Can I visit the nearest Axis Bank and apply for the Cashback Credit Card?

Yes, you can visit the nearest Axis Bank and apply for the Cashback Credit Card. .

How much will I have to spend in a year for the annual fee to be waived?

You will have to spend Rs.4 lakh in an Anniversary Year for the annual fee to be waived. .

Does the Axis Bank Cashback Credit Card come with renewal benefits?

No, the Axis Bank Cashback Credit Card does not come with renewal benefits. .

Does the Axis Bank Cashback Credit Card come with lounge access?

No, the Axis Bank Cashback Credit Card does not come with lounge access. .

Can I apply for the Axis Bank Cashback Credit Card online?

Yes, you can apply for the Axis Bank Cashback Credit Card online. .

Axis Bank Cashback Credit Card

The Axis Bank Cashback Credit Card offers a cashback of up to 7% on online spends. Apart from cashback benefits, the card comes with welcome benefits and EazyDiner discounts.

Updated On - 12 Feb 2026

The Axis Bank Cashback Credit Card comes with cashback benefits on bill and utilities payments. If you spend Rs.4 lakh and above in an anniversary year, no annual fee needs to be paid. The cashback will be credited before the next statement. Minimal documents need to be submitted when applying for the credit card. In a year, you can save more than Rs.14,000.

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Features and Benefits of the Axis Bank Cashback Credit Card

The main features and benefits of the Axis Bank Cashback Credit Card are mentioned in the table below:

Category	Features
Welcome Benefits	EDGE Reward points that are worth Rs.1,000 are provided when the first transaction is made within the first 30 days from the date the card is issued.
Cashback on Online Spends	Cashback of up to 7% is provided on online spends.You can earn up to Rs.4,000 in a statement month.2% cashback is provided if you spendup to Rs.5,000 in a month.5% cashback is provided if you spend between Rs.5,000 and Rs.40,000 in a month.7% cashback is provided if you spend more than Rs.40,000 in a month.
Cashback on Travel and Offline Spends	0.75% cashback is provided on travel and offline spends.
Cashback on Bill and Utilities Payments	0.5% cashback (maximum of Rs.100) is provided on bill and utilities payments.
Annual Fee Waiver	If you spend at least Rs.4 lakh in an Anniversary Year, the annual fee need not be paid,
EazyDiner Discounts	25% instant discount is provided onEazyDiner.The offer is available once a month.The maximum discount that can be claimed in a month is Rs.800.The bill must be at least Rs.2,500.

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Eligibility Criteria of Axis Bank Cashback Credit Card

The eligibility criteria that must be met to apply for the Axis Bank Cashback Credit Card are mentioned below:

You must be between the ages of 18 years and 70 years.

You must be an Indian resident.

Documents Required for Axis Bank Cashback Credit Card

The list of documents that must be submitted when you apply for the Axis Bank Cashback Credit Card are mentioned below:

Proof of residence such as landline telephone bill, electricity bill, or driving license.

Proof of income such as IT Returns, Form 16, and latest salary slip.

Form 16 or PAN Card.

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Fees and Charges of Axis Bank Cashback Credit Card

The various fees and charges that are levied are mentioned in the table below:

Particulars	Charges
Joining Fee	Rs.1,000 plus GST
Annual Fee	Rs.1,000 plus GST
Finance Charges (Retail Purchases & Cash)	3.75% per month (55.55% per annum)
Cash Advance Fee	2.5% (Minimum Rs.500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is up to Rs.500
	Rs. 500 if total payment due is between Rs.501 - Rs.5,000
	Rs.750 if total payment due is between Rs.5,001 - Rs.10,000
	Rs.1,000 if total payment due is more than Rs.10,000
Over Limit Penalty	2.5% of over the limit amount (minimum Rs.500)
Cheque return or dishonour Fee or Auto-debit Reversal	2% of the payment amount (minimum of Rs.500)
Foreign Currency Transaction Fee	3.50% of the transaction value
GST	As per existing Government norms

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FAQs on Axis Bank Cashback Credit Card

Can I visit the nearest Axis Bank and apply for the Cashback Credit Card?
Yes, you can visit the nearest Axis Bank and apply for the Cashback Credit Card.
How much will I have to spend in a year for the annual fee to be waived?
You will have to spend Rs.4 lakh in an Anniversary Year for the annual fee to be waived.
Does the Axis Bank Cashback Credit Card come with renewal benefits?
No, the Axis Bank Cashback Credit Card does not come with renewal benefits.
Does the Axis Bank Cashback Credit Card come with lounge access?
No, the Axis Bank Cashback Credit Card does not come with lounge access.
Can I apply for the Axis Bank Cashback Credit Card online?
Yes, you can apply for the Axis Bank Cashback Credit Card online.

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