Latest Credit Card Bill Payment Offers 2026

By paying your credit card bills on time through third-party websites such as PhonePe, Cred, Paytm, etc.,you can avail several offers.These platforms offer exciting discounts and cashback offers once you pay your credit card bills. You can avail yourself of these offers on the website or the mobile app of these platforms.

Updated On - 11 Feb 2026
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2026 Credit Card Bill Payment & Related Offers

Platform / Bank 

Offer Type 

 Validity / Conditions 

Mobikwik App 

Cashback 

Use code FULLPAY to get up to Rs.200 cashback on full credit card bill payment in a single transaction; valid multiple times per month; instant cashback to Mobikwik wallet; must have given email/SMS access and be full KYC. Valid for 2026 as listed on official offer page.  

Mobikwik App 

Cashback 

Use code CCFIRST to get flat Rs.75 cashback on your first credit card bill payment; minimum transaction Rs.5,000; valid once per user; instant cashback credited to wallet; full KYC required. Valid offer page shows current 2026 listing.  

Mobikwik App 

SuperCash 

Use code CCPAY to get 1% SuperCash on every credit card bill payment (Min Rs.100); maximum SuperCash Rs.100 per payment; full KYC required; valid across 2026.  

Paytm App 

Scratch / Reward Points 

On credit card bill payments of Rs.5,000 or more, you can earn scratch cards with reward points up to 1 lakh (worth Rs.1,000) that credit to your Paytm balance; offer structure shown in 2026 app roundup.  

PhonePe App 

Scratch / Promotional Rewards 

PhonePe lists UPI-based promo structures where you can receive scratch cards or cashback rewards (often up to Rs.1,000) on utility and bill payments via UPI; promotions are shown in current phonepe offer listings but may require payment > Rs.200 and app coupon activation.  

Amazon Pay 

Cashback 

Amazon Pay bill payments can carry 1–5% cashback on select bill payment campaigns and zero fee bill payments; listed in app cashback roundup for 2026-style billing rewards.  

Google Pay 

Reward Credits 

Some listings include Rs.100 reward on first bill payment and up to Rs.600 after multiple Rs.500+ bill payments in app reward summaries for 2026-era UPI apps; check live inside app before paying.  

HDFC PayZapp 

Cashback 

PayZapp shows flat Rs.25 cashback on bill payments of Rs.5,000+ and 5% cashback for HDFC cardholders on certain categories; though this is a pay & save style promo tied to bill spends shown in apps for 2026.  

CRED App 

Mystery Cashback & CRED Balance 

CRED lists mystery cashback and CRED balance rewards on some bill payments via CRED Pay/UPI, like cashback up to Rs.250 on eligible UPI bill payment plans (e.g., Jio bill promo running Jan 2026 on CRED UPI Autopay). 

Credit Card Bill Payment Offers
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FAQs on Credit Card Bill Payment Offers

  • What types of offers are available for credit card bill payments?

    Credit card bill payment offers typically include cashback, reward points, scratch cards, and discount vouchers. These offers are provided by third-party bill payment platforms and payment apps, and the exact benefits depend on the platform and ongoing promotions. Some offers also provide exclusive brand deals or partner discounts after the payment is completed. 

  • What offers does Paytm provide for credit card bill payments?

    Paytm offers cashback rewards for credit card bill payments, especially for new users. These rewards may range from a small cashback amount up to a higher cashback value on the first bill payment. In addition, Paytm may offer scratch cards, which can contain cashback, gift vouchers, or Paytm points, and can be redeemed for future transactions. 

  • Are Paytm credit card bill payment offers limited to new users only?

    Yes, the specific Paytm bill payment offers mentioned are typically limited to new users. This means only users who are making their first credit card bill payment through Paytm during the offer period are eligible. The offer can be redeemed only once per user within the validity period. 

  • Do Paytm offers require any coupon code or promo code?

    No, the Paytm credit card bill payment offers listed do not require any coupon code. The offers are automatically applied to the eligible transaction as long as the user meets the minimum payment criteria and completes the payment during the offer validity period. 

  • What offers does CRED provide for credit card bill payments?

    CRED provides instant cashback offers for the first credit card bill payment. Additionally, CRED rewards users with CRED coins for each bill payment, which can be redeemed later for partner discounts and special deals. CRED also provides access to exclusive brand offers and discount coupons that can be used on partner platforms. 

  • Do CRED offers require a coupon code to be applied?

    No coupon code is required for the CRED credit card bill payment offers mentioned. The cashback and rewards are automatically applied once the user completes the eligible payment within the offer period. Users simply need to ensure they are paying through the CRED platform. 

  • What cashback does Mobikwik offer on credit card bill payments?

    Mobikwik offers cashback on full credit card bill payments. The cashback is typically calculated as a percentage of the bill amount and may be capped at a specific maximum limit. The cashback amount is credited instantly to the user’s Mobikwik wallet after the transaction is completed. 

  • Can CheQ rewards be used for credit card bill payments?

    Yes, CheQ provides rewards in the form of CheQ Chips for credit card bill payments. Users earn a percentage of the bill amount as CheQ Chips, which can later be converted into vouchers or discounts. These vouchers can be redeemed at partner stores or e-commerce platforms for future purchases. 

  • Are these credit card bill payment offers permanent and always available?

    No, these offers are not permanent. They are valid only for a specific period and may end or change at any time. The offers are subject to the platform’s terms and conditions and can be updated or withdrawn based on promotional strategies. 

  • Do these offers apply to all credit card bill payments or only selected ones?

    The offers may not apply to all credit card bill payments. They are subject to specific terms and conditions, including minimum transaction amounts, eligibility criteria, and platform limitations. Users should always verify the offer details and eligibility before making the payment to ensure they receive the promised benefits. 

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