How many days after which will I have to pay the joining fee on the HDFC Bank Biz First credit card?

The joining fee for Biz First credit card will be applicable for 120 days from the date on which the card is issued by HDFC Bank. .

Can I apply for the Biz First Credit Card by visiting the nearest branch of the HDFC Bank?

Yes, you can apply for the Biz First Credit Card by visiting the nearest branch of the HDFC Bank.

Can I set the PIN for the HDFC Bank Biz First Credit Card at the nearest HDFC Bank ATM?

Yes, you can set the PIN for the HDFC Bank Biz First Credit Card at the nearest HDFC Bank ATM.

Can I pay my HDFC Bank Biz First credit card bill in cash?

Yes, you can pay your HDFC Bank Biz First credit card bill in cash.

For how many days are the Biz First credit card reward points valid for?

The reward points for HDFC Bank Biz First credit card are valid for a period of two years from the date they have been accumulated.

HDFC Biz First Credit Card

The HDFC Bank Biz First Credit Card is a top-tier credit card option and is designed to cater to the financial needs of modern business. This card offers credit facilities and rewards to its users.

Available at a minimal joining fee of Rs.500, the Biz First Credit Card provides customers with various benefits and convenience.

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Features of HDFC Biz First Credit Card

Enabling your business

Enjoy an interest-free credit period of up to 55 days.
Earn 3% cash points on EMI expenses up to 1000 points in a month.
Earn 2% cash points on utility bills, electronics, SmartPay and PayZapp transactions, up to 500 cash points in a month.
Earn 1% cash points on all other categories of spending, including UPI, up to 500 cash points in a month.

Milestone Benefits

Earn 2,000 bonus cash points on reaching quarterly retail spending of limit of Rs.75,000 and above, excluding rent and petrol transactions
Applicable to annual expenditure of Rs. 50,000 in the previous year

Insurance Benefit

With HDFC Biz First credit card, you will get four choices between different business insurance annual plans. They are as follows:

Insurance Covers	Amount via Plan 1	Amount via Plan 2	Amount via Plan 3	Amount via Plan 4
Fire & Burglary insurance for shop, excluding theft	Rs. 5 lakh	Rs. 10 lakh	Rs. 20 lakh	Rs. 50 lakh
Cash in safe	Rs. 25,000	Rs. 50,000	Rs. 1 lakh	Rs. 2.5 lakh
Cash in transit	Rs. 25,000	Rs. 50,000	Rs. 1 lakh	Rs. 2.5 lakh
Electronic equipment insurance, excluding terrorism	Rs. 50,000	Rs. 1 lakh	Rs. 2 lakh	Rs. 2.5 lakh
Hospital Cash: Accident Only Amount Payable/Day (30 days cover)	Rs. 1,000	Rs. 1,500	Rs. 2,000	Rs. 5,000
Hospital Cash: Illness Only Amount Payable/Day (30 days cover)	Rs. 1,000	Rs. 1,500	Rs. 2,000	Rs. 5,000
Total Premium without GST	Rs. 3,207	Rs. 6,221	Rs. 12,442	Rs. 23,886
Total Premium with GST	Rs. 3,785	Rs. 7,341	Rs. 14,681	Rs. 28,185

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UPI Payment Benefits

Earn 1% cash point benefits on making UPI payments using RuPay Biz First Credit Card

Card Activation Benefits

Earn a Rs.250 worth gift voucher on making 1 transaction on Biz First Credit Card within first 37 days after issuance of the card. Vouchers can be redeemed on top brands such as Amazon Swiggy & others.

Renewal Offer

Renewal fee waived off if spending exceeds Rs.7.5 lakh in the previous year.

Additional Benefits

Get 1% fuel surcharge waived off, applicable on fuel station across India.
Get up to 20% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card.
Earn up to 5% cash back on online/travel shopping on SmartBuy.

Eligibility Criteria

The eligibility criteria to apply for this credit card is given below:

You should be a citizen of India, self-employed and aged between 21 to 65 years old.
Your annual income tax return (ITR) should exceed Rs. 21 lakh.

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Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on HDFC Biz First Credit Card

How many days after which will I have to pay the joining fee on the HDFC Bank Biz First credit card?
The joining fee for Biz First credit card will be applicable for 120 days from the date on which the card is issued by HDFC Bank.
Can I apply for the Biz First Credit Card by visiting the nearest branch of the HDFC Bank?
Yes, you can apply for the Biz First Credit Card by visiting the nearest branch of the HDFC Bank
Can I set the PIN for the HDFC Bank Biz First Credit Card at the nearest HDFC Bank ATM?
Yes, you can set the PIN for the HDFC Bank Biz First Credit Card at the nearest HDFC Bank ATM.
Can I pay my HDFC Bank Biz First credit card bill in cash?
Yes, you can pay your HDFC Bank Biz First credit card bill in cash.
For how many days are the Biz First credit card reward points valid for?
The reward points for HDFC Bank Biz First credit card are valid for a period of two years from the date they have been accumulated.

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