Latest Credit Card Bill Payment Offers 2026

By paying your credit card bills on time through third-party websites such as PhonePe, Cred, Paytm, etc.,you can avail several offers.These platforms offer exciting discounts and cashback offers once you pay your credit card bills. You can avail yourself of these offers on the website or the mobile app of these platforms.

Updated On - 01 Apr 2026
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Credit Card Bill Payment Offers (2026)

Platform / Bank

Offer Type

Validity / Conditions

Mobikwik App

Cashback

Use code FULLPAY to get up to Rs. 200 cashback on full credit card bill payment. Valid multiple times per month.

Mobikwik App

Cashback

Use code CCFIRST to get a flat Rs. 75 cashback on your first bill payment (Min. transaction Rs. 5,000). Valid once per user.

Mobikwik App

SuperCash

Use code CCPAY to get 1% SuperCash on every bill payment (Min. Rs. 100), up to a maximum of Rs. 100 per payment.

Paytm App

Scratch / Reward Points

Earn scratch cards with reward points (up to 1 lakh) on bill payments of Rs. 5,000 or more.

PhonePe App

Scratch / Promotional Rewards

Receive scratch cards or cashback (often up to Rs. 1,000) on UPI bill payments. May require payment > Rs. 200 and coupon activation.

Amazon Pay

Cashback

Offers can carry 1–5% cashback on select bill payment campaigns and feature zero-fee payments.

Google Pay

Reward Credits

Potential for a Rs. 100 reward on the first bill payment and up to Rs. 600 after multiple payments over Rs. 500.

HDFC PayZapp

Cashback

Flat Rs. 25 cashback on bill payments of Rs. 5,000+ and 5% cashback for HDFC cardholders in certain categories.

CRED App

Mystery Cashback & CRED Balance

Provides mystery cashback (e.g., up to Rs. 250) and CRED balance rewards on eligible UPI bill payments.

Credit Card Bill Payment Offers
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FAQs on Credit Card Bill Payment Offers

  1. What types of offers are available for credit card bill payments?

    Credit card bill payment offers typically include cashback, reward points, scratch cards, and discount vouchers. These offers are provided by third-party bill payment platforms and payment apps, and the exact benefits depend on the platform and ongoing promotions. Some offers also provide exclusive brand deals or partner discounts after the payment is completed. 

  2. What offers does Paytm provide for credit card bill payments?

    Paytm offers cashback rewards for credit card bill payments, especially for new users. These rewards may range from a small cashback amount up to a higher cashback value on the first bill payment. In addition, Paytm may offer scratch cards, which can contain cashback, gift vouchers, or Paytm points, and can be redeemed for future transactions. 

  3. Are Paytm credit card bill payment offers limited to new users only?

    Yes, the specific Paytm bill payment offers mentioned are typically limited to new users. This means only users who are making their first credit card bill payment through Paytm during the offer period are eligible. The offer can be redeemed only once per user within the validity period. 

  4. Do Paytm offers require any coupon code or promo code?

    No, the Paytm credit card bill payment offers listed do not require any coupon code. The offers are automatically applied to the eligible transaction as long as the user meets the minimum payment criteria and completes the payment during the offer validity period. 

  5. What offers does CRED provide for credit card bill payments?

    CRED provides instant cashback offers for the first credit card bill payment. Additionally, CRED rewards users with CRED coins for each bill payment, which can be redeemed later for partner discounts and special deals. CRED also provides access to exclusive brand offers and discount coupons that can be used on partner platforms. 

  6. Do CRED offers require a coupon code to be applied?

    No coupon code is required for the CRED credit card bill payment offers mentioned. The cashback and rewards are automatically applied once the user completes the eligible payment within the offer period. Users simply need to ensure they are paying through the CRED platform. 

  7. What cashback does Mobikwik offer on credit card bill payments?

    Mobikwik offers cashback on full credit card bill payments. The cashback is typically calculated as a percentage of the bill amount and may be capped at a specific maximum limit. The cashback amount is credited instantly to the user’s Mobikwik wallet after the transaction is completed. 

  8. Can CheQ rewards be used for credit card bill payments?

    Yes, CheQ provides rewards in the form of CheQ Chips for credit card bill payments. Users earn a percentage of the bill amount as CheQ Chips, which can later be converted into vouchers or discounts. These vouchers can be redeemed at partner stores or e-commerce platforms for future purchases. 

  9. Are these credit card bill payment offers permanent and always available?

    No, these offers are not permanent. They are valid only for a specific period and may end or change at any time. The offers are subject to the platform’s terms and conditions and can be updated or withdrawn based on promotional strategies. 

  10. Do these offers apply to all credit card bill payments or only selected ones?

    The offers may not apply to all credit card bill payments. They are subject to specific terms and conditions, including minimum transaction amounts, eligibility criteria, and platform limitations. Users should always verify the offer details and eligibility before making the payment to ensure they receive the promised benefits. 

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