Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • Axis Bank Commercial Credit Card

    Loading your search...
  • We found 0 Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks

    Axis Bank is one of the leading banks in India that offers great financial solutions to its customers. The credit cards offered by this bank come with a lot of innovation and flexibility. They are designed to meet the changing needs and requirements of the customers. The Axis Bank Commercial Card is a unique credit card that comes with several benefits and perks that can definitely prove to be useful for you.

    Highlights:

    • Manage your travel policies and negotiate terms with your suppliers.
    • Employees can easily keep their official expenses and personal spends separate.
    • Reimbursement process is simplified using this credit card.

    Benefits of Axis Bank Commercial Card:

    The Axis Bank Commercial Card comes with a myriad of benefits. These are as follows:

    • Lounge benefits: Use your Corporate Credit Card to access International and Domestic airport lounges.
    • Streamlining all payments: The organisation that you work for will be tracking all your expenses on travel and entertainment. If you are a corporate, you can assign spending limits to individual employees so that you have better control over expense management.
    • Better deal: Avail access to detailed information about transactions. This information can be used for negotiating discounts with the key vendors. Your employee compliance can also be managed with the travel policies supported with the merchant level organisational spends.
    • Rewards program: You can earn a lot of points using this particular credit card and redeem the points for gift vouchers and exciting offers. You can check out the list of things that you can choose from on the official website of the bank, when you redeem the accumulated points.
    • Insurance protection: Avail insurance coverage with the Axis Bank Corporate Card.
    Coverage Cost
    Liability for lost card including counterfeit Rs.3,00,000
    Checked baggage loss Rs.30,000
    Credit Shield Rs.5,00,000
    Baggage loss Rs.30,000
    Baggage delay Rs.30,000
    Personal Accident Rs.4,50,00,000

    Features of Axis Bank Corporate Card:

    The Corporate Credit Card offered by Axis Bank comes with several attractive features. These are as follows:

    Corporate Liability: These credit cards help you to manage all your travel policies. Along with that, these cards help in negotiating the preferential terms with the major suppliers. After the corporate’s credit assessment is done, these credit cards can be issued. The corporates then assign the limit on the individual credit cards. The liability for the total outstanding balance on the card is borne by the corporate. Payment for the card is directly made to Axis Bank once every month instead of making multiple payments to the suppliers or the employees.

    Individual Liability: These credit cards work on the same lines as any other regular credit card. These cards help the employees to keep their personal expenses and corporate spends separate. They also simplify the process of reimbursement. The credit limit is assigned to the employee after proper individual assessment.

    Other features of the card are as follows:

    • You can check all the details of your card using Internet Banking. These include viewing the credit limit, outstanding balance, available limit and total due amount.
    • You can easily pay all your utility bills using the Corporate Card. These include telephone bills, electricity bills, internet bills, etc.
    • Keep a track of all the unbilled transactions with information such as history of the transactions, name of merchants and amount of these unbilled transactions.
    • Avail the credit statement for the past 13 months.
    • When you use the Axis Bank Corporate Card, you can get the name of your organisation embossed on the card. This will provide recognition and association to the employees.
    • The organisation that you work for can avail substantial discounts on the all the hotel booking and flight ticket purchase when they do it online.
    • Avail fuel surcharge waiver across all the petrol pumps in India. The minimum transaction must be Rs.400 and the maximum transaction can be Rs.4,000 to avail the waiver.
    • Enjoy easy online access to all your transactions and manage your data better. You can avail more than 100 interactive reports and schedules every day. This particular facility has the capability to extract flexible data. You can also restrict access at all the user levels.

    Eligibility:

    • You must fill up the CIB application form and register the user who will be using the commercial card.
    • Choose the option that says Commercial Cards.
    • When the on-boarding is successful, then the user will be able to access the commercial corporate cards.

    Documentation:

    Documents required for Corporate Liability are as follows:

    • AOA/MOA.
    • Corporate PAN card.
    • Board Resolution.
    • Corporate Application Form.
    • Post Credit Appraisal.

    Documents required for Individual Liability are as follows:

    • Form 60 or PAN card.
    • Salary slip, Form 16, offer letter.
    • Address proof including driving licence, ration card, electricity bill, etc.

