Flipkart Super Money SuperCard Credit Card

Benefits of Flipkart Super Money SuperCard Credit Card

The benefits of Flipkart Super Money SuperCard Credit Card are: 

1. Attractive cashback rates on leading platforms including Myntra, Cleartrip, and Flipkart, allowing you to save on online purchasing in everyday situations 

1. Universal cashback of 1% on all other spending including UPI, making it a sensible card to use in every situation where you may spend money 

1. Lifetime-free card prevents you from have to pay anything for the card, even if it is never used 

1. Secured credit card with FD-backed approval, making it easier for people with limited credit history or no credit history to use the card 

1. Interest is paid on the FD use as collateral for your credit line, which turns what might be a deposit into an investment 

1. Virtual card can be obtained immediately so you can start spending while waiting for the physical card 

1. Contactless and UPI features make it easy to make quick, safe purchases online and in stores 

Eligibility for Flipkart Super Money SuperCard Credit Card

The following is the eligibility criteria for applying for Flipkart Super Money SuperCard Credit Card: 

1. Age: Applicants must be at least 18 years old. 

1. Income: No formal income proof is required since the approval is based solely on the Fixed Deposit (FD) with the bank. 

1. Credit History: The card is designed for individuals with no or limited credit history. 

1. Fixed Deposit: A Fixed Deposit is required to secure the credit limit. 

1. Residency: Applicants must be residents of India. 

1. Bank Account: A savings account with the partner bank is necessary for card issuance. 

Documents Required for Flipkart Super Money SuperCard Credit Card

You will need the following documents while applying for Flipkart Super Money SuperCard Credit Card: 

Identity Proof: A government-issued document such as: 

1. Aadhaar Card 

1. Passport 

1. Driving License 

1. Voter ID 

Address Proof: Documents like: 

1. Aadhaar Card (if not used as identity proof) 

1. Utility Bills (Electricity, Water, etc.) 

1. Bank Account Statement 

1. Rental Agreement 

Photograph: A recent passport-sized color photograph. 

Fixed Deposit Receipt: Proof of the FD created with the partner bank, indicating the amount and tenure. 

How to Apply for the Flipkart Super Money SuperCard Credit Card 

The application process for Flipkart Super Money SuperCard Credit Card is:  

Step 1: Download the Super.Money App 

1. Available on Android and iOS platforms. 

1. Ensure your app is updated to the latest version for smooth card application. 

Step 2: Create an Account or Log In 

1. Open the Super.Money app. 

1. Sign up using your mobile number or email ID. 

1. Complete basic profile details such as your name, date of birth, and PAN number. 

Step 3: Complete KYC Verification 

1. Provide identity and address proofs such as Aadhaar card, PAN card, Passport or Driving License (if Aadhaar not used) 

1. Take a selfie for identity verification. 

1. KYC can be completed via video KYC or Aadhaar-based e-KYC, depending on your preference. 

Step 4: Open a Fixed Deposit (FD) 

1. Deposit a minimum of Rs.100 with the partner bank (Utkarsh Small Finance Bank or Kotak Mahindra Bank) to secure your credit limit. 

1. The FD acts as collateral and ensures 100% approval for your SuperCard. Earn 6.5% annual interest on your FD amount while it secures the card. 

Step 5: Apply for the SuperCard 

1. Navigate to the ‘Cards’ section in the Super.Money app. 

1. Select the SuperCard option. 

1. Follow the prompts to complete your application by reviewing details such as name, PAN, FD amount, and mobile number. 

Step 6: Approval and Card Issuance 

1. Once approved, a virtual card is issued instantly for online or UPI payments. 

1. The physical card is delivered to your registered address within 7 to 10 working days. 

1. Link the card to the Super.Money app for UPI transactions and contactless payments. 

How to Apply for the Flipkart Super Money SuperCard Credit Card via the Flipkart App 

Follow the instructions given below to apply for the Flipkart Super Money SuperCard Credit Card in the Flipkart App: 

1. Step 1: Open the Flipkart App. Launch the Flipkart app on your smartphone. Ensure the app is updated to the latest version to access all features. 

1. Step 2: Navigate to the Credit Card Section. Tap on ‘Account’ in the bottom menu. Then select ‘Credit on UPI’.  Choose ‘superCard & superPay in 3’ from the options. 

1. Step 3: Select the SuperMoney Card. On the next screen, choose ‘SuperMoney ’ from the available card options. If you meet the eligibility criteria, the application page will open directly. 

1. Step 4: Enter Personal Details. Provide your full name (as per PAN), date of birth, and PAN number. You should enter your residential address for card delivery. Ensure the mobile number is linked with your Aadhaar, as it will be used for OTP verification and KYC purposes. 

1. Step 5: Complete KYC and FD Creation. You will need to complete KYC and open a Fixed Deposit (FD) within the Flipkart app to secure your credit limit. 

1. Step 6: Review and Submit the Application. Carefully review all entered details: name, PAN, address, FD amount, and mobile number. After verification, your virtual card will be issued instantly and the physical credit card in a week.

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