Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • We found 0 Axis Bank Commercial Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks

    Axis Bank is one of the leading banks in India that offers great financial solutions to its customers. The credit cards offered by this bank come with a lot of innovation and flexibility. They are designed to meet the changing needs and requirements of the customers. The Axis Bank Commercial Card is a unique credit card that comes with several benefits and perks that can definitely prove to be useful for you.

    Highlights:

    • Manage your travel policies and negotiate terms with your suppliers.
    • Employees can easily keep their official expenses and personal spends separate.
    • Reimbursement process is simplified using this credit card.

    Benefits of Axis Bank Commercial Card:

    The Axis Bank Commercial Card comes with a myriad of benefits. These are as follows:

    • Lounge benefits: Use your Corporate Credit Card to access International and Domestic airport lounges.
    • Streamlining all payments: The organisation that you work for will be tracking all your expenses on travel and entertainment. If you are a corporate, you can assign spending limits to individual employees so that you have better control over expense management.
    • Better deal: Avail access to detailed information about transactions. This information can be used for negotiating discounts with the key vendors. Your employee compliance can also be managed with the travel policies supported with the merchant level organisational spends.
    • Rewards program: You can earn a lot of points using this particular credit card and redeem the points for gift vouchers and exciting offers. You can check out the list of things that you can choose from on the official website of the bank, when you redeem the accumulated points.
    • Insurance protection: Avail insurance coverage with the Axis Bank Corporate Card.
    Coverage Cost
    Liability for lost card including counterfeit Rs.3,00,000
    Checked baggage loss Rs.30,000
    Credit Shield Rs.5,00,000
    Baggage loss Rs.30,000
    Baggage delay Rs.30,000
    Personal Accident Rs.4,50,00,000

    Features of Axis Bank Corporate Card:

    The Corporate Credit Card offered by Axis Bank comes with several attractive features. These are as follows:

    Corporate Liability: These credit cards help you to manage all your travel policies. Along with that, these cards help in negotiating the preferential terms with the major suppliers. After the corporate’s credit assessment is done, these credit cards can be issued. The corporates then assign the limit on the individual credit cards. The liability for the total outstanding balance on the card is borne by the corporate. Payment for the card is directly made to Axis Bank once every month instead of making multiple payments to the suppliers or the employees.

    Individual Liability: These credit cards work on the same lines as any other regular credit card. These cards help the employees to keep their personal expenses and corporate spends separate. They also simplify the process of reimbursement. The credit limit is assigned to the employee after proper individual assessment.

    Other features of the card are as follows:

    • You can check all the details of your card using Internet Banking. These include viewing the credit limit, outstanding balance, available limit and total due amount.
    • You can easily pay all your utility bills using the Corporate Card. These include telephone bills, electricity bills, internet bills, etc.
    • Keep a track of all the unbilled transactions with information such as history of the transactions, name of merchants and amount of these unbilled transactions.
    • Avail the credit statement for the past 13 months.
    • When you use the Axis Bank Corporate Card, you can get the name of your organisation embossed on the card. This will provide recognition and association to the employees.
    • The organisation that you work for can avail substantial discounts on the all the hotel booking and flight ticket purchase when they do it online.
    • Avail fuel surcharge waiver across all the petrol pumps in India. The minimum transaction must be Rs.400 and the maximum transaction can be Rs.4,000 to avail the waiver.
    • Enjoy easy online access to all your transactions and manage your data better. You can avail more than 100 interactive reports and schedules every day. This particular facility has the capability to extract flexible data. You can also restrict access at all the user levels.

    Eligibility:

    • You must fill up the CIB application form and register the user who will be using the commercial card.
    • Choose the option that says Commercial Cards.
    • When the on-boarding is successful, then the user will be able to access the commercial corporate cards.

    Documentation:

    Documents required for Corporate Liability are as follows:

    • AOA/MOA.
    • Corporate PAN card.
    • Board Resolution.
    • Corporate Application Form.
    • Post Credit Appraisal.

    Documents required for Individual Liability are as follows:

    • Form 60 or PAN card.
    • Salary slip, Form 16, offer letter.
    • Address proof including driving licence, ration card, electricity bill, etc.

    Fees and Charges:

    Corporate Liability:

    Types Fees and charges for Corporate Liability
    Fee for joining As per agreement with the company
    Annual fee As per agreement with the company
    Fee for add-on card (joining) Not Applicable
    Fee for add-on card (annual) Not Applicable
    Replacement of card (stolen or lost) Nil
    Fee for cash payment Nil
    Fee for duplicate statement Waived
    Fee for copy request Rs.200
    Fee for outstation Cheque Waived
    Transaction alerts on mobile Waived
    Charges for hotlisting Nil
    Chargers for balance enquiry Waived
    Finance charges Not Applicable
    Late payment fee 3% of the due amount subject to a minimum amount of Rs.350
    Penalty for over limit 3% of over limit amount, subject to a minimum amount of Rs.300
    Dishonor fee Rs.300
    Cancellation or purchase surcharge on train tickets As per Indian Railways or IRCTC
    Fee for foreign currency transactions 3.50%
    Service tax As per the Government norms
    Card replacement emergency fee As per VISA GCAS (Global Customer Assistance Service)

