Axis Bank Shoppers Stop Credit Card

Joining Fee 

Rs.500 

Annual Fee 

Rs.500 (waived if you spend Rs.1 lakh in a year) 

Add-on Card Joining Fee 

Nil 

Add-on Card Annual Fee  

Nil 

Card Replacement Fee 

Nil 

Cash Payment Fee 

Rs.175 

Duplicate Statement Fee 

Waived  

Charge Slip Retrieval Fee or Copy Request Fee 

Waived  

Outstation Cheque Fee 

Waived  

Mobile Alerts for Transactions 

Free 

Balance Enquiry Charges 

Waived  

Finance Charges (Retail Purchases & Cash)  

3.75% per month (55.55% per annum)  

Cash Withdrawal Fees  

2.5% (Minimum Rs.500) of the cash amount  

Overdue Penalty or Late Payment Fee  

Nil if Total Payment Due is up to Rs.500  

Rs. 500 if total payment due is between Rs.501 - Rs.5,000  

Rs.750 if total payment due is between Rs.5,001 - Rs.10,000  

Rs.1,200 if total payment due is more than Rs.10,000 

Over Limit Penalty  

2.5% of over the limit amount (minimum Rs.500)  

Cheque return or dishonour Fee or Auto-debit Reversal  

2% of the payment amount (minimum of Rs.500) 

Foreign Currency Transaction Fee  

3.50% of the transaction value  

GST  

As per existing Government norms