel spends made with the CSC Small Business MoneyBack Credit Card.

Interest-free credit Benefits

Up to 50 days

Annual fee

Rs.250

Charges on overlimit

2.5% of the withdrawn amount or Rs.500

Cash processing fee

Rs.100

Cash advance limit

40% of the credit limit

Interest-free credit period

Up to 50 days

Interest rate

3.49% per month

Cash advance charges

2.5% of the amount withdrawn or Rs.500 (higher amount will be taken)

Minimum repayment amount

5% of the total outstanding or a minimum of Rs.200

Cash advance limit

40% of the credit limit

Cash advance charges

2.5% of the withdrawn amount or Rs.500

Duplicate statement charge

Rs.10 per statement

Late payment charges

1. Less than equal to Rs.100 - Nil
2. Rs.101 to Rs.500 - Rs.100
3. Rs.501 to Rs.1,000 - Rs.500
4. Rs.1,001 to Rs.5,000 - Rs.600
5. Rs.5,001 to Rs.10,000 - Rs.750
6. Rs.10,001 to Rs.25,000 - Rs.900
7. Rs.25,001 to Rs.50,000 - Rs.1100
8. More than Rs.50,000 Rs.1300

Cash processing fee

Rs.100

Payment returns charges

2% of the payment amount subjected to a minimum of Rs.450

Nationality

The applicant must be a citizen of India.

Age

The applicant must be at least 21 years old.

Credit Score

The applicants who hold a good credit score have a higher chance of being eligible for the card.

Employment status

The applicant must be self-employed with an annual ITR of above Rs.6 lakh.

Salary Slip

Ration Card

Voter ID

Form 16

Aadhaar Card

Aadhaar Card

IT Returns

Voter ID

Driving License

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Passport

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