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    We found 1 Axis Bank MY Business Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    999
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    Axis Bank MY Business Credit Card is Rated as "Excellent!" by 6 Users

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    Axis Bank MY Business Credit Card

    In this age of increased dependency of businesses in India on credit products, the MY Business Credit card from Axis Bank is a custom made card designed to answer all day to day transactional needs. Offered at low interest rates and a basket of features forged to help manage the financials of business in an organised manner, this card delivers great value coupled with conventional benefits and reward earning potential.

    Benefits:

    • Exclusive Business Savings Plan tailor made to suit your business and travel needs. Discounts galore when you book on Ezeego1. Discounts and cash backs on flight tickets, hotels and holiday offers, cash backs on bus tickets and much more.
    • Stay at a hotel of your choice for 2 nights for free when you redeem vouchers on Ezeego1.com for a value up to Rs.3,000 per night.
    • The MY Business Card provides waiver of surcharge billed for all fuel purchases for transactions between Rs.4,000 to Rs.40,000 with potential to get a maximum benefit of Rs.400 per month.
    • The MY Business Credit card can be used to make cash advances at over 1 million Visa ATMs around the world. Up to 30% of the credit limit will be available as cash component.
    • Get Add On card for your loved one at no annual fee. Share the credit and get a consolidated statement. Supplementary card transactions are also eligible to earn reward points.

    Features:

    • The eDGE Loyalty Rewards Program is your gateway to earn exciting reward points and redeem them for rewards from a catalogue of over 500 items.
    • This card gives you complimentary lounge access at various airports across the country. You can avail 2 lounge visits every quarter.
    • The card can be customised by having your company name/designation embossed on the card along with your name.
    • The Zero Lost Card Liability feature shields you from the liability of paying for fraudulent transactions in case of loss or stolen card.
    • Option to convert large purchases of over Rs.2,500 into EMIs and pay at a lesser rate of interest, helping you save more.

    Eligibility and Documentation:

    This card is available to self employed applicants that includes Sole Proprietors, SME Companies, Partnership Firms, Doctors and other Self Employed Professionals. The aspiring customer should have an existing relationship with the bank.

    Details of Documentation:
    • Photo Id Proof
    • Address Proof
    • Income Proof

    In addition to the above, Partnership Firms should provide a copy of the Deed/Letters from partners. Private Limited companies should produce Articles of Association/BR.

    Fees & Charges:

    Description Amount
    Joining FeeRs.999
    Annual Fee2nd year onwards - Rs.499. No fee for the first year
    Add On Card Annual/Joining FeeNil
    Overlimit Fee3% of the over limit amount (Min.of Rs.500)
    Late Payment Fee
    • Payment due is up to Rs.2,000 - Rs.300
    • Payment due from between Rs.2,001 to Rs.5,000 - Rs.400
    • If the payment due is Rs.5,001 or more - Rs.600

    How to redeem reward points?

    The eDGE Loyalty Rewards program earns you reward points for every spend. For every Rs.200 spent on the card, you earn 4 points. Additionally, 100 points is awarded as bonus for the first online transaction and 2x points for spends during your birthday month.

    The accumulated rewards can be easily redeemed for over 500 reward options from the online catalogue without any paperwork.

    Axis Bank MY Business Credit Card FAQs:

    1. Is there a fee for foreign currency transaction?
    2. Yes. A fee of 3.5% of the transaction value is charged for all transactions in other currencies.

    3. How does the Visa Bill Pay service work?
    4. This service lets you pay utility bills such as mobile, telephone, electricity, insurance premiums etc. by simply providing a standing instruction for auto debit from your credit card. The Visa Bill Pay service has a little over 90 billers under its ambit. By using this service, you don’t have to worry about missing due dates. The payment is automatically debited from your card account as around the due date.

    5. Can you please provide more details on the 20% cash back offer on flight ticket bookings?
    6. Axis bank has partnered with Ezeego1.com to provide you various travel benefits that includes a cash back of 20% when you book flight tickets online with your MY Business Credit card. A maximum cash back of Rs.500 is provided per ticket with a cap of Rs.2,000 annually per cardholder. The cashback is valid for flight tickets booked on Ezeego1.com only.

    7. How much cash back is provided for hotel booking on Ezeego1?
    8. Bookings at any hotels in India, Nepal and Bhutan is are eligible for a cashback of Rs.1,000 for a min. booking value of Rs.7,000. For international bookings, a cashback of Rs.1,500 is provided for booking value of the same minimum value.

    9. I read something about discounts offered for spends on tradeindia. Please provide more details.
    10. All products and services available on this portal are eligible for a discount. A discount of 30% is extended on the Super Seller product, 25% cut is provided on the Premium Seller product and 20% off for all other products and services on this portal for MY Business Credit card holders.

    11. Please list the various terms available under the EMI scheme. Is there a fee involved?
    12. Transactions of over Rs.2,500 can be converted into EMI for 3,6,9 and 12 month installment options. A one time processing fee of 1.5% of the purchase value or Rs.150(whichever is higher) is charged towards conversion to EMI.

    13. How do I redeem the 2 Free Nights Hotel Stay vouchers?
    14. Please call the customer service on 1800 120 0408 for redemption instructions. The vouchers should be redeemed within a month of receiving the voucher and is valid for hotel rooms of value up to Rs.3,000 per room night.

