Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

    • HDFC CSC Small Business MoneyBack Credit Card

    Icon for Credit Card Eligibility
    Click here to
    Check your Eligibility!

    The CSC Small Business MoneyBack Credit Card is a cashback credit card that is offered by HDFC Bank. This credit card offers reward points on all business and personal spends. The CSC Small Business MoneyBack Credit Card comes with an annual fee of Rs.250 and a finance charge of 3.49% per month.

    Key Highlights of the HDFC CSC Small Business MoneyBack Credit Card

    • Up to 4 reward points for every Rs.150 spent on online spends.
    • Accelerated reward points on fuel spends.
    • 5% cashback on utility purchases.
    • Spend based benefits
    • Savings on dining expenses.

    Features and Benefits of the HDFC CSC Small Business MoneyBack Credit Card

    Welcome Benefits
    • On spending Rs.75,000 in a year, enjoy a complimentary Zomato Gold membership.
    Renewal Benefits
    • The renewal fee of the card will be waived off on spending Rs.25,000 in a year.
    • Get 1,000 reward points on spending Rs.90,000 in a year.
    Reward Point Benefits
    • For every Rs.150 spent on online spends, get 4 reward points.
    • Get 2 reward points for every Rs.150 spent on other spends.
    Cashback Benefits
    • Get a cashback of 5% on utility bill spends
    Dining Benefits Enjoy savings of 17.5% on Dineout Pay with the CSC Small Business MoneyBack Credit Card.
    Fuel Benefits 1% fuel surcharge waiver on all fuel spends made with the CSC Small Business MoneyBack Credit Card.
    Interest-free credit Benefits Up to 50 days

    HDFC CSC Small Business MoneyBack Credit Card Limit

    The credit limit of the HDFC CSC Small Business MoneyBack Credit Card is assigned at the discretion of the bank after considering various factors such as the credit score, the credit utilisation ratio, and the past repayment habits of the applicant.

    Compare Credit Cards

    HDFC CSC Small Business MoneyBack Credit Card Fees and Charges

    Type of Charge Amount
    Annual fee Rs.250
    Charges on overlimit 2.5% of the withdrawn amount or Rs.500
    Cash processing fee Rs.100
    Cash advance limit 40% of the credit limit
    Interest-free credit period Up to 50 days
    Interest rate 3.49% per month
    Cash advance charges 2.5% of the amount withdrawn or Rs.500 (higher amount will be taken)
    Minimum repayment amount 5% of the total outstanding or a minimum of Rs.200
    Cash advance limit 40% of the credit limit
    Cash advance charges 2.5% of the withdrawn amount or Rs.500
    Duplicate statement charge Rs.10 per statement
    Late payment charges If outstanding balance is:
    • Less than Rs.100 - Nil
    • Between Rs.100 and Rs.500 - Rs.100
    • Between Rs.500 and Rs.5,000 - Rs.500
    • Between Rs.5,000 and Rs.10,000 - Rs.600
    • Between Rs.10,000 and Rs.25,000 - Rs.800
    • Between Rs.25,000 and Rs.50,000 - Rs.1,100
    • Above Rs.50,000 - Rs.1,300
    Cash processing fee Rs.100
    Payment returns charges 2% of the payment amount subjected to a minimum of Rs.450

    Eligibility Criteria for HDFC CSC Small Business MoneyBack Credit Card

    Nationality The applicant must be a citizen of India.
    Age The applicant must be at least 21 years old.
    Credit Score The applicants who hold a good credit score have a higher chance of being eligible for the card.
    Employment status The applicant must be self-employed with an annual ITR of above Rs.6 lakh.
    Check Your Eligibility

    Documents Required for the HDFC CSC Small Business MoneyBack Credit Card

    Income Proof Proof of Address Identity Proof
    Salary Slip Ration Card Voter ID
    Form 16 Aadhaar Card Aadhaar Card
    IT Returns Voter ID Driving License
    - Passport -

    How to Apply for the HDFC CSC Small Business MoneyBack Credit Card

    You can apply for this HDFC Credit Card from the official website of HDFC Bank or BankBazaar.

    To apply for the credit card, you can follow the steps given below:

    • Step 1: Visit the website of HDFC Bank.
    • Step 2: Select ‘credit cards’.
    • Step 3: Click on the HDFC CSC Small Business MoneyBack Credit Card
    • Step 4: Select the ‘Apply Now’ option.
    • Step 5: Submit the required details.
    • Step 6: A representative from the bank will contact you

    FAQs on HDFC CSC Small Business MoneyBack Credit Card

    1. Can I apply for an add-on credit card?

      Yes, you can apply for an add-on credit card for family members above the age of 18.

    2. Is there an annual fee waiver on the HDFC CSC Small Business MoneyBack Credit Card?

      Yes, on spending Rs.25,000 in a year, the annual fee of Rs.250 will be waived off.

    3. What is the interest charge on the HDFC CSC Small Business MoneyBack Credit Card?

      On a monthly basis, a finance charge of 3.49% will be charged on the HDFC CSC Small Business MoneyBack Credit Card.

    Apply for Credit Card

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.