HDFC Biz Black Metal Edition Credit Card

1. Primary and add-on card members enjoy unlimited access to over 1000 airport lounges worldwide.  
2. Unlimited airport lounge access is available only to active cardholders. 

Golf Games Benefit 

1. Enjoy six complimentary golf games per quarter at top courses worldwide, with 24/7 booking assistance provided by concierge services. 
2. Access 24-hour Golf Concierge Assistance for booking and cancellation needs. 

Welcome Benefits 

1. Receive a Club Marriott Annual Membership along with a Taj Stay voucher worth Rs.5000 upon spending Rs.1.5 lakh within the first 90 days. 
2. Avail up to 20% discounts on dining, stay, and spa services with Club Marriott membership across the Asia-Pacific region. 

Milestone Benefits 

1. Earn SmartBuy Flight or Taj Stay Vouchers worth ₹ 5000 for every ₹ 5 lakhs spent on retail purchases (excluding rent and petrol). 

1. Earn vouchers worth Rs.20,000 in a calendar year for Rs.20 lakh spent. 

Renewal Offer 

1. Renewal fee waived off if spending exceeds Rs.7.5 lakh in the previous year. 

Concierge Services 

Access their Global Personal Concierge service 24/7 to tailor your business, travel, and entertainment experiences according to your preferences. Our concierge offers a range of services, including: 

1. Golf bookings 
2. Assistance with itinerary planning and reservations 
3. Coordination for private dining experiences 
4. International gift delivery services 
5. Event planning assistance and referrals 
6. Airport VIP services, including meet-and-greet arrangements, and more. 

Benefits of HDFC Biz Black Metal Edition Credit Card   

The benefits of HDFC Biz Black Metal Edition Credit Card are given below: 

1. Explore the bank’s Wellness Benefits offering exclusive discounts at premier spas, salons, gyms, and wellness retreats.  
2. Indulge in Dining Benefits with up to 25% savings on restaurant bills when paying through the Swiggy App using your card, valid at over 20,000 restaurants.  
3. Maximize your rewards with SmartBuy and earn up to 10X Reward Points on purchases made at Flipkart, MakeMyTrip, Apple Imagine Tresor, and other SmartBuy partners. 
4. Enjoy the convenience of SmartPay, an automatic payment facility for your utility bills, and receive assured cashback up to Rs.1800 in the first year, along with exciting e-vouchers worth up to Rs.800 for adding 2 or more bills. 

1. Opt for Smart EMI to convert your significant purchases into easy EMIs post-purchase.  
2. Take advantage of Easy EMI options for large online or in-store purchases using your Biz Black Credit Card, with easy repayment plans and transparent details displayed at the time of transaction. 
3. Rest assured with Zero Lost Card Liability, ensuring zero liability on fraudulent transactions upon immediate reporting of a lost HDFC Bank Biz Black Credit Card to the bank’s Customer Care Toll-Free Number: 1800 266 3310. 
4. Additionally, benefit from Credit Liability Cover of up to Rs.9 lakh for added peace of mind. 

Business Insurance Benefit 

You can avail the Business Insurance package, with annual premiums starting at just Rs.3,785, covering: 

1. Fire & Burglary insurance for shops up to Rs.5 lakhs 
2. Cash in Safe/Transit coverage up to Rs.25,000 
3. Electronic Equipment insurance (excluding terrorism) up to Rs.50,000 
4. Hospital Cash benefits: Accident-only payout of up to Rs.1,000 per day 
5. Hospital Cash benefits: Illness-only payout of up to Rs.1,000 per day 

Cardholders also have the flexibility to opt for higher Business Insurance coverage based on their specific business requirements. 

Eligibility Criteria

The eligibility criteria to apply for this credit card is given below: 

1. An Indian citizen who is self-employed and aged between 21 to 65 years old. 
2. Annual income tax return (ITR) exceeding Rs 21 lakh. 

Fees and Charges 

1. Membership fee for joining: Rs.10,000 plus applicable taxes. 
2. Membership fee renewal: Rs.10,000 plus applicable taxes. 
3. Spend Rs.7.5 lakh within an anniversary year (12 billing cycles) to have the renewal fee waived for the subsequent renewal year. 
4. Spend Rs.1.5 lakh within the first 90 days of card issuance to have the first year's joining fee waived off. (Applicable for new issuances only) 

How to apply

You can apply online by clicking on the link https://applyonline.hdfcbank.com/cards/credit-cards.html#nbb where you will have to provide your details and choose the Biz Black Metal Edition Credit Card. You will have to provide the relevant documents and complete the KYC process to get your application for the credit card approved. 

You can walk to the nearest HDFC branch along with all the relevant documents and apply for the Biz Black Metal Edition Credit Card.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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