Federal-Edge Co-branded Credit Card

The Edge is a co-branded credit card offered by the Federal Bank in partnership with Amica Neo Marketing Pvt. Ltd. This credit card is designed for tech-savvy individuals who enjoy online shopping. Offered at zero-joining fees, this card is perfect for both everyday expenses and luxury indulgences. Read on to know more about the features, benefits, fees and charges of Federal-Edge co-branded credit card

Updated On - 13 Feb 2026

Features and Benefits of Federal-Edge Co-branded Credit Card

The features and benefits of Federal-Edge co-branded credit card are as follows: 

  1. No Joining Fee: This credit card is offered at a zero-joining fee, making it a suitable option for first-time users. The first year’s annual fee is also waived off. 
  1. Annual Fee Waiver: You get a waiver on annual fee on spending Rs.1.2 lakhs in the preceding year. 
  1. Cashbacks: With this credit card, you get an assured cashback of 2% on either travel, shopping, or dining transactions. You also get an assured cashback of 0.4% on international transactions. 
  1. Lounge Access: Get one complimentary lounge access every quarter. 
  1. Reward Points: Earn 2x jewel points on all your transactions and 5x jewel points on your top three favourite merchants during each billing cycle.

Fees and Charges for Federal-Edge Co-Branded Credit Card

The fees and charges for Federal-Edge co-branded credit card are as follows: 

Parameter 

Fees and Charges 

Joining Fee 

Zero 

Annual Fee 

Rs.999  

Card Replacement Fee 

Rs.249 

Forex Markup Fee 

2% on every international transaction 

Late Payment Fee 

2% of the outstanding balance, subject to a minimum of Rs.100 

Documents Required to Apply for Federal Edge Co-branded Credit Card:

The documents required to apply for Federal Edge Co-branded credit card are as follows: 

  1. Identity Proof: Aadhaar card, PAN card, Voter ID, etc. 
  1. Address Proof: Utility bills, Aadhaar card, PAN card, etc. 
  1. Income Proof: Salary slips (last three months), ITR, Form 16, etc.  

Note: The list of documents given above are in general and you may be requested to submit additional documents as per the bank’s internal policies.

FAQs on Federal-Edge Co-branded Credit Card

  • How much is the joining fee for Federal- Edge Co-branded credit card?

    You do not have to pay any joining fee for Federal- Edge Co-branded credit card. 

  • How much is the annual fee for the Federal-Edge Co-branded Credit card?

    The first year’s annual fee is waived for the Federal-Edge Co-branded credit card. You have to pay a fee of Rs.999 second year onwards for this credit card.  

  • Will I get any lounge benefits with the Federal-Edge credit card?

    Yes, this credit card offers one complimentary lounge access every quarter. 

  • Will I get any annual fee waiver for a Federal-Edge credit card?

    Yes, you get an annual fee waiver, if you spend Rs.1.2 lakhs or more in the previous year using the Federal-Edge credit card. 

  • Does the Federal-Edge credit card offer any insurance benefits?

    No, the Federal-Edge credit card does not offer any insurance benefits. 

  • How much is the late payment fee for Federal-Edge Co-branded credit card?

    You have to pay a late fee of 2% of the outstanding balance, subject to a minimum of Rs.100 for Federal-Edge credit card. 

  • How much is the forex markup fee on this card?

    The forex markup fee is 2% on every international transaction with this credit card. 

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