The state government of West Bengal has launched a new scheme called the Bhabishyat Credit Card Scheme, which provides loans up to Rs. 5 lakh, with the government acting as a guarantor for future projects. This is an excellent opportunity for people who want to start their own businesses, and they can apply for the scheme online in 2025.
The scheme is also known as the Bhabishyat Credit Card Scheme. The announcement of the scheme was made by the Chief Minister of West Bengal, Mamata Banerjee, during the budget presentation. The scheme has been introduced to promote future projects in the state and provide financial assistance to those who have limited resources. The loan amount can be availed without any collateral as the government serves as a guarantor.
The Bhabishyat Credit Card Scheme offers several benefits, some of which are listed below:
Here are the eligibility criteria for the Bhabishyat Credit Card Scheme:
To show your eligibility while applying for the scheme online, you are required to submit the following documents:
To apply for the Bhabishyat Credit Card Scheme 2024, you can follow these simple steps:
Remember, only one person from each family is eligible to apply for the Bhabishyat Credit Card Scheme, and applicants must have been residing in West Bengal for the past ten years.
The Bhabishyat Credit Card Scheme (WBBCCS) is now available for online application after its official announcement and implementation across the state. The state government is offering adequate funding to applicants to support their business ventures. During the announcement, the Chief Minister mentioned that more than 2 lakh young people could take advantage of this scheme to start their own businesses within the next two years.
Applicants approved for this scheme will receive a smart card worth Rs. 5 lakh, also known as the Vidyu, which can be used to access the loan amount. The government will act as a guarantor under this scheme, and a startup capital of Rs. 25,000 will also be provided to successful applicants.
Yes, individuals aged between 18 years to 45 years, including motor transport workers and building and other construction workers, are eligible to apply under the scheme.
To receive the OTP, you will need to provide basic information such as your name, full address, gender, date of birth, and mobile number.
To obtain the OTP, first, click on the 'Login' link, which will open a popup page on your screen. Next, click on the 'Register Here' link located on the popup page. Fill out the details required in the online registration form. Enter your mobile number and click on the 'TAB' button. Once you do this, an OTP will be sent to your mobile number.
To regenerate or resend OTP if it was not received for the first time, click on the 'Resend' link after the specified time has passed, as indicated on the registration screen.
To log in to this portal, click on the 'Login' button, which will redirect you to a page to enter your login credentials. If you have already registered on this portal, enter your username or email (if you entered it during registration), password, and CAPTCHA (Image Code) in the respective fields. Finally, click on the 'Login' button to access your account.
No fees are required for online registration.
Once you have successfully logged in, you can find a 'Details' link on the dashboard. Click on the 'Details' link to view the application status after submitting the online application form.
It is not possible to apply for more than one application using the same user login credential on this portal.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.