Bank of India RuPay Select Credit Card

1. Offers 24x7 concierge services for customer assistance. 

1. EMI facility is available at POS terminals managed or owned by M/S WorldLine Pvt. Ltd, regardless of the bank. 

1. Cash withdrawal limit is set at 50% of the total credit limit. 

1. The maximum daily ATM cash withdrawal limit is Rs.15,000. 

1. The billing cycle runs from the 16th of the current month to the 15th of next month. 

1. Payment due date is on or before the 5th of the following month, ideal for salaried individuals. 

1. Provides flexible credit limits for add-on cardholders.

Benefits of Bank of India RuPay Select Credit Card

The Bank of India RuPay Select Credit Card offers a host of benefits to the cardholders which are mentioned below: 

1. Free annual Amazon Prime membership included with the card. 

1. Complimentary airport lounge access: 

1. Domestic: 8 visits per year (2 per quarter) across India. 

1. International: 2 visits per year. 

1. Offers Swiggy One 3-month membership every year. 

1. Offers Rs.200 discount voucher monthly for purchases on BigBasket. 

1. Offers discount of Rs.250 off on booking a minimum of two movie tickets per month on BookMyShow. 

1. Includes annual membership for customized health check-up packages, usable once per year. 

1. The card comes with insurance cover up to Rs.10 lakh (for personal accident and permanent disability), provided by NPCI (National Payment Corporation of India). 

1. Offers 2X reward points on POS and e-commerce transactions (excluding blocked categories). 

Note: Lounge access benefits are subject to change at RuPay’s discretion without prior notice. 

Eligibility Criteria for Bank of India RuPay Select Credit Card

The individual must fulfil the required eligibility criteria for the Bank of India RuPay Select Credit Card that are given below: 

1. Applicant must be at least 18 years of age. 

1. Should have a stable and verifiable source of income, supported by Income Tax Returns. 

1. Must possess a good credit history. 

1. Applicant should be either an Indian resident or a Non-Resident Indian (NRI). 

Fees and Charges of Bank of India RuPay Select Credit Card

The fees and charges applicable for Bank of India RuPay Select Credit Card are mentioned in the table below: 

How to Activate Bank of India RuPay Select Credit Card?

As per RBI guidelines, your Bank of India RuPay Select Credit Card must be activated within 30 days of issuance. You can activate your card using any of the following convenient channels: 

IVR or Toll-Free Number Activation

1. Dial 022-4042 6006 (IVR) or 1800-220-088 (Toll-Free). 

1. Press 1 for English or 2 for Hindi. 

1. Press 2 to select "Activate New Card" option. 

1. Enter your 16-digit card number. 

1. Then press ‘#’. 

1. Input your card’s expiry date in MMYY format. 

1. Enter the OTP sent to your registered mobile number to complete activation. 

Online Activation via Bank Website

1. Visit https://cclogin.bankofindia.co.in. 

1. Register and log in using your Customer ID and password. 

1. Go to the "Requests" tab. 

1. Click on "Card Activation". 

1. Choose the correct card number. 

1. Enter the OTP received on your mobile to activate the card. 

Mobile App Activation via Omni Neo

1. Open and log into the Omni Neo Mobile Banking App. 

1. Navigate to the “My Cards” section. 

1. Select your RuPay Select Credit Card from the list. 

1. Tap on “Activate the Card”. 

1. Complete the process using the OTP sent to your registered mobile number. 

How to Generate PIN for Bank of India RuPay Select Credit Card?

You can generate the PIN for your Bank of India RuPay Select Credit Card using multiple secure channels. Follow the steps below for your preferred method: 

IVR or Toll-Free Number

1. Dial 022-4042-6006 (IVR) or 1800-220-088 (Toll-Free). 

1. Press ‘1’ or ‘2’ for English or Hindi, respectively. 

1. Press ‘4’ if you are an existing cardholder. 

1. Enter your 16-digit card number. 

1. Press ‘2’ to receive an OTP on your registered mobile number. 

1. Enter the OTP received. 

1. Press ‘1’ for other queries. 

1. Press ‘1’ to start the PIN generation process. 

1. Enter a 4-digit PIN. 

1. Then press ‘#’. 

1. Re-enter the same 4-digit PIN followed by ‘#’ to confirm and complete the process. 

Mobile Banking App (BOI Omni Neo)

