In today’s world having a credit card has almost become a necessity. As time has gone by banks have come up with different credit cards for the customers. And with so many credit cards to choose from, a potential credit cardholders is spoilt for choices. Though the credit card allows an individual to be financially confident, if not used judiciously it can work against the individual who uses it. However, with banks providing credit card users with the facility of credit card statement, a credit card holder can keep a tab on the purchases made through the credit card and ensure that the expenses do not go overboard. Having a tab on the expense incurred through credit card is necessary as it can have a big say on the credit score of the individual.
A credit card statement can be defined as the monthly assertion that records all the payments, expenditure, and other debit and credit payments made to one’s credit card account within a particular billing cycle.
The credit card statement provided by Citibank is divided into eight different sections. All the details of every transaction carried out through the credit card is mentioned in the statement provided by the bank.
The different sections and sub-sections mentioned in the Citibank credit card statement are as follows:
Cardholders can request for online credit card statements using the the facility called ‘NetBanking’. Once this request is made the bank will send the credit card statements on the registered email ID and stop sending hard copies to the cardholder.
As for receiving credit card statements offline, the cardholder needs to visit the bank’s nearest branch and register themselves for the facility. Upon doing so, the bank will start sending the credit card statement of the previous billing cycle via post to the registered postal address.
In case the holders of a Citibank credit card spot an expenditure that was not made by them, he/she must make bring it to the attention of their bank officials. Here, we have mentioned ways through which a citibank credit card holder can fix an error spotted in their credit card statement:
Account holders of all current and savings account provided by Citibank can register for email credit card statement.
Customers who register for email statements can receive a monthly update for savings account. While those who have current accounts with Citibank can choose to get daily/weekly/monthly statements.
Cardholders can register for email statements through the NetBanking facility of Citibank or by visiting the nearest branch of Citibank.
No, once the cardholder registers for an email credit card statement, the bank will stop sending hard copies of credit card statements.
No, a cardholder does not need to pay for availing credit card statements provided by Citibank.