By paying your credit card bills on time through third-party websites such as PhonePe, Cred, Paytm, etc.,you can avail several offers.These platforms offer exciting discounts and cashback offers once you pay your credit card bills. You can avail yourself of these offers on the website or the mobile app of these platforms.
Platform / Bank | Offer Type | Validity / Conditions |
Mobikwik App | Cashback | Use code FULLPAY to get up to Rs. 200 cashback on full credit card bill payment. Valid multiple times per month. |
Mobikwik App | Cashback | Use code CCFIRST to get a flat Rs. 75 cashback on your first bill payment (Min. transaction Rs. 5,000). Valid once per user. |
Mobikwik App | SuperCash | Use code CCPAY to get 1% SuperCash on every bill payment (Min. Rs. 100), up to a maximum of Rs. 100 per payment. |
Paytm App | Scratch / Reward Points | Earn scratch cards with reward points (up to 1 lakh) on bill payments of Rs. 5,000 or more. |
PhonePe App | Scratch / Promotional Rewards | Receive scratch cards or cashback (often up to Rs. 1,000) on UPI bill payments. May require payment > Rs. 200 and coupon activation. |
Amazon Pay | Cashback | Offers can carry 1–5% cashback on select bill payment campaigns and feature zero-fee payments. |
Google Pay | Reward Credits | Potential for a Rs. 100 reward on the first bill payment and up to Rs. 600 after multiple payments over Rs. 500. |
HDFC PayZapp | Cashback | Flat Rs. 25 cashback on bill payments of Rs. 5,000+ and 5% cashback for HDFC cardholders in certain categories. |
CRED App | Mystery Cashback & CRED Balance | Provides mystery cashback (e.g., up to Rs. 250) and CRED balance rewards on eligible UPI bill payments. |


Credit card bill payment offers typically include cashback, reward points, scratch cards, and discount vouchers. These offers are provided by third-party bill payment platforms and payment apps, and the exact benefits depend on the platform and ongoing promotions. Some offers also provide exclusive brand deals or partner discounts after the payment is completed.
Paytm offers cashback rewards for credit card bill payments, especially for new users. These rewards may range from a small cashback amount up to a higher cashback value on the first bill payment. In addition, Paytm may offer scratch cards, which can contain cashback, gift vouchers, or Paytm points, and can be redeemed for future transactions.
Yes, the specific Paytm bill payment offers mentioned are typically limited to new users. This means only users who are making their first credit card bill payment through Paytm during the offer period are eligible. The offer can be redeemed only once per user within the validity period.
No, the Paytm credit card bill payment offers listed do not require any coupon code. The offers are automatically applied to the eligible transaction as long as the user meets the minimum payment criteria and completes the payment during the offer validity period.
CRED provides instant cashback offers for the first credit card bill payment. Additionally, CRED rewards users with CRED coins for each bill payment, which can be redeemed later for partner discounts and special deals. CRED also provides access to exclusive brand offers and discount coupons that can be used on partner platforms.
No coupon code is required for the CRED credit card bill payment offers mentioned. The cashback and rewards are automatically applied once the user completes the eligible payment within the offer period. Users simply need to ensure they are paying through the CRED platform.
Mobikwik offers cashback on full credit card bill payments. The cashback is typically calculated as a percentage of the bill amount and may be capped at a specific maximum limit. The cashback amount is credited instantly to the user’s Mobikwik wallet after the transaction is completed.
Yes, CheQ provides rewards in the form of CheQ Chips for credit card bill payments. Users earn a percentage of the bill amount as CheQ Chips, which can later be converted into vouchers or discounts. These vouchers can be redeemed at partner stores or e-commerce platforms for future purchases.
No, these offers are not permanent. They are valid only for a specific period and may end or change at any time. The offers are subject to the platform’s terms and conditions and can be updated or withdrawn based on promotional strategies.
The offers may not apply to all credit card bill payments. They are subject to specific terms and conditions, including minimum transaction amounts, eligibility criteria, and platform limitations. Users should always verify the offer details and eligibility before making the payment to ensure they receive the promised benefits.

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