    Other Top Credit Cards By Axis Bank

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  • Axis Bank MY Business Credit Card Reviews

    • Axis Bank Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I hold a Axis Bank credit card and I get a lot of offers on the card. The offers are there on a weekly basis and I am informed about it. The online banking is also good where I can check all my transactions. I am also happy with the credit limit and the statements.
      Was this review helpful? 0
      , tirupur
      Reviewed on Sep 18, 2017
    • Axis Bank Credit Card
      "Has to improve a lot"
      0.5 1.0/5 "Really Bad"
      I had a bitter experience with AXIS Bank customer care. It happened once , where I have made the payment, I have dropped the cheque on time however my payment was realized late due to which the bank imposed some penalty. But the bank refused to waive off the charges. Therefore I had asked them to cancel the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the Axis bank from the last three years of time. I have found some good advantages with them like they are providing some good discounts too, also they are extending my credit limit too.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 17, 2017
    • Axis Bank Credit Card
      "Smart Banking"
      0.5 5.0/5 "Blown Away!"
      I am really happy with AXIS, I liked their response. Though home branch located in other place, I could visit any nearest branch of AXIS to do my transaction like cheque book request, cash deposit etc. They always gives me good customer satisfactory service.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Need more offers and features"
      0.5 4.0/5 "Great!"
      Axis bank needs to improve on the credit card by providing more benefits and proper services. It is good, but can do better in the facilities on the card. Because there are other banks who offer me better deals and though I am an existing customer of this bank. The features are less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Interst and charges should be reduced"
      0.5 3.0/5 "Satisfactory"
      I have 9000 rewards points in AXIS, but I don't know the steps to redeem it. They are not sending any message past six months they not at all sending hard copy. Every month I used to call to the customer care to confirm my payment then I used to pay to avoid other charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2017
    • Axis Bank Credit Card
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      Axis bank is doing good on the credit card as they provide good services and the response is also good and on time. The limit on the card is to my expectation and so are the offers as well. There are no extra charges and I am comfortable with the billing cycle.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Provide benefits for long term customers"
      0.5 4.0/5 "Great!"
      Axis Bank has offered me a credit card and the credit limit is very less when compared to the other banks. They need to provide more offers as well, though I am an existing customer for a long term. I am not happy as they have not enhanced my card till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Deals and services are good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a credit card and the offers are good. The customer services are excellent and the credit limit is also good. I had been banking with them for a long and the bank has always provided the best of services and they are very much responsive too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 15, 2017
    • Axis Bank Credit Card
      "Worst customer service that you can get."
      0.5 0.5/5 "Unacceptable"
      I had worst banking experience. They are not helpful at all. They promise lots of things which they never fulfill. I discontinued my card because of their bad service but one of my refund has been credited to that card and for that, I am again struggling to get my money back.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 14, 2017
    • Axis Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The customer support team at Axis Bank is not good for me. The communication needs an improvement and it takes me long to connect with them as well. The bank is also not providing me any offers on the credit card. It is a average experience and not recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 14, 2017
    • Axis Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me the benefit of a credit card and the bank is providing the best of offers on it. The limit on the card is good and the transactions done on it can be clearly viewed online. It is a transparent process and there are no hidden charges.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 14, 2017
    • Axis Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Its good enough to have AXIS bank my rewards credit card. I haven't experienced much with this card in terms of offers. I had got some percentage cash back in movie tickets which is added advantage rewards points can be redeems in movie tickets an discounts. Its life time free credit card they have offers me
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 13, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      Good service from AXIS bank ,they are not flexible with customers ,also don't have any proper intimations regarding due date . Even the customer support and the other representatives were also rude they are not friendly in response ,but the overall service from AXIS bank for my credit card was good .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 12, 2017
    • Axis Bank Credit Card
      "Its Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have AXIS my zone card, I am getting reward points for some transaction and discounts on recharges. Some time I get the cash back offer in amazon and flipkart. Credit limit is sufficient for me, but its normal as other credit card. I am fine with that.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Sep 12, 2017
    • Axis Bank Credit Card
      "Really good"
      0.5 4.5/5 "Excellent!"
      I am having the credit card with the Axis bank and the services are really good one. I would like to say that the credit limit value is also sufficient one for me with the Axis bank credit card and I have not found any issues with them till now.
      Was this review helpful? 0
      , kadapa
      Reviewed on Sep 11, 2017
    • Axis Bank Credit Card
      "A credit card for all"
      0.5 3.0/5 "Satisfactory"
      I am having the Axis bank credit card and am using it from the last five to six years of time. I would like to say that the response is quite good and I had faced some trouble with them last month. Otherwise I am happy with the credit limit which was offered by them.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2017
    • Axis Bank Credit Card
      "My choice with Axis"
      0.5 4.0/5 "Great!"
      I hold My Choice credit card with AXIS BANK. Where my card limit is 75000 and i am satisfied with my current limit. I am holding this card from the past 4 years. I get cash backs on fuel stations and in super market that is actually a shopping cash back card. Reward points also their were i used to redeem those points to buy something . And an annual charge of 250 rs will be deducted yearly which i am not happy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2017
    • Axis Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am having the credit card with the Axis bank and based on LIC policy LIC has offered me this axis bank credit card. The response is really a good one for me and their customer service, other aspects are really a best one. the credit limit they have offered me is 50000 rupees and its a life time free credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 10, 2017
    • Axis Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My savings account is with Axis bank. There is no need of improvement in the banking facility the interest rate on the other products they offer. They are the best bank in the online and mobile banking as it is very simple and easy to use in 2016 april. I have availed this salary account during the year 2016 april from that time till date no issues with them.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 09, 2017
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