The Edge is a co-branded credit card offered by the Federal Bank in partnership with Amica Neo Marketing Pvt. Ltd. This credit card is designed for tech-savvy individuals who enjoy online shopping. Offered at zero-joining fees, this card is perfect for both everyday expenses and luxury indulgences. Read on to know more about the features, benefits, fees and charges of Federal-Edge co-branded credit card.
The features and benefits of Federal-Edge co-branded credit card are as follows:
The fees and charges for Federal-Edge co-branded credit card are as follows:
Parameter | Fees and Charges |
Joining Fee | Zero |
Annual Fee | Rs.999 |
Card Replacement Fee | Rs.249 |
Forex Markup Fee | 2% on every international transaction |
Late Payment Fee | 2% of the outstanding balance, subject to a minimum of Rs.100 |
The documents required to apply for Federal Edge Co-branded credit card are as follows:
Note: The list of documents given above are in general and you may be requested to submit additional documents as per the bank’s internal policies.

You do not have to pay any joining fee for Federal- Edge Co-branded credit card.
The first year’s annual fee is waived for the Federal-Edge Co-branded credit card. You have to pay a fee of Rs.999 second year onwards for this credit card.
Yes, this credit card offers one complimentary lounge access every quarter.
Yes, you get an annual fee waiver, if you spend Rs.1.2 lakhs or more in the previous year using the Federal-Edge credit card.
No, the Federal-Edge credit card does not offer any insurance benefits.
You have to pay a late fee of 2% of the outstanding balance, subject to a minimum of Rs.100 for Federal-Edge credit card.
The forex markup fee is 2% on every international transaction with this credit card.

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.