CheQ AU Credit Card
The CheQ credit card offered by AU Bank in collaboration with CheQ is a reward focused credit card, designed for individuals who wish to earn rewards on everyday transactions. This credit card offers rewards across various spending categories, along with benefits such as milestone rewards, fuel surcharge waiver, and contactless payments. Read on to know more about the card features, benefits, fees, charges, eligibility, and other related details.
Features and Benefits of CheQ AU Credit Card
Accelerated Rewards
Earn attractive rewards on eligible transactions across partner brands and everyday spends.
- 12% Back as CheQ Points on eligible spends at select partner brands through the CheQ ecosystem.
- 1% Back as CheQ Points on all other eligible retail transactions.
- 2.5% Back as CheQ Points on eligible transactions made using the RuPay variant linked to CheQ UPI.
Dining Benefits
Enjoy exclusive dining privileges at partner restaurants.
- Complimentary EazyDiner Membership with access to dining offers and discounts.
Dual Card Benefits
Get the convenience of two payment networks with a single application.
- Receive Both Visa and RuPay Card Variants with one credit card application.
Annual Fee Waiver
Save on renewal charges by meeting the annual spending requirement.
- Annual Fee Waiver on annual spends of Rs.3 lakh or more.
Fuel Benefits
Reduce fuel expenses with surcharge waiver benefits.
- 1% Fuel Surcharge Waiver of up to Rs.150 on eligible fuel transactions.
Contactless Payment Facility
Make fast and secure payments without swiping or inserting your card.
- Contactless Tap-and-Pay facility at compatible merchant terminals.
Insurance Benefits
Stay protected with comprehensive insurance coverage.
- Air Accident Cover
- Card Liability Cover
- Purchase Protection
- Credit Shield
- Travel-Related Insurance, subject to the card's terms and conditions.
Eligibility Criteria to Apply for CheQ AU Credit Card
Applicants must meet the following eligibility requirements:
Age Criteria
- Salaried Applicants: 21 to 60 years of age.
- Self-Employed Applicants: 25 to 65 years of age.
- Add-on Cardholders: 18 years or above.
Residential Status
- Resident of India.
Documents Required to Apply for CheQ AU Credit Card
Applicants generally need to submit the following documents:
Identity Proof
- Aadhaar Card
- Passport
- Voter ID
- Driving Licence
Address Proof
- Aadhaar Card
- Ration Card
- Utility Bills
Income Proof
- Latest Salary Slips
- Form 16
- Income Tax Return (ITR) Copies
Other Documents
- PAN Card
- Recent Passport-Size Photographs
Note: The above list is indicative. AU Bank may request additional documents based on its internal policies and your application profile.
Fees and Charges for CheQ AUCredit Card:
The fees and charges associated with the CheQ AUcredit card are as follows:
Type of Fee | Amount |
Joining Fee | Rs.499 |
Renewal Fee | Rs.499 |
Finance Charges | 3.75% per month (45% p.a.) |
Cash Withdrawal Fee | 2.5% of amount withdrawn amount or Rs.500 whichever is higher |
Late Payment Fee | 15% of total amount due (Minimum Rs. 10, Maximum Rs. 1,300) |
FAQs
- Is there any way to check my CheQ Points balance?
Yes, you can view your reward points and other rewards through the CheQ app.
- Will I get any dining benefits with AU CheQ credit card?
Yes, AU CheQ cardholders receive a complimentary EazyDiner membership.
- Does the AU CheQ credit card offer a fuel surcharge waiver?
Yes, the credit card offers a 1% fuel surcharge waiver of up to Rs. 150 on eligible fuel transactions.
- Does the card offer rewards on UPI payments?
Yes, you can earn 2.5% back as CheQ Points on eligible transactions made through the RuPay variant linked to CheQ UPI.
- Does the CheQ AU Credit Card support contactless payments?
Yes, the card supports contactless tap-and-pay transactions at compatible merchant terminals.
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Credit Card Eligibility
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