Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Axis Bank MY Business Credit Card

    We found 1 Axis Bank MY Business Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    Maha March Sale
    999
    Response Time Within 30 minutes
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    Fee Details

    Axis Bank MY Business Credit Card is Rated as "Excellent!" by 6 Users

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    In this age of increased dependency of businesses in India on credit products, the MY Business Credit card from Axis Bank is a custom made card designed to answer all day to day transactional needs. Offered at low interest rates and a basket of features forged to help manage the financials of business in an organised manner, this card delivers great value coupled with conventional benefits and reward earning potential.

    Benefits:

    • Exclusive Business Savings Plan tailor made to suit your business and travel needs. Discounts galore when you book on Ezeego1. Discounts and cash backs on flight tickets, hotels and holiday offers, cash backs on bus tickets and much more.
    • Stay at a hotel of your choice for 2 nights for free when you redeem vouchers on Ezeego1.com for a value up to Rs.3,000 per night.
    • The MY Business Card provides waiver of surcharge billed for all fuel purchases for transactions between Rs.4,000 to Rs.40,000 with potential to get a maximum benefit of Rs.400 per month.
    • The MY Business Credit card can be used to make cash advances at over 1 million Visa ATMs around the world. Up to 30% of the credit limit will be available as cash component.
    • Get Add On card for your loved one at no annual fee. Share the credit and get a consolidated statement. Supplementary card transactions are also eligible to earn reward points.

    Features:

    • The eDGE Loyalty Rewards Program is your gateway to earn exciting reward points and redeem them for rewards from a catalogue of over 500 items.
    • This card gives you complimentary lounge access at various airports across the country. You can avail 2 lounge visits every quarter.
    • The card can be customised by having your company name/designation embossed on the card along with your name.
    • The Zero Lost Card Liability feature shields you from the liability of paying for fraudulent transactions in case of loss or stolen card.
    • Option to convert large purchases of over Rs.2,500 into EMIs and pay at a lesser rate of interest, helping you save more.

    Eligibility and Documentation:

    This card is available to self employed applicants that includes Sole Proprietors, SME Companies, Partnership Firms, Doctors and other Self Employed Professionals. The aspiring customer should have an existing relationship with the bank.

    Details of Documentation:
    • Photo Id Proof
    • Address Proof
    • Income Proof

    In addition to the above, Partnership Firms should provide a copy of the Deed/Letters from partners. Private Limited companies should produce Articles of Association/BR.

    Fees & Charges:

    Description Amount
    Joining Fee Rs.999
    Annual Fee 2nd year onwards - Rs.499. No fee for the first year
    Cash Advance Fee 2.5% of the amount withdrawn(Min. Rs.250)
    Add On Card Annual/Joining Fee Nil
    Overlimit Fee 3% of the over limit amount (Min.of Rs.500)
    Late Payment Fee
    • Payment due is up to Rs.2,000 - Rs.300
    • Payment due from between Rs.2,001 to Rs.5,000 - Rs.400
    • If the payment due is Rs.5,001 or more - Rs.600

    How to redeem reward points?

    The eDGE Loyalty Rewards program earns you reward points for every spend. For every Rs.200 spent on the card, you earn 4 points. Additionally, 100 points is awarded as bonus for the first online transaction and 2x points for spends during your birthday month.

    The accumulated rewards can be easily redeemed for over 500 reward options from the online catalogue without any paperwork.

    Axis Bank MY Business Credit Card FAQs:

    1. Is there a fee for foreign currency transaction?
    2. Yes. A fee of 3.5% of the transaction value is charged for all transactions in other currencies.

    3. How does the Visa Bill Pay service work?
    4. This service lets you pay utility bills such as mobile, telephone, electricity, insurance premiums etc. by simply providing a standing instruction for auto debit from your credit card. The Visa Bill Pay service has a little over 90 billers under its ambit. By using this service, you don’t have to worry about missing due dates. The payment is automatically debited from your card account as around the due date.

    5. Can you please provide more details on the 20% cash back offer on flight ticket bookings?
    6. Axis bank has partnered with Ezeego1.com to provide you various travel benefits that includes a cash back of 20% when you book flight tickets online with your MY Business Credit card. A maximum cash back of Rs.500 is provided per ticket with a cap of Rs.2,000 annually per cardholder. The cashback is valid for flight tickets booked on Ezeego1.com only.

    7. How much cash back is provided for hotel booking on Ezeego1?
    8. Bookings at any hotels in India, Nepal and Bhutan is are eligible for a cashback of Rs.1,000 for a min. booking value of Rs.7,000. For international bookings, a cashback of Rs.1,500 is provided for booking value of the same minimum value.

    9. I read something about discounts offered for spends on tradeindia. Please provide more details.
    10. All products and services available on this portal are eligible for a discount. A discount of 30% is extended on the Super Seller product, 25% cut is provided on the Premium Seller product and 20% off for all other products and services on this portal for MY Business Credit card holders.

    11. Please list the various terms available under the EMI scheme. Is there a fee involved?
    12. Transactions of over Rs.2,500 can be converted into EMI for 3,6,9 and 12 month installment options. A one time processing fee of 1.5% of the purchase value or Rs.150(whichever is higher) is charged towards conversion to EMI.

