HDFC Bank BizPower Credit Card

Interest Free Credit Period 

Up to 55 days 

Reward Points 

1. 4 Reward Points are offered in case Rs.150 is spent for business purposes. 
2. The value of 1 Reward Point is Rs.0.50.

5X Reward Points 

1. Reliance Digital 
2. Google Ads 
3. In case GST is paid on https://payment.gst.gov.in/payment/. 
4. Advance Tax payment on https://eportal.incometax.gov.in/iec/foservices/#/login. 
5. Income Tax payment on https://eportal.incometax.gov.in/iec/foservices/#/login. 
6. In case any bills are paid on SmartPay and Payzapp.

Welcome Benefits 

In case an online transaction has been completed within 30 days from the day the card has been issued, Amazon Prime membership is given for a year and 6 months’ Biz Prime subscription is provided. 

Airport Lounge 

1. International: 6 in a year via Priority Pass
2. Domestic: 2 in a quarter

Milestone Benefits 

In case Rs.2.50 lakh is spent every quarter, Rs.2,500 of Reliance Digital/MakeMyTrip will be given as a Gift Voucher. 

Renewal Fee 

In case Rs.4 lakh is spent in a year, the renewal fee need not be paid. 

Insurance Benefits 

Four different insurance plans are offered that cover hospital cash, electronic equipment, and fire and burglary insurance. 

Other Features 

1. Easy EMI 
2. Smart EMI 
3. Dining Benefits 
4. Zero Lost Card Liability

Joining Fee 

Rs.2,500 plus taxes 

Renewal Fee 

Rs.2,500 plus taxes (waived in case Rs.4 lakh is spent in the previous year) 

Foreign Current Transaction 

2% 

Cash Advance Fee 

Rs.500 or 2.5%, whichever is higher 

Payment Return Charges 

2% of the payment (minimum of Rs.400) 

Overlimit Charges 

2.5% of the overlimit amount (minimum of Rs.550) 

Rewards Redemption Fee 

Rs.99