    Fees and Charges:

    Corporate Liability:

    Types Fees and charges for Corporate Liability
    Fee for joining As per agreement with the company
    Annual fee As per agreement with the company
    Fee for add-on card (joining) Not Applicable
    Fee for add-on card (annual) Not Applicable
    Replacement of card (stolen or lost) Nil
    Fee for cash payment Nil
    Fee for duplicate statement Waived
    Fee for copy request Rs.200
    Fee for outstation Cheque Waived
    Transaction alerts on mobile Waived
    Charges for hotlisting Nil
    Chargers for balance enquiry Waived
    Finance charges Not Applicable
    Late payment fee 3% of the due amount subject to a minimum amount of Rs.350
    Penalty for over limit 3% of over limit amount, subject to a minimum amount of Rs.300
    Dishonor fee Rs.300
    Cancellation or purchase surcharge on train tickets As per Indian Railways or IRCTC
    Fee for foreign currency transactions 3.50%
    Service tax As per the Government norms
    Card replacement emergency fee As per VISA GCAS (Global Customer Assistance Service)

    Individual Liability

    Types Fees and charges for Individual Liability
    Fee for joining As per agreement with the company
    Annual fee As per agreement with the company
    Fee for add-on card (joining) Not Applicable
    Fee for add-on card (annual) Not Applicable
    Replacement of card (stolen or lost) Nil
    Fee for cash payment Rs.100
    Fee for duplicate statement Waived
    Fee for copy request Rs.200
    Fee for outstation Cheque Waived
    Transaction alerts on mobile Waived
    Charges for hotlisting Nil
    Chargers for balance enquiry Waived
    Finance charges 2.95% each month (41.75% each year)
    Late payment fee If outstanding is up to Rs.2,000 then you have to pay Rs.300; If outstanding is between Rs.2,001 and Rs.5,000, you have to pay Rs.400; If outstanding is Rs.5,001 or above, you must pay Rs.600
    Penalty for over limit 3% of over limit amount, subject to a minimum of Rs.300
    Dishonor fee Rs.300
    Cancellation or purchase surcharge on train tickets As per Indian Railways or IRCTC
    Fee for foreign currency transactions 3.50%
    Service tax As per the Government norms
    Card replacement emergency fee As per VISA GCAS (Global Customer Assistance Service)
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Credit Card Reviews

