Which credit card is best for bill payment?

Some of the best credit cards for bill payment are Standard Chartered Titanium Supervalue Credit Card, Axis Ace Credit Card, Axis My Choice Credit Card, and SBI Card Prime.

Which date is best for credit card payment?

It is always best to clear the credit card dues on or before the billing date.

Is it better to pay credit card bill before due date?

Yes, paying credit card bills early cuts the interest rates.

What is a good credit score?

A credit score between 670 to 739 is considered as a good credit score.

Does paying your credit card bill early hurt your credit score?

No, in fact, paying your credit card bill early will improve your credit score .

How many credit cards should your own?

An individual can own two to three credit card accounts.

Is it okay to have two credit cards on same bank?

No, it is not possible to have two credit cards on same bank.

Latest Credit Card Bill Payment Offers 2025

By paying your credit card bills on time through third-party websites such as PhonePe, Cred, Paytm, etc.,you can avail several offers.These platforms offer exciting discounts and cashback offers once you pay your credit card bills. You can avail yourself of these offers on the website or the mobile app of these platforms.

Updated On - 13 Sep 2025

Credit Card Bill Payment Offers on Paytm

Offer: Get Assured Rs.10 to Rs.100 Cashback on your 1st, 2nd and 3rd Bill Payments through Paytm

Terms and Conditions:

This offer is valid for selected users only.
The offer is valid on Mobile/ DTH Recharge, Electricity bill / Mobile / Gas Bill Payment.
The offer cannot be clubbed with any other offers.
This is a limited period offer.

Credit Card Bill Payment Offers on CRED

Offer 1: Complete first payment on CRED to earn Rs.200 cashback

Terms and Conditions:

Earn 1 CRED Coin for every Re.1 paid for credit card bills through CRED.
No minimum value is applicable in this case.

Offer 2: Earn Mystery Cashback tickets worth up to Rs.200 on making credit card bill payments using CRED

Terms and Conditions:

Make credit card bill payments of Rs.1,000 or more and get Mystery Cashback tickets.
Redeem the tickets by burning your CRED coins and earn cashback of up to Rs.200 which is directly credited to your account.

These are some of the offers you get when you pay your credit card bill through third-party websites such as Cred or PhonePe. It is advised to download the mobile app of Cred or PhonePe from your app store to know more about these offers.

More importantly, the offers available on Cred will be only redeemable with Cred points which are accumulated through monthly credit card payments made from the app.

Credit Card Bill Payment Offers on Mobikwik

Offer: Get 1% guaranteed SuperCash on every credit card bill payment via MobiKwik

Terms and Conditions:

Use coupon code CCPAY to avail the offer.
Offer is valid on MobiKwik wallet pay, MobiKwik UPI, and debit card payment modes.
A minimum amount of Rs.100 has to be spent to avail the SuperCash.
Earn up to Rs.500 as SuperCash through this offer.

Credit Card Bill Payment Offers on Cheq

Offer: Get 1% of the payment as refund on every transaction

These refunds can be converted to vouchers from leading brands like Domino’s, Uber, Zingbus, etc.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on Credit Card Bill Payment Offers

Which credit card is best for bill payment?
Some of the best credit cards for bill payment are Standard Chartered Titanium Supervalue Credit Card, Axis Ace Credit Card, Axis My Choice Credit Card, and SBI Card Prime.
Which date is best for credit card payment?
It is always best to clear the credit card dues on or before the billing date.
Is it better to pay credit card bill before due date?
Yes, paying credit card bills early cuts the interest rates.
What is a good credit score?
A credit score between 670 to 739 is considered as a good credit score.
Does paying your credit card bill early hurt your credit score?
No, in fact, paying your credit card bill early will improve your credit score.
How many credit cards should your own?
An individual can own two to three credit card accounts.
Is it okay to have two credit cards on same bank?
No, it is not possible to have two credit cards on same bank.

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