You can apply for a Federal Bank Signet Credit Card which offers a range of benefits including a low interest rate which is charged in case you delay the payment of your credit card bill. The process to apply for this card is very simple and can be done online.
Categories | Fees |
Interest free period | 48 days |
Minimum amount to be repaid | 5% or minimum of Rs.100 |
Cash advance limit | 10% |
Annual membership fees/Renewal | Rs.750 |
Annual fee waiver | Get your annual fee waived off on spending Rs.75,000 on your credit card annually |
Add-on card fee | Rs.100 each for a maximum of 3 cards |
Interest rate | 0.49% p.m. or 5.88% p.a. to 3.49% p.m. to 41.88% p.a. |
Cash advance fees | 2.5% of the amount withdrawn or Rs.500 whichever is higher |
Late payment fees | Up to Rs.1,000 |
Cheque dishonour charges | 2% of the amount to be paid subject to a minimum of Rs.450 |
Over limit charges | 2.5% of the over limit amount subject to a minimum of Rs.500 |
Cash payment fee | Rs.100 |
Rewards redemption fee | Rs.99 per request |
Loan processing fee and Pre-closure charges |
|
Reissuing of lost,damaged, or stolen credit card | Rs.200 |
Outstation cheque and Processing charge |
|
Forex markup fee | 3.5% |
Online method
Offline method
You can visit the nearest Federal Bank branch along with all the necessary documents to apply for the Rupay Signet Credit Card. A representative from the bank will help you with the application process.
The payment due date is the 18th day of every month with a grace period of two days allowed.
Any immediate member of your family who such as your spouse, parents, parents-in-law, sibling, or children and are aged 18 years and above can avail a maximum of three add-on credit cards.
You can in touch by calling Federal Bank credit card toll-free numbers at 1800 - 425 - 1199 or 1800 - 420 - 1199. If you stay abroad, you can call on the number 080-61991199. This service is available 24x7. You can also send a mail to contact@federalbank.co.in in case of any credit card-related query.
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