Federal Bank RuPay Signet Credit Card

You can apply for a Federal Bank Signet Credit Card which offers a range of benefits including a low interest rate which is charged in case you delay the payment of your credit card bill. The process to apply for this card is very simple and can be done online.

Features of Federal Bank Rupay Signet Credit Card

  1. Enjoy 3x reward points on purchasing electronics and apparel items using your credit card.
  2. You can earn 2x reward points if you use your credit card to spend on entertainment.
  3. Earn 1x reward points for spending in other categories such as food, dining, travel, etc.

Benefits offered by Federal Bank Rupay Signet Credit Card

  1. Book one movie ticket from Inox and get a ticket free once every quarter using your credit card.
  2. Receive Swiggy vouchers on spending Rs.20,000 quarterly on Swiggy.
  3. Enjoy up to 15% discounts as part of your FedDelights program and enjoy dining at partner hotels accepting the Rupay Signet card.
  4. Enjoy access to a wide range of offers by Rupay on food, dining, entertainment, travelling, lifestyle, sports, shopping, etc.
  5. Enjoy a personal accident insurance cover of Rs.2 lakh and 24x7 Concierge Services.

Federal Bank Rupay Signet Credit Card Fees and Charges

Categories

Fees

Interest free period

48 days

Minimum amount to be repaid

5% or minimum of Rs.100

Cash advance limit

10%

Annual membership fees/Renewal

Rs.750

Annual fee waiver

Get your annual fee waived off on spending Rs.75,000 on your credit card annually

Add-on card fee

Rs.100 each for a maximum of 3 cards

Interest rate

0.49% p.m. or 5.88% p.a. to 3.49% p.m. to 41.88% p.a.

Cash advance fees

2.5% of the amount withdrawn or Rs.500 whichever is higher

Late payment fees

Up to Rs.1,000

Cheque dishonour charges

2% of the amount to be paid subject to a minimum of Rs.450

Over limit charges

2.5% of the over limit amount subject to a minimum of Rs.500

Cash payment fee

Rs.100

Rewards redemption fee

Rs.99 per request

Loan processing fee and Pre-closure charges

  1. EMI Processing charges: 2.5% of the loan amount subject to minimum of Rs.500
  2. Loan Pre-Closure Charges: 3% of the outstanding balance.

Reissuing of lost,damaged, or stolen credit card

Rs.200

Outstation cheque and Processing charge

  1. Cheque value up to Rs.5,000 - Rs.25
  2. Cheque value above Rs 5,000 - Rs.50

Forex markup fee

3.5%

How to Apply for Federal Bank Rupay Signet Credit Card

Online method

  1. Click on the link.
  2. On the page, click on the 'Apply Now' button. You will be directed to a separate page.
  3. Enter your mobile number in the box given and tick the box where you agree with all the terms and conditions set by the bank.
  4. Click on 'Request OTP'. A One-Time Password (OTP) will be sent to your mobile number. Enter the OTP and follow the instructions thereafter to complete your application process.

Offline method

You can visit the nearest Federal Bank branch along with all the necessary documents to apply for the Rupay Signet Credit Card. A representative from the bank will help you with the application process.

FAQs on Federal Bank Rupay Signet Credit Card

  • What is the payment due date for the Rupay Signet Credit Card?

    The payment due date is the 18th day of every month with a grace period of two days allowed.

  • Who can apply for an add-on credit card?

    Any immediate member of your family who such as your spouse, parents, parents-in-law, sibling, or children and are aged 18 years and above can avail a maximum of three add-on credit cards.

  • How can I get in touch with a Federal Bank customer care executive in case of any query?

    You can in touch by calling Federal Bank credit card toll-free numbers at 1800 - 425 - 1199 or 1800 - 420 - 1199. If you stay abroad, you can call on the number 080-61991199. This service is available 24x7. You can also send a mail to contact@federalbank.co.in in case of any credit card-related query.

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