    13. How do I redeem the 2 Free Nights Hotel Stay vouchers?
    14. Please call the customer service on 1800 120 0408 for redemption instructions. The vouchers should be redeemed within a month of receiving the voucher and is valid for hotel rooms of value up to Rs.3,000 per room night.

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  • Axis Bank MY Business Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The offers at Axis Bank is good on the credit card and there are no charges taken for it annually. The online banking is clear as I am able to check the statements and all my transactions that I do. I also get the message instantly as soon as my card is used.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      Customer service is good one with the Axis bank credit card and am having it from the last four years of time, also the response is good one with them. I have not received any offers with the Axis bank for this long tenure and the credit limit value is almost good.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      Since I maintain savings account with Axis bank, I applied for the credit card with the same bank. But I did not receive credit card from them, it was very disappointed also I did not receive proper response and the customer service for the card application.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • Axis Bank Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      AXIS is giving higher reward points and cash limit is good compared to other credit card, I am using VISA credit card. Whenever I used to shop with Flipkart they are giving 5% of discount at online shopping, I am very fine to use this AXIS credit card.
      Was this review helpful? 1
      , hosur
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      The credit card will be free of annual fee if I use the card to the certain limit. I am using Axis credit card, I use whenever I required so I am not more concerned about the credit limit and all those stuffs. This card is very much helpful whenever I am in need.
      Was this review helpful? 0
      , bhiwadi
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      Axis bank has given me the benefit of a credit card and they have also given me decent credit limit. The overall services are good and the statements are sent to me on time and the bank has a convenient billing cycle. The offers are good and so is the limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • Axis Bank Credit Card
      "Useful"
      0.5 3.5/5 "Pretty good"
      I am having the credit card with the Axis bank and the services are fine one with them. Credit limit value is good like its around 1.2 lakh Rupees, which is more than fair enough. Customer service is fine one with the Axis bank credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I would like to say Axis bank credit card is the best one because of the services, interest rate and the offers. Response is good one with the Axis bank credit card . Credit limit value is around 80000 Rupees but its a kind of okay, also there are no advantages.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Nice features and services"
      0.5 5.0/5 "Blown Away!"
      I hold a life time free credit card of Axis bank , also I am happy with the offers like cash back and reward points. There are a lot of offers like online discounts as well and the bank has flexible EMI options too, which makes it more convenient to make the payments.
      Was this review helpful? 0
      , jalgaon
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Since I am holding savings account with Axis bank, they offered me credit card. But I am not happy with the credit card services, because there is no attractive offers and no proper customer service with Axis bank. As I received the card I am holding it.
      Was this review helpful? 0
      , mysore
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I do hold AXIS bank credit card from the last 3 years, I am a long time customer of AXIS. Advantages like I used to get free coupons even their customer service is exceptional with them, also their response too. Online services are fine and there are no worries absolutely.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Helpful & Excellent services"
      0.5 5.0/5 "Blown Away!"
      Axis bank has been very helpful for me on the credit card. I had to pay my bill payments and they helped me pay it on the EMI basis which was very convenient for me. There are other offers on the card and discounts as well. The limit is good and satisfactory.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I am using Axis bank credit card for more than nine years of time. Based on the salary account they have offered me this also they have not much a discounts on the cards which I was expecting but they have good offers and this card is life time free credit card and the credit limit they have offered me is 65000 rupees.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I do have Axis bank credit card from the last two years of time. Its like the normal card and it does not have any specification to mention. Credit limit value is around 1.4 laks Customer service is okay with them and I cant say its much good. Its chargeable card for 500 annually but no discounts on the card.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say Axis bank is best one to get the personal loan , as per my consideration because they are prompt and fast in service. Within three to four days of time , the loan amount got disbursed to my account. Response is good one with them.
      Was this review helpful? 0
      , silchar
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      There are no great offers with this AXIS BANK NEO CREDIT CARD , using this card only for the credit limit. I am using this Neo card for past 1 year. I don't redeem the reward points with this card . I am happy with credit limit, The bill payment is easy to do via net banking.
      Was this review helpful? 0
      , pune
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      Axis bank has offered me a credit card and there are no charges taken on it. The features on the card are the normal basic benefits like other banks provide. The statements has always been on time and the details on it is clear as well. The customer support team are helpful.
      Was this review helpful? 0
      , gulbarga
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Better Service"
      0.5 5.0/5 "Blown Away!"
      I received life time free credit card with Axis bank as I have very good balance in my account. The credit limit is satisfactory and I have no issues on it. As I am prompt in the payment I do not have any worries about the rate of interest. Customer service is not really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 23, 2017
    • Axis Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Hardly a year now since I started to use AXIS MY ZONE credit card. I get ample of benefits from this card like reward points, cash back and fuel surcharge waiver. I also get some additional benefits in shopping offers. It has got a limit of 25k also I am happy using this card. In an nutshell good service provided by AXIS.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      For the last 3 years I am using My Choice Credit Card of AXIS. The reward points, cash back points are very much available. There is no fuel surcharge waiver on this card. I am pretty much happy with the credit limit too. Overall AXIS bank provides very good service.
      Was this review helpful? 1
      , delhi
      Reviewed on May 22, 2017
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