    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have Axis My Zone card which was taken through Bank directly.The credit limit was really sufficient and it was upto 75,000.There are good reward points as well as cash back offers which is very useful.I have got all the relevant details about the card process very clearly through the agent and this card is good to use as well.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Oct 14, 2019
    • Axis Bank
      Axis Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding AXIS bank Privilege card for the past one year. I got an offered from bank. Within 4 days I received a card. It is an annual fee chargeable card of 1500 rupees. The credit limit given for sufficient of 1 lakh 40 thousands. EMI option is applicable and charges are nominal. I use this card for grocery and shopping purposes based on the usage I get reward points.
      Was this review helpful? 0
      , guntur
      Reviewed on Oct 13, 2019
    • Axis Bank Credit Card
      "Need to enhance the credit limit"
      0.5 5.0/5 "Blown Away!"
      One year before I had applied for a master credit card with AXIS bank. Once the verification done I received a card by 4 days. The credit limit is nominal before given for 25 thousands but now enhanced to 34 thousands. EMI option is applicable and charges are nominal. I use for shopping and fuel purposes I get reward points.
      Was this review helpful? 1
      , sivakasi
      Reviewed on Oct 12, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      I had credit card from Axis bank and i have closed the card 2 years before. They gave me a rewards points which is a good option so i will recommend this card to my friends. I was using the card a lot so i have surrender the card but still i didn't receive my NOC letter.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 11, 2019
    • Axis Bank Credit Card
      "Awesome credit card facility"
      0.5 5.0/5 "Blown Away!"
      Axis bank credit card is a best card to use because in the app, we can manage everything hence we don't need to contact the customer care for anything. Their interface is easy to follow its not flattered and simply. Complete card management is very awesome. In case, any kind of transaction dispute, they have a very good resolution.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 10, 2019
    • Axis Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I haven Axis Bank credit card which was directly taken through Bank .I am using this credit card for the past 6 months ,The credit limit was really good and the agent gave all the required details about the card process,I have submitted the required documents ,There are cash back offers and reward points also .
      Was this review helpful? 0
      , latur
      Reviewed on Oct 10, 2019
    • Axis Bank Credit Card
      "Normal Credit card"
      0.5 3.0/5 "Satisfactory"
      I am having a Flipkart variant credit card from Axis bank. I use this credit card only for purchases. I get 10% discount on a Flipkart website. I bought this credit card 3 months before. They gave me a credit limit of Rs. 30000 which is not sufficient for me. There is a annual fee of Rs. 500.
      Was this review helpful? 1
      , erode
      Reviewed on Oct 10, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Axis NEO Credit card is average and its been more than 2years. Its not easy to make the payment and moreover will take 3days to reflect into my account. The charges are higher for EMI Conversion, around 16% and sometimes higher. Its a life time free card.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 09, 2019
    • Axis Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have Axis Bank credit card which i am using for the past 1 year which was directly taken through Bank.This was a chargeable card and it was upto 30,000and the credit limit was less .I have got all the required details about the card process.I am really satisfied with the service .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 09, 2019
    • Axis Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      My zone credit card, I'm using from Axis bank. I'm getting a extra cashback offers based on my purchases. They have provided me a credit limit of Rs. 45000 and there is a annual to be paid around Rs. 800. I used to pay the bills on time every month. I make the bill payment through online.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 08, 2019
    • Axis Bank Credit Card
      "Nothing special"
      0.5 3.0/5 "Satisfactory"
      Axis credit card is also good but they have recently discontinued one of my major card(My choice) and am having a Neo card. Actually My choice card is providing me 5% cash back offer at super markets, groceries, restaurants. They are charging annual fee for both cards. NEO card has some benefits but it was not useful for me.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 08, 2019
    • Axis Bank Credit Card
      "Charges are so high"
      0.5 3.0/5 "Satisfactory"
      My advantage credit card was purchased from Axis bank and i hold this card for more than 1 year for that they have provided me a credit limit of Rs. 50000. Its a zero yearly charges card. I have not checked the benefits on this card but they are not sending any offer messages through emails and SMS.
      Was this review helpful? 0
      , nalbari
      Reviewed on Oct 06, 2019
    • Axis Bank Credit Card
      "Not recommendable for EMI conversion"
      0.5 3.0/5 "Satisfactory"
      I have taken the credit card from Axis bank and i have converted some of my purchase into EMI amount but the EMI charges are high hence i have pre-closed the card. Even the pre-closure charges are high. I have a variant of Neo card. There is no annual charges on this card. They give a benefits in online hence i'm planning to close the card.
      Was this review helpful? 0
      , nalbari
      Reviewed on Oct 06, 2019
    • Axis Bank Credit Card
      "Unexpectedly poor showcase of committment by Axis Bank"
      0.5 0.5/5 "Unacceptable"
      I am existing customer of Axis Bank for long time and holding the Privilege Credit Card also. On 12th September I applied for the Axis Bank Flipkart Credit Card after coming to know it's benefits during Big Billion Day. They informed me that I will get the card in 7-10 days, so I was quite sure that I will be able to use the card during the sale and went ahead to apply for it. After the application it took them 5 days to acknowledge the application and promised confirmation of the application within next 72 hours. But no confirmation was received even after passing of the promised timeframe. I followed up with sales team and through customs service eagerly so that I can get the card by the start of the sale. But Axis Bank never bothered and didn't listen to my request. On 30th only they approved the card and dispatched it in such a way that I receive the card on 5th of October after the sale is over. I feel being cheated. Very poor commitment from Axis Bank towards customer concern.
      Was this review helpful? 2
      , jamnagar
      Reviewed on Oct 04, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding AXIS bank BUZZ credit card for more than 3 years which was processed through bank directly. It is an annual fee chargeable of 750 rupees and there is an option for a waiver off. An EMI option is applicable and charges are nominal. I use to buy mobile phones, in flip kart I got twice cash back. The limit is sufficient.
      Was this review helpful? 0
      , guntur
      Reviewed on Oct 04, 2019
    • Axis Bank Credit Card
      "Better card than any other bank"
      0.5 4.0/5 "Great!"
      Axis bank have a good offers and discounts on the monthly utility bills and when I'm buying the groceries. Its quick to response in their services. They are sending the offer notification through both mail and SMS. I have a good credit limit and i hold the Axis bank neo credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 03, 2019
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have Axis Bank credit card which was applied through Bank directly .I am using this credit card for the past 10 years ,This was a free card ,There was no difficulties faced while submitting the documents ,This was my first credit card and not submitted any documents.I am satisfied with the service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 03, 2019
    • Axis Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding AXIS bank BUZ credit card for more than 4 years which was processed through bank directly. It is an annual fee chargeable of 500 rupees and there is an option for a waiver off. An EMI option is applicable and charges are nominal. I use for shopping and fuel purposes.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 03, 2019
    • Axis Bank Credit Card
      "Very Good experience with Axis card"
      0.5 5.0/5 "Blown Away!"
      I have been using the axis bank credit card over 10 years and there is a annual fee of Rs. 250 and its not getting waived off even though if i use the card for certain limit. I will get a rewards points and i have been redeeming those points on my purchase. Offers available on online .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 03, 2019
    • Axis Bank Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using the Axis bank credit card for last 2 years and i never faced any issues so far. They have given me a limit more than 1 lakhs which is satisfactory to me. I'm getting a 5% cashback on Flipkart and Amazon website other than i am receiving lots of offline offer also.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Sep 30, 2019
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.