Federal Bank offers a range of lifetime free credit cards designed to match your lifestyle and spending habits. These cards come with no joining or annual fees, making them a smart and cost-effective choice for everyone.
Federal Bank's lifetime free credit cards are more than just a payment tool. They are your passport to a world of exclusive benefits, rewards, and savings. With no annual charges, you can enjoy all the perks without any financial burden.
Some of the benefits of opting for a Federal Bank Lifetime Free Credit Card are mentioned below:
The different lifetime free credit cards that are offered by Federal Bank are mentioned below:
The Federal Bank Visa Celesta Credit Card is designed for those who enjoy a premium lifestyle. It offers a host of benefits on travel, dining, and entertainment.
The Federal Bank Visa Imperio Credit Card is perfect for families, with a focus on healthcare, groceries, and utility bill payments.
The Federal Bank Visa Signet Credit Card is tailored for individuals who love to spend on electronics, apparel, and entertainment.
Feature | Visa Celesta | Visa Imperio | Visa Signet |
Joining/Annual Fee | Lifetime Free | Lifetime Free | Lifetime Free |
Welcome Offer | Rs.600 Amazon Pay e-Voucher | Rs.400 Amazon Pay e-Voucher | Rs.200 Amazon Pay e-Voucher |
Best For | Travel & Lifestyle | Family & Household Spends | Shopping & Entertainment |
Lounge Access | International & Domestic | Domestic | Domestic |
Movie Offer | BOGO on INOX (once a month) | BOGO on INOX (once a quarter) | BOGO on INOX (once a quarter) |
To apply for a Federal Bank Lifetime Free Credit Card, you need to meet the following basic criteria:

Yes, Federal Bank lifetime free credit cards come with no joining or annual membership fees.
You can get Amazon Pay e-vouchers as a welcome benefit on meeting the minimum spending criteria within the first 30 days of card issuance.
You can earn reward points on all your spends, with accelerated rewards on specific categories for each card variant.
Yes, all three cards offer complimentary domestic airport lounge access. The Celesta card also offers international lounge access.
Yes, all three cards offer a ‘Buy One Get One’ offer on INOX movie tickets.
The Celesta and Imperio cards offer a 1% fuel surcharge waiver at all fuel stations across India.
The Celesta card has a low foreign currency mark-up fee of 2%.
You can apply for a Federal Bank credit card online through the bank's website or by visiting a branch.
You will need your PAN card, Aadhaar card, and proof of income (like bank statements or ITR).
Yes, you can get up to four add-on cards for your family members.

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