Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    Axis Bank MY Business Credit Card

    1st Year Fee
    Joining Perks
    Maha March Sale
    Response Time Within 30 minutes
    What you'll love
    You'll also love
    Fee Details

    Axis Bank MY Business Credit Card is Rated as "Excellent!" by 6 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service




    Axis Bank Credit Card Diwali Offer

    In this age of increased dependency of businesses in India on credit products, the MY Business Credit card from Axis Bank is a custom made card designed to answer all day to day transactional needs. Offered at low interest rates and a basket of features forged to help manage the financials of business in an organised manner, this card delivers great value coupled with conventional benefits and reward earning potential.


    • Exclusive Business Savings Plan tailor made to suit your business and travel needs. Discounts galore when you book on Ezeego1. Discounts and cash backs on flight tickets, hotels and holiday offers, cash backs on bus tickets and much more.
    • Stay at a hotel of your choice for 2 nights for free when you redeem vouchers on for a value up to Rs.3,000 per night.
    • The MY Business Card provides waiver of surcharge billed for all fuel purchases for transactions between Rs.4,000 to Rs.40,000 with potential to get a maximum benefit of Rs.400 per month.
    • The MY Business Credit card can be used to make cash advances at over 1 million Visa ATMs around the world. Up to 30% of the credit limit will be available as cash component.
    • Get Add On card for your loved one at no annual fee. Share the credit and get a consolidated statement. Supplementary card transactions are also eligible to earn reward points.


    • The eDGE Loyalty Rewards Program is your gateway to earn exciting reward points and redeem them for rewards from a catalogue of over 500 items.
    • This card gives you complimentary lounge access at various airports across the country. You can avail 2 lounge visits every quarter.
    • The card can be customised by having your company name/designation embossed on the card along with your name.
    • The Zero Lost Card Liability feature shields you from the liability of paying for fraudulent transactions in case of loss or stolen card.
    • Option to convert large purchases of over Rs.2,500 into EMIs and pay at a lesser rate of interest, helping you save more.

    Eligibility and Documentation:

    This card is available to self employed applicants that includes Sole Proprietors, SME Companies, Partnership Firms, Doctors and other Self Employed Professionals. The aspiring customer should have an existing relationship with the bank.

    Details of Documentation:
    • Photo Id Proof
    • Address Proof
    • Income Proof

    In addition to the above, Partnership Firms should provide a copy of the Deed/Letters from partners. Private Limited companies should produce Articles of Association/BR.

    Fees & Charges:

    Description Amount
    Joining Fee Rs.999
    Annual Fee 2nd year onwards - Rs.499. No fee for the first year
    Cash Advance Fee 2.5% of the amount withdrawn(Min. Rs.250)
    Add On Card Annual/Joining Fee Nil
    Overlimit Fee 3% of the over limit amount (Min.of Rs.500)
    Late Payment Fee
    • Payment due is up to Rs.2,000 - Rs.300
    • Payment due from between Rs.2,001 to Rs.5,000 - Rs.400
    • If the payment due is Rs.5,001 or more - Rs.600

    How to redeem reward points?

    The eDGE Loyalty Rewards program earns you reward points for every spend. For every Rs.200 spent on the card, you earn 4 points. Additionally, 100 points is awarded as bonus for the first online transaction and 2x points for spends during your birthday month.

    The accumulated rewards can be easily redeemed for over 500 reward options from the online catalogue without any paperwork.

    Axis Bank MY Business Credit Card FAQs:

    1. Is there a fee for foreign currency transaction?
    2. Yes. A fee of 3.5% of the transaction value is charged for all transactions in other currencies.

    3. How does the Visa Bill Pay service work?
    4. This service lets you pay utility bills such as mobile, telephone, electricity, insurance premiums etc. by simply providing a standing instruction for auto debit from your credit card. The Visa Bill Pay service has a little over 90 billers under its ambit. By using this service, you don’t have to worry about missing due dates. The payment is automatically debited from your card account as around the due date.

    5. Can you please provide more details on the 20% cash back offer on flight ticket bookings?
    6. Axis bank has partnered with to provide you various travel benefits that includes a cash back of 20% when you book flight tickets online with your MY Business Credit card. A maximum cash back of Rs.500 is provided per ticket with a cap of Rs.2,000 annually per cardholder. The cashback is valid for flight tickets booked on only.

    7. How much cash back is provided for hotel booking on Ezeego1?
    8. Bookings at any hotels in India, Nepal and Bhutan is are eligible for a cashback of Rs.1,000 for a min. booking value of Rs.7,000. For international bookings, a cashback of Rs.1,500 is provided for booking value of the same minimum value.

    9. I read something about discounts offered for spends on tradeindia. Please provide more details.
    10. All products and services available on this portal are eligible for a discount. A discount of 30% is extended on the Super Seller product, 25% cut is provided on the Premium Seller product and 20% off for all other products and services on this portal for MY Business Credit card holders.

    11. Please list the various terms available under the EMI scheme. Is there a fee involved?
    12. Transactions of over Rs.2,500 can be converted into EMI for 3,6,9 and 12 month installment options. A one time processing fee of 1.5% of the purchase value or Rs.150(whichever is higher) is charged towards conversion to EMI.

    13. How do I redeem the 2 Free Nights Hotel Stay vouchers?
    14. Please call the customer service on 1800 120 0408 for redemption instructions. The vouchers should be redeemed within a month of receiving the voucher and is valid for hotel rooms of value up to Rs.3,000 per room night.


    Compare, check your eligibility and apply for credit cards online.

    Axis Bank MY Business Credit Card Reviews

    Common Loader Icon

    Got something to say? Go on, you can say it; we don't bite. In fact, the more said, the better. The only thing we ask is that you keep it squeaky clean and follow our posting guidelines. Do not disclose sensitive information like your bank account details or phone number (or home planet). Comments posted on the BankBazaar site are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

    reTH65gcmBgCJ7k - pingdom check string.
    reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.