Flipkart Super Money SuperCard Pro Credit Card

The Flipkart Super Money SuperCard Pro is a co-branded credit card created by Flipkart and Axis Bank on the RuPay network. Because the card is a lifetime-free card, it offers the advantage of UPI payments complemented by cashback rewards. 

Updated On - 14 Feb 2026

The Flipkart Super Money SuperCard Pro is a co-branded credit card created by Flipkart and Axis Bank on the RuPay network. Because the card is a lifetime-free credit card, it offers the advantage of UPI payments complemented by cashback rewards. 

Benefits and Features of Flipkart Super Money SuperCard Pro Credit Card

 The following are the major benefits of Flipkart Super Money SuperCard Pro Credit Card:  

  1. 3% cashback on UPI transactions through the Super.Money app made using the credit card
  1. Annual Cashback up to Rs.6000 
  1. 1% cashback on all other eligible purchases (non-UPI) via Super.Money made using the credit card 
  1. It is Lifetime-free which means there is no joining fee or annual fee 
  1.  The card offers 1% fuel-surcharge waiver on fuel purchases at fuel stations across India between Rs.400 and Rs.4,000 (maximum benefit Rs.400 per statement cycle) 
  1. Cashback is credited directly to your credit card account. The cashback that you have earned is credited automatically (no separate reward-points redemption required) 
  1. It works on the RuPay network. Reliant on the domestic RuPay infrastructure, enabling card use on UPI, POS, online, ATM (as applicable); and credit-card on UPI feature 
  1. This card can be linked to a UPI app - Super.Money and then used as a card-on-UPI transaction

Eligibility for Flipkart Super Money SuperCard Pro Credit Card

The basic eligibility criteria for applying for Flipkart Super Money SuperCard Pro Credit Card are listed below: 

  1. Are Indian citizens who resides in India 
  1. Possess a valid PAN 
  1. Have a registered mobile number that is linked to both PAN & Aadhaar (for KYC) 
  1. Have satisfactory credit history  

How to Apply for the Flipkart Super Money SuperCard Pro Credit Card

Follow the steps given below to apply for a Flipkart Super Money SuperCard Pro Credit Card:  

  1. Step 1: Open the Flipkart App 

Launch the Flipkart app on your smartphone (Android or iOS). Ensure that the app is updated to the latest version, as older versions may not display the Super Money Pro option. 

  1. Step 2: Navigate to the Credit Card Section 

In the bottom menu or profile section, tap on ‘Account’. Then select ‘Credit on UPI’, followed by ‘superCard & superPay’. This will open the section where Flipkart lists its co-branded credit card offers in partnership with Axis Bank and SuperMoney. 

  1. Step 3: Select the ‘Super Money Pro’ Option 

From the available offers, choose the ‘Flipkart Super Money SuperCard Pro’. If you are eligible, the application page will open directly; otherwise, you may see alternative offers such as an FD-backed credit card. 

  1. Step 4: Enter Personal Details 

You will be prompted to provide some essential information: 

Full Name (as per PAN) 

Date of Birth 

PAN Number 

Residential Address (for physical card delivery) 

Mobile Number linked with your Aadhaar 

  1. Step 5: Verify Your Mobile Number 

Enter your mobile number, after which you will receive a One-Time Password (OTP). Enter the OTP correctly to verify your identity and proceed to the next stage. 

  1. Step 6: Complete KYC (Know Your Customer) 

This step confirms your identity and eligibility. Axis Bank allows multiple modes for KYC: 

Video KYC to connect to a live agent through a secure video call, showing your original PAN and Aadhaar. 

Aadhaar-based e-KYC to verify instantly using your Aadhaar number and OTP. 

Document Upload to upload scanned copies or photos of identity and address proof if required. Ensure all details match exactly with your official documents to avoid rejection. 

  1. Step 7: Review and Submit Your Application 

Once all information is filled in, review the application summary carefully. Check that your name, PAN, address, and email ID are correct. After confirmation, submit the application for Axis Bank’s verification. 

Note: In most cases, if you meet the eligibility criteria, instant approval is granted. A virtual card is generated immediately and can be viewed within Flipkart or Super.Money app. 

  1. Step 8: Receive and Activate Your Card 

Once approved: The virtual card can be used instantly for online transactions, and the physical card (if opted for) is delivered to your registered address within 7 to 10 working days. To start using UPI features, download or open the Super.Money app, sign in with the same mobile number, and link to your credit card.

