AU CA Metal Credit Card

The CA Metal Credit Card offered by AU Bank is a lifetime free credit card designed exclusively for Chartered Accountants. This credit card offers various benefits such as accelerated reward points on both business and personal spends, including tax payments, software purchases, travel, and dining. In addition to rewarding professional expenses, the card comes with benefits such as complimentary domestic airport lounge access, cashback on ICAI membership renewal, concierge services, comprehensive insurance coverage, and fuel surcharge waiver. Read on to know more about its features, benefits, fees, charges, eligibility criteria, and other important details. 

Features and Benefits of AU CA Metal Credit Card

The AU CA Metal Credit Card is designed for Chartered Accountants and offers accelerated rewards, travel benefits, insurance coverage, and exclusive lifestyle privileges.

Welcome Benefits

Get rewarded when you start using your card.

  • 2,000 Bonus Reward Points on spending Rs.5,000 within 30 days of card activation.

Reward Points

Earn Reward Points across various spending categories.

  • 8 Reward Points for every Rs.100 spent on dining, travel, tax payments, and software purchases.
  • 2 Reward Points for every Rs.100 spent on all other eligible retail transactions.
  • 1 Reward Point for every Rs.100 spent on utility, telecom, and insurance payments.
  • Redeem Reward Points through AU Rewardz for: E-gift vouchers Merchandise Flight bookings Hotel bookings Movie tickets Mobile recharges Other rewards
    • E-gift vouchers
    • Merchandise
    • Flight bookings
    • Hotel bookings
    • Movie tickets
    • Mobile recharges
    • Other rewards

ICAI Membership Benefit

Save on your annual ICAI membership renewal.

  • 25% cashback on the renewal of your ICAI annual membership fee, subject to applicable terms and conditions.

Airport Lounge Access

Enjoy a comfortable airport experience.

  • 2 complimentary domestic airport lounge visits every calendar quarter.

Concierge Services

Access round-the-clock lifestyle assistance.

  • 24x7 Global Concierge Services for: Travel bookings Dining reservations Entertainment bookings Leisure-related assistance
    • Travel bookings
    • Dining reservations
    • Entertainment bookings
    • Leisure-related assistance

Fuel Benefits

Save on fuel expenses across India.

  • 1% Fuel Surcharge Waiver on fuel transactions between Rs.400 and Rs.5,000.
  • Maximum waiver of Rs.250 per statement cycle.

EMI Benefits

Convert large purchases into affordable monthly instalments.

  • Convert eligible transactions of Rs.2,000 or more into Xpress EMI with zero processing fee.
  • Club up to 20 billed or unbilled transactions into a single EMI conversion request.

Insurance Benefits

Stay protected with comprehensive insurance coverage.

  • Air Accident Cover: Up to Rs.50 lakh.
  • Card Liability Cover: Protection against unauthorised transactions due to loss, theft, or counterfeiting.
  • Credit Shield Cover: Up to Rs.5 lakh.
  • Purchase Protection: Up to Rs.25,000 on eligible purchases.
  • Travel Insurance covering: Baggage loss Baggage delay Flight delay Passport loss Aircraft hijacking
    • Baggage loss
    • Baggage delay
    • Flight delay
    • Passport loss
    • Aircraft hijacking

Coverage is subject to the applicable terms and conditions.

Contactless Payment Benefit

Make quick and secure payments.

  • Supports contactless Tap & Pay transactions at enabled merchant terminals.

Lifestyle Offers

Enjoy exclusive partner benefits.

  • Special offers on MakeMyTrip.
  • Complimentary Times Prime Membership.
  • Exclusive offers on Alaya Stays and other partner brands.

Eligibility Criteria for AU CA Metal Credit Card

Applicants must generally meet the following eligibility requirements:

  • Salaried Applicants: 21 to 60 years of age.
  • Self-Employed Applicants: 25 to 65 years of age.
  • Add-on Cardholders: Must be 18 years or above.
  • Residential Status: Must be a Resident Indian.

Note: The eligibility criteria mentioned above are general in nature. Final approval and issuance of the AU CA Metal Credit Card are subject to AU Small Finance Bank's internal policies, eligibility assessment, and verification process.

Documents Required for AU CA Metal Credit Card

Applicants generally need to submit the following documents while applying.

Identity Proof

  • Aadhaar Card
  • Passport
  • Voter ID
  • Driving Licence

Address Proof

  • Aadhaar Card
  • Ration Card
  • Utility Bills

Income Proof

  • Latest Salary Slips
  • Form 16
  • Income Tax Return (ITR)

Other Documents

  • PAN Card
  • Recent Passport-size Photographs

FAQs

  1. Who can apply for the AU CA Metal Credit Card?

    The AU CA Metal Credit Card is available to eligible Chartered Accountants who meet AU Small Finance Bank's eligibility criteria. 

  2. Is the AU CA Metal Credit Card a lifetime free card?

    Yes, the AU CA Metal Credit Card is offered with no joining or annual fee. 

  3. Does the AU CA Metal Credit Card offer a welcome benefit?

    Yes, you can earn 2,000 bonus Reward Points with the AU CA Metal Credit Card by spending Rs. 5,000 within 30 days of card activation, subject to the applicable terms and conditions. 

  4. Does the AU CA Metal Credit Card offer airport lounge access?

    Yes, the AU CA Metal Credit Card provides two complimentary domestic airport lounge visits every quarter. 

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