Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Federal Bank RuPay Signet Credit Card

    You can apply for a Federal Bank Signet Credit Card which offers a range of benefits including a low interest rate which is charged in case you delay the payment of your credit card bill. The process to apply for this card is very simple and can be done online.

    Features of Federal Bank Rupay Signet Credit Card

    • Enjoy 3x reward points on purchasing electronics and apparel items using your credit card.
    • You can earn 2x reward points if you use your credit card to spend on entertainment.
    • Earn 1x reward points for spending in other categories such as food, dining, travel, etc.

    Benefits offered by Federal Bank Rupay Signet Credit Card

    • Book one movie ticket from Inox and get a ticket free once every quarter using your credit card.
    • Receive Swiggy vouchers on spending Rs.20,000 quarterly on Swiggy.
    • Enjoy up to 15% discounts as part of your FedDelights program and enjoy dining at partner hotels accepting the Rupay Signet card.
    • Enjoy access to a wide range of offers by Rupay on food, dining, entertainment, travelling, lifestyle, sports, shopping, etc.
    • Enjoy a personal accident insurance cover of Rs.2 lakh and 24x7 Concierge Services.

    Federal Bank Rupay Signet Credit Card Fees and Charges

    Categories Fees
    Interest free period 48 days
    Minimum amount to be repaid 5% or minimum of Rs.100
    Cash advance limit 10%
    Annual membership fees/Renewal Rs.750
    Annual fee waiver Get your annual fee waived off on spending Rs.75,000 on your credit card annually
    Add-on card fee Rs.100 each for a maximum of 3 cards
    Interest rate 0.49% p.m. or 5.88% p.a. to 3.49% p.m. to 41.88% p.a.
    Cash advance fees 2.5% of the amount withdrawn or Rs.500 whichever is higher
    Late payment fees Up to Rs.1,000
    Cheque dishonour charges 2% of the amount to be paid subject to a minimum of Rs.450
    Over limit charges 2.5% of the over limit amount subject to a minimum of Rs.500
    Cash payment fee Rs.100
    Rewards redemption fee Rs.99 per request
    Loan processing fee and Pre-closure charges
    • EMI Processing charges: 2.5% of the loan amount subject to minimum of Rs.500
    • Loan Pre-Closure Charges: 3% of the outstanding balance.
    Reissuing of lost,damaged, or stolen credit card Rs.200
    Outstation cheque and Processing charge
    • Cheque value up to Rs.5,000 – Rs.25
    • Cheque value above Rs 5,000 – Rs.50
    Forex markup fee 3.5%

    How to Apply for Federal Bank Rupay Signet Credit Card

    Online method

    • Click on the link
    • On the page, click on the ‘Apply Now’ button. You will be directed to a separate page.
    • Enter your mobile number in the box given and tick the box where you agree with all the terms and conditions set by the bank.
    • Click on ‘Request OTP’. A One-Time Password (OTP) will be sent to your mobile number. Enter the OTP and follow the instructions thereafter to complete your application process.

    Offline method

    You can visit the nearest Federal Bank branch along with all the necessary documents to apply for the Rupay Signet Credit Card. A representative from the bank will help you with the application process.

    FAQs on Federal Bank Rupay Signet Credit Card

    1. What is the payment due date for the Rupay Signet Credit Card?

      The payment due date is the 18th day of every month with a grace period of two days allowed.

    2. Who can apply for an add-on credit card?

      Any immediate member of your family who such as your spouse, parents, parents-in-law, sibling, or children and are aged 18 years and above can avail a maximum of three add-on credit cards.

    3. How can I get in touch with a Federal Bank customer care executive in case of any query?

      You can in touch by calling Federal Bank credit card toll-free numbers at 1800 - 425 - 1199 or 1800 - 420 – 1199. If you stay abroad, you can call on the number 080-61991199. This service is available 24x7. You can also send a mail to in case of any credit card-related query.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.