Axis Bank is one of the biggest private banks in India which caters to the financial requirements of its customers through manifold financial products. The Axis Bank Privilege Easy Credit Card is one of the many credit cards which the bank offers to its customers. This credit card comes with a one-time joining fee of Rs.1,500. However, Priority Customers do not have to pay the joining fee. The Axis Bank Privilege Easy Credit Card is a fixed deposit backed card.
Annual Fees Waiver Benefit:
Reward Points Benefits:
|Airport Lounge Access||
|EMI Conversion Benefits||
|Insurance Benefits||Avail a number of insurance benefits with the Axis Bank Privilege Easy Credit Card:
|Type of Fee||Charges (in INR)|
|Joining Fee||Rs.1,500 (Nil for Priority Customers)|
|Annual Fee (From the second year)||Rs.1,500|
|Add-on Card Joining Fee||Nil|
|Add-on Card Annual Fee||Nil|
|Finance Charges||3.40% per month or 49.36% per annum|
|Cash Payment Fee||Rs.100|
|Card Replacement Fee||Rs.100|
|Cash Withdrawal Fee||2.5% of the cash amount, min. of Rs.500|
|Late Payment Charges||
|Over Limit Penalty||2.5% of the overlimit amount, min. of Rs.500|
|Cheque return or dishonour fee||2% of the payment amount, min. of Rs.450|
There are a few basic eligibility criteria that have to be fulfilled to be able to apply for the Axis Bank Privilege Easy Credit Card. These are as follows:
The annual fee payable for the Axis Bank Privilege Easy Credit Card is Rs.1,500. This amount is payable from the second year. However, if the annual spend on the credit card is Rs.2.5 lakh or more, the annual fee is reversed.
Once the Axis Bank Privilege Easy Credit Card is issued to you, you can check the credit limit of the card in the starter kit which is sent to you. The credit limit varies from person to person and will be communicated to the respective cardholders when the card is being issued by the bank.
Once you have enrolled your card to the official e-banking portal of Axis Bank, you can simply log in to the same portal or the official mobile phone application to check the credit limit that is available.
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