    Individual Liability

    Types Fees and charges for Individual Liability
    Fee for joining As per agreement with the company
    Annual fee As per agreement with the company
    Fee for add-on card (joining) Not Applicable
    Fee for add-on card (annual) Not Applicable
    Replacement of card (stolen or lost) Nil
    Fee for cash payment Rs.100
    Fee for duplicate statement Waived
    Fee for copy request Rs.200
    Fee for outstation Cheque Waived
    Transaction alerts on mobile Waived
    Charges for hotlisting Nil
    Chargers for balance enquiry Waived
    Finance charges 2.95% each month (41.75% each year)
    Late payment fee If outstanding is up to Rs.2,000 then you have to pay Rs.300; If outstanding is between Rs.2,001 and Rs.5,000, you have to pay Rs.400; If outstanding is Rs.5,001 or above, you must pay Rs.600
    Penalty for over limit 3% of over limit amount, subject to a minimum of Rs.300
    Dishonor fee Rs.300
    Cancellation or purchase surcharge on train tickets As per Indian Railways or IRCTC
    Fee for foreign currency transactions 3.50%
    Service tax As per the Government norms
    Card replacement emergency fee As per VISA GCAS (Global Customer Assistance Service)
      

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    Credit Card Reviews

    • Axis Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I hold Axis bank credit card from long time, They have not charged me annual fee, the credit limit which they have given to me was good, but i am not happy with their service, their service is not that up to the mark, their customer care should be improved, there is no issue with card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • Axis Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been holding Axis bank credit card from long time, i am happy with the credit limit which they have given me , they have given me credit limit up to 85,000 which was sufficient,their service was good, they use to give good offers based on my requirement, but i closed this card because of annual fee,as they charged annual fee up to 500.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 20, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with the AXIS BANK where the card has the satisfactory credit limit along with that the customer service is good and they are responsive. It is a life time free credit card also there is a EMI option available with this card it is easy to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • Axis Bank Credit Card
      "Best Card"
      0.5 4.0/5 "Great!"
      I hold Indusind bank credit card from long time, They have not charged me , the credit limit which they have given to me was good, their have given me sufficient limit, there was no issue while doing any transaction, i can easily convert in to EMI option, their overall service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • Axis Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my saving account with Axis bank since from past 2008, Their service was good, their branch service and customer care service and their response was good, their mobile application is good, it is user friendly application, they use to notify me time to time about the transaction i make.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold Axis bank My choice credit card for long time, they have charged me annual fee in this card , but waiver option is available no not i did not check that, i use to pay bills on time, the credit limit which they have given to me was good, i am happy with the offers.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The best feature is with the AXIS BANK it is easy to do payment option also i get the bonus rewards points with this personal loan. The credit limit is satisfactory also i am getting good offers with this credit card. It is a life time free card with EmI option.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding Axis bank saving account for long time, my experience was good with this bank, they use to response me well, their mobile application is user friendly , it was easy to access, their branch service is good,their customer care service had response well.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold Axis bank credit card from long time, They have not charged me annual fee , the reason for choosing this card was for their offers and life time free credit card, the credit limit which they have given to me was good, but they have not given me much offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using AXIS BANK card for more few months . I am happy with this card because though they have given me less credit limit of 50000 but they said they will increase after sometime. . The reward point system is very good and also the value of the reward points.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I am using the AXIS BANK CREDIT CARD for the last three years and i am happy with the services which they had provided so far. I am satisfied with the credit limit with this card and it is a life time free card. It has some added benefits like cash back offers and reward points which we can redeem. I use the card for all sort of purchases.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I hold Axis bank savings account from past nine years, They have good card deals as well, their customer care service is good, they use to response me well, their mobile application is user friendly,they are very authenticated and secure bank i felt, i need to maintain minimum balance account up to 10,000 .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I hold Axis bank credit card from long time, They have not charged me annual fee in this card, i am very happy with their service which they have given to me, Their offers are good, they use to give good offers based on my requirement, i am happy with the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have applied for Axis bank credit card recently, They have charged me annual fee ,but waived off option available in this card like if i spend up to 3,00,000 then my annual fee will get waived off, i am happy with the credit limit which they have given to me, the reason behind choosing this card is that i have never experience with card service so applied.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I am using 4 credit cards with Axis Bank and have been using the service from past nine years. I am getting Tanshiq vouchers of 25K in a year. I am happy with the service and the credit limit is more than 1.5 crores, If I combine all my cards. The interest rate is okay compared to others.
      Was this review helpful? 0
      , surat
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the savings account with the AXIS BANK and using it since from last 4 years. There are no charges applicable with this bank except the debit card, the online banking is good with no issues added on that the customer service is good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am having the AXIS BANK MY ZONE CREDIT CARD, it is a life time free credit card also there are fuel charges which was waived off by using this card. There are good offers available with this card which is airport lounge facility with this card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "GOOD CARD TO USE"
      0.5 4.0/5 "Great!"
      I am holding AXIS BANK BUZZ CREDIT CARD as the card has the satisfactory credit limit also the card has the sufficient offers. The customer service is good and there is a EMI conversion option with this car it is easy to use. The billing cycle is convenient.
      Was this review helpful? 0
      , faridabad
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold Axis bank credit card for long time. They have charged me annual fee but waived off option is available. They have given me good service, i had no issue so far in doing transactions. Their credit limit is good, based on my expectation they have given me a limit even their offers are good.
      Was this review helpful? 0
      , noida
      Reviewed on Apr 19, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My application has been approved with AXIS BANK .There are good deals on the card as well. The customer services and response is good. The statements are also clear and sent to me on time.IT is life time free card and i have been using this card for few months .
      Was this review helpful? 2
      , new delhi
      Reviewed on Apr 17, 2019
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