1. Log in using your mobile banking credentials. 

1. Go to the “Card Services” section. 

1. Click on “Credit Card Services”. 

1. Select your active credit card. 

1. Tap on “Generate PIN”. 

1. Enter the OTP sent to your registered mobile number. 

1. Enter a 4-digit PIN. 

1. Then re-enter it to confirm and generate your card PIN.

BOI Credit Control App

1. Log into the BOI Credit Control App. 

1. Choose the card for which you wish to set the PIN. 

1. Select the “Change Green PIN” option. 

1. Enter the OTP sent to your registered mobile number. 

1. Enter your 4-digit PIN. 

1. Then re-enter it to complete the PIN generation. 

Bank of India Website

1. Visit the official website (https://cclogin.bankofindia.co.in) 

1. Log in with your Customer ID and password. 

1. Go to the “Requests” tab. 

1. Click on “Green PIN”. 

1. Select your card number. 

1. Enter the OTP sent to your registered mobile number. 

1. Set a 4-digit PIN. 

1. Then re-enter it to confirm and complete the process.

How to Avail Offers of RuPay Select Credit Card Program?

The step to avail offers under the Bank of India RuPay Select Credit Card program: 

1. Visit the RuPay Select Portal (https://www.rupay.co.in/select-booking). 

1. Register on the portal using your details. 

1. Log in using your credentials or OTP after registration. 

1. Once logged in, you can explore all available offers and benefits exclusive to RuPay Select cardholders. 

1. Click on the specific feature or offer you wish to use. 

1. All the applicable complimentary and list of discounted services will be displayed on the screen. 

1. To proceed, click “Redeem”. 

1. Select a suitable date and time to confirm your booking. 

1. You will be redirected to the payment page to complete the booking. 

1. To finalize the booking, cardholders must complete a transaction of Rs.1 via your RuPay Credit Card. 

1. After successful payment, a voucher code will be sent via SMS/email, which must be shown at the relevant merchant outlet or website. 

Note:

1. If you are already registered using a RuPay Select Debit Card, ensure you add your RuPay Select Credit Card details under “Add Card” to access credit card-specific offers. 

1. Customers can write directly to NPCI at rupayselect@npci.org.in or send email at HeadOffice.CPDcreditcard@bankofindia.co.in in case of any service issues.

How to Set Limit for Bank of India RuPay Select Credit Card?

You can conveniently set or adjust transaction limits (POS/ATM/ECOM/NFC) on your BOI RuPay Select Credit Card through the following channels: 

Via Bank of India Website

1. Visit to https://cclogin.bankofindia.co.in. 

1. Log in with your Customer ID and password. 

1. Go to the “Requests” tab. 

1. Click on “Channel Configuration”. 

1. Select your card number. 

1. Choose the transaction types (POS, ATM, ECOM, NFC) and set limits as per your needs. 

1. Click “Submit” to save and apply the changes. 

BOI Omni Neo Mobile Banking App

1. Open and log in to the Omni Neo App. 

1. Navigate to the “My Cards” section. 

1. Tap on the card shown in the window pane. 

1. Select the “Set Limits and Channels” option. 

1. Choose the required transaction types (POS/ATM/ECOM/NFC). 

1. Input the desired limits. 

1. Tap “Submit” to confirm and save the updated limits.

BOI Credit Card Control App

1. Log in to the Credit Card Control App with your credentials. 

1. Choose the credit card you want to manage. 

1. Enable or disable POS/ATM/ECOM/NFC channels. 

1. Set custom limits accordingly. 

1. Click “Submit” to save your preferences and update the card settings. 

IVR or Toll-Free Number

1. Dial 022-4042-6006 (IVR) or 1800-220-088 (Toll-Free). 

1. Press ‘1’ for English or ‘2’ for Hindi. 

1. If you are an existing cardholder, press ‘4’. 

1. Enter your 16-digit card number. 

1. Press ‘2’ to receive an OTP. 

1. Enter the OTP sent to your registered mobile number. 

1. Press ‘1’ for other options. 

1. Choose the required transaction channels (POS/ATM/ECOM/NFC). 

1. Set your desired limits. 

1. Enter the OTP again to confirm and complete the process. 

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