Bank of India RuPay Bharat Credit Card

1. Cash withdrawal from ATMs is limited to Rs.15,000 per day. 

1. Maximum cash withdrawal capped at 50% of the total spending limit. 

1. Credit limit is typically up to 20% of gross annual income 

1. May be increased to 40% based on individual case merits 

1. Interest-free credit period of up to 51 days 

1. Flexible credit limits available for add-on cards 

1. Payment due by the 5th of the following month, catering to salaried individuals 

Benefits of Bank of India RuPay Bharat Credit Card

The Bank of India RuPay Bharat Credit Card offers a host of benefits to the cardholders which are mentioned below: 

1. Offers Swiggy Lite three-month membership per quarter. 

1. Redeemable Amazon or Flipkart discount voucher of Rs.250 is offered every quarter. 

1. Offers domestic and international complimentary lounge access of four visits and two visits per year, respectively. 

1. Offers Blinkit or BigBasket discount voucher worth Rs.250 per quarter. 

1. On purchase of minimum two movie tickets via BookMyShow per month, the card offers discount of Rs.250. 

1. The card offers personal accident and permanent disability insurance cover of up to Rs.2 lakh. 

1. The card offers 2X reward points on POS and ECOM transactions. 

1. Offers 24x7 concierge services to cardholders. 

Note: To view all complimentary and discounted features, log into the official portal of RuPay Platinum for a one-time registration.

Eligibility Criteria for Bank of India RuPay Bharat Credit Card

The individual must fulfil the required eligibility criteria for the Bank of India RuPay Bharat Credit Card that are given below:  

1. The minimum age of cardholders should be 18 years. 

1. You must have a regular income source. 

1. Applicants must provide proof of income. 

1. Applicants must have a good credit history. 

1. Applicants should be either Indian resident or Non-resident Indian (NRI). 

Fees and Charges of Bank of India RuPay Bharat Credit Card

The fees and charges applicable for Bank of India RuPay Bharat Credit Card are mentioned in the table below: 

How to Activate Bank of India RuPay Bharat Credit Card?

To activate the Bank of India RuPay Bharat credit card follow the below mentioned steps: 

IVR or Toll-Free Number Activation

1. Dial 022-4042 6006 (IVR) or 1800-220-088 (Toll-Free). 

1. Press 1 for English or 2 for Hindi. 

1. Press 2 to select "Activate New Card" option. 

1. Enter your 16-digit card number, then press ‘#’. 

1. Input your card’s expiry date in MMYY format. 

1. Enter the OTP sent to your registered mobile number to complete activation. 

Online Activation via Bank Website

1. Visit: https://cclogin.bankofindia.co.in 

1. Register and log in using your Customer ID and password. 

1. Navigate to the "Requests" tab. 

1. Click on "Card Activation". 

1. Choose the correct card number. 

1. To activate the card, enter the OTP received on your phone.

Mobile App Activation via Omni Neo

1. Open and log into the Omni Neo Mobile Banking App. 

1. Navigate to the “My Cards” section. 

1. Select your RuPay Select Credit Card from the list. 

1. Tap on “Activate the Card”. 

1. Complete the process using the OTP sent to your registered mobile number. 

How to Generate PIN for Bank of India RuPay Bharat Credit Card?

You can generate the PIN for your Bank of India RuPay Bharat Credit Card using multiple secure channels. Follow the steps below for your preferred method: 

IVR or Toll-Free Number

1. Dial 022-4042-6006 (IVR) or 1800-220-088 (Toll-Free). 

1. Press ‘1’ for English or ‘2’ for Hindi. 

1. Press ‘4’ if you are an existing cardholder. 

1. Enter your 16-digit card number. 

1. Press ‘2’ to receive an OTP on your registered mobile number. 

1. Enter the OTP received. 

1. Press ‘1’ for other queries. 

1. Press ‘1’ to start the PIN generation process. 

1. Enter a 4-digit PIN, then press ‘#’. 

1. To confirm and complete the process, re-enter the same 4-digit PIN followed by ‘#’.

Mobile Banking App (BOI Omni Neo)

1. Log in using your mobile banking credentials. 

1. Navigate to the “Card Services” section. 

1. Click on “Credit Card Services”. 

1. Select your active credit card. 

1. Tap on “Generate PIN”. 

1. Enter the OTP sent to your registered mobile number. 

1. Enter a 4-digit PIN. 

1. Re-enter the PIN to confirm and generate your card PIN. 

BOI Credit Control App

1. Log into the BOI Credit Control App. 

1. Choose the card for which you wish to set the PIN. 

1. Select the “Change Green PIN” option. 

1. Enter the OTP sent to your registered mobile number. 

1. Enter your 4-digit PIN. 

1. To complete the PIN generation, re-enter the PIN.

Bank of India Website

1. Visit: https://cclogin.bankofindia.co.in 

1. Log in with your Customer ID and password. 

1. Go to the “Requests” tab. 

1. Click on “Green PIN”. 

1. Select your card number. 

1. Enter the OTP sent to your registered mobile number. 

1. Set a 4-digit PIN, then re-enter it to confirm and complete the process. 

How to Set Limit for Bank of India RuPay Bharat Credit Card?

You can conveniently set or adjust transaction limits (POS/ATM/ECOM/NFC) on your BOI RuPay Bharat Credit Card through the following channels: 

Via Bank of India Website

1. Visit to https://cclogin.bankofindia.co.in. 

1. Log in with your Customer ID and password. 

1. Go to the “Requests” tab. 

1. Click on “Channel Configuration”. 

1. Select your card number. 

1. Choose the transaction types (POS, ATM, ECOM, NFC). 

1. Set limits as per your needs. 

1. To save and apply the changes, click “Submit”.

BOI Omni Neo Mobile Banking App

1. Open and log in to the Omni Neo App. 

1. Navigate to the “My Cards” section. 

1. Tap on the card shown in the window pane. 

1. Select the “Set Limits and Channels” option. 

1. Choose the required transaction types (POS/ATM/ECOM/NFC). 

1. Input the desired limits. 

1. Tap “Submit” to confirm and save the updated limits. 

BOI Credit Card Control App

1. Log in to the Credit Card Control App with your credentials. 

1. Choose the credit card you want to manage. 

1. Enable or disable POS/ATM/ECOM/NFC channels. 

1. Set custom limits accordingly. 

1. Save your preferences and update the card settings by clicking on “Submit”.

IVR or Toll-Free Number

1. Dial 022-4042-6006 (IVR) or 1800-220-088 (Toll-Free). 

1. Press ‘1’ for English or ‘2’ for Hindi. 

1. If you are an existing cardholder, press ‘4’. 

1. Enter your 16-digit card number. 

1. Press ‘2’ to receive an OTP. 

1. Enter the OTP sent to your registered mobile number. 

1. Press ‘1’ for other options. 

1. Choose the required transaction channels (POS/ATM/ECOM/NFC). 

1. Set your desired limits. 

1. Enter the OTP again to confirm and complete the process.

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