How to Set Your UPI PIN and Start Using the Flipkart Super Money SuperCard Pro Credit Card

Follow the instructions given below to set Flipkart Super Money SuperCard Pro Card PIN: 

  1. Step 1: Open the Super.Money app on your smartphone. Ensure the app is updated to the latest version and that you are logged in with the same mobile number linked to your Flipkart Super Money SuperCard Pro. 
  1. Step 2: Go to the ‘Credit Card on UPI’ section within the app. Here, you will see your newly issued Flipkart Super Money SuperCard Pro listed under linked accounts. 
  1. Step 3: Select your credit card and tap on the option to ‘Set UPI PIN’. You will be prompted to verify your card details typically the last six digits of the card number and expiry date. 
  1. Step 4: You will receive an OTP (One-Time Password) on your registered mobile number. Enter the OTP to confirm your identity and proceed to set up the UPI PIN. 
  1. Step 5: Create your UPI PIN. Choose a secure 4- or 6-digit PIN (depending on the app’s requirement). Confirm the PIN by re-entering it when prompted. 
  1. Step 6: Once your UPI PIN is successfully set, your credit card is now linked to the UPI. You can start making payments directly from the Super.Money app using your credit card on UPI. 
  1. Step 7: Use the ‘Scan & Pay’ feature in the app to make UPI payments at any merchant that accepts UPI. When prompted for payment mode, select your credit card instead of a bank account. 
  1. Step 8: Earn cashback on every eligible transaction: 3% cashback on UPI transactions made through the Super.Money app and 1% cashback on other eligible purchases such as POS swipes, online payments, and regular spends. 
  1. Step 9: Cashback is automatically credited to your credit card account in the next billing cycle, usually a few days before the generation of the statement. 
  1. Step 10: Continue using your card responsibly. Make timely repayments, monitor spends through Axis Bank or Super.Money app and enjoy effortless cashback on everyday transactions. 

FAQs on the Flipkart Super Money SuperCard Pro Credit Card

  • Are there any joining or annual fees for the Flipkart Super Money SuperCard Pro?

    No. The Flipkart Super Money SuperCard Pro is a free-of-cost credit card for a lifetime. There are zero joining fees or annual maintenance fees, thus making it a cost-efficient card for everyday usage. 

  • How much cashback do I get on UPI transactions using Flipkart Super Money SuperCard Pro?

    When you do UPI transactions via the Super.Money app on Flipkart Super Money SuperCard Pro, you will get 3% cashback on your total value. This applies to all eligible 'Scan & Pay' transactions. 

  • How much cashback do I get on other purchases using theFlipkart Super Money SuperCard Pro Credit Card?

    For all eligible other purchases (e.g. online, in-store (POS), and other non-UPI spends), you will earn 1% cashback when using the Flipkart Super Money SuperCard Pro. 

  • Is the 3% UPI cashback applicable to all UPI apps?

    No. The 3% cashback benefit is applicable only for transactions done via Super.Money app, if you use the other UPI apps such as Google pay or PhonePe you will receive only the basic 1% cashback. 

  • Can I apply if I currently possess another credit card from another bank that is linked to UPI?

    Yes, you are eligible to apply for the Flipkart Super Money SuperCard Pro, even if you have an existing credit card connected to the UPI. 

  • Where can I keep track of my transactions and cashbacks on Flipkart Super Money SuperCard Pro Credit Card?

    You can keep track of your transactions, cashback, and statements through the Axis Bank mobile app, internet banking, or the Super.Money app. The cashback transaction will be visible in the transactions section of your card summary / rewards section, and you will see exactly what cashback amt had been credited to your account in your monthly statement. 

  • Can I split large purchases into EMIs on the Flipkart Super Money SuperCard Pro?

    Axis Bank gives you the versatile opportunity to convert eligible transactions to easy EMIs, using Axis internet banking, the Axis Bank mobile app, or Axis customer care. You can flexibly choose the repayment period, applicable interest rates, and processing fees will be shown to you before you confirm. 

  • Does the Flipkart Super Money SuperCard Pro support contactless payments?

    Yes. The physical card supports contactless payments with NFC (Near Field Communication) technology. Just tap the card at any contactless-enabled POS (point of sale) terminal for super-fast and secure payment. 

  • Can I use your credit card to pay for utility bills and online subscriptions?

    Definitely. You may use the Flipkart Super Money SuperCard Pro to pay your utility bills such as electricity, water, broadband and mobile bills, and OTT or streaming subscriptions such as Netflix, Spotify, and Amazon Prime. 

  • How can I increase my credit limit on the Flipkart Super Money SuperCard Pro?

    Axis Bank monitors your spending behaviour, repayment performance, and credit score from time to time. If you have used responsible behaviour with your card and shown good payment performance, you may occasionally receive an automatic credit limit increase offer. 

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.