Often, when people shift houses, they forget to update or change their address of correspondence on their bank’s portal. To ensure smooth flow of communication, it is important to update the address of correspondence each time it is changed. Cardholders can change the address of their SBI credit card online as well as offline. Let’s take a detailed look at the process.
Address change for SBI Cards can be done in two different methods:
SBI credit card address change through online is an easy process. Cardholders need to follow the steps listed below for the same:
SBI credit card address change through offline methods is easy. There are three ways to go about it:
Cardholders need to download the “Declaration of Current Residential Address by Individuals” form by logging into www.sbicard.com.
They would need to furnish the following details on the same:
According to the RBI guidelines in accordance to the Know Your Customer (KYC), it is compulsory for cardholders to submit their KYC documents to begin the process of changing the address of correspondence. The cardholder needs to submit self-attested copies of either their current residential address of permanent residential address. They will also need to submit a declaration form duly filled that can be downloaded from sbicard.com. Following is the list of documents that are accepted by the bank as a proof of address change:
|KYC Documents (Submit any one of the following)||Applicable For|
|A copy of voter’s ID card||All|
|A copy of passport||All|
|A copy of Aadhaar card||All|
|A copy of driver’s license||All|
|Copy of a letter issued by the Unique Identification Authority of India containing the details of the name of the cardholder, address, and Aadhaar Number||All|
|Certificate of service with a photograph will be reviewed as a valid KYC document (both ID proof as well as residence).||For employees working in the defence|
|ID card of employers with address details and photo will also be accepted as a valid residence and ID proof||For employees working in the defence|
|Certificate of service with a photograph will be reviewed as a valid KYC document (both ID proof as well as residence). The date of issue should be within 60 days from the processing date.||For employees of SBI|
|Bills for different utility services including electricity, landline, postpaid mobile, gas connection, and water bill). These bills should not be more than two months old.||All|
|Municipal tax receipt or property||All|
|Bank account or post office saving bank account statement valid only for last two month||All|
|Pension or family pension payment orders (PPOs) issued to retired employees by government departments or public sector undertakings, if they contain the address||All|
|Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies.||All|
|Leave and license agreements with such employers as mentioned in point 15 above allotting official accommodation||All|
|Documents issued by government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India.||All|
In a situation where the cardholder is changing their address of correspondence, it is important to change or update this information on their portal. This will ensure seamless communication between the bank and the cardholder. Listed below are a few reasons why the cardholders should update or change their address of correspondence in case they shift to a new one:
If the cardholder wants to change the registered mobile number by receiving an OTP on both the mobile numbers, they have to follow the steps listed below:
Yes, you can use your official address as the point of correspondence.
To do this, you will need to log in to sbicard.com and follow the steps listed below:
You can also write to sbicard.com/email or call the bank at their helpline.
You can change your address at any time of the day if you are making it change online through the bank’s portal. In case you want to change it by visiting the branch, you will be able to do it on working days.
You can download the KYC list from sbicard.com. You can fill in your permanent and current address. You can submit the form with a copy of your PAN and a proof of your permanent address that you will need to drop at an SBI card drop box. This is how you can update your information with your permanent address.
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