AU Laksya Credit Card

Reward Points

Earn Reward Points across your everyday spending categories.

• 5 Reward Points for every Rs.100 spent on grocery, departmental stores, and contactless (Tap & Pay) transactions.
• 2 Reward Points for every Rs.100 spent on all other eligible retail purchases.
• 1 Reward Point for every Rs.100 spent on insurance, utility, and telecom transactions.

Partner Privileges

Enjoy exclusive savings on shopping, dining, and entertainment.

• Up to 15% Instant Discount on Amazon Grocery/Amazon Now (up to Rs.250 per month).
• Up to 15% Instant Discount on Zomato food delivery (up to Rs.250 per month).
• Buy One Get One (BOGO) Movie Tickets through the District App (up to Rs.250 per month).

Airport Lounge Access

Travel comfortably with complimentary lounge access.

• 8 Complimentary Domestic Airport Lounge Visits every calendar year.
• Maximum 2 lounge visits per calendar quarter.

Xpress EMI Facility

Convert eligible purchases into easy monthly instalments.

• Convert eligible transactions of Rs.2,000 or above into EMIs with zero processing fee.
• Club up to 20 billed or unbilled transactions into a single EMI conversion request.

Contactless Payments

Make fast and secure payments using Tap & Pay.

• Tap & Pay transactions of up to Rs.5,000 without entering your PIN.
• Earn 5 Reward Points for every Rs.100 spent on eligible contactless transactions.

Fuel Surcharge Waiver

Save on fuel expenses across India.

• 1% Fuel Surcharge Waiver on fuel transactions between Rs.400 and Rs.5,000.
• Maximum waiver of Rs.150 per statement cycle.

Reward Redemption

Redeem your Reward Points for a wide range of rewards.

• E-Vouchers
• Merchandise
• Flight Bookings
• Hotel Bookings
• Other Rewards available on AU Rewardz

Add-on Card

Share your card benefits with your family members.

• Lifetime-Free Add-on Card for eligible family members.

Eligibility Criteria for AU Laksya Credit Card

To apply for the AU Laksya Credit Card, applicants must meet the eligibility requirements prescribed by AU Small Finance Bank.

Note: The source text mentions AU Tejas Credit Card under the eligibility section. This appears to be a typographical error and should be AU Laksya Credit Card.

Note: Meeting the above eligibility criteria does not guarantee card approval. AU Small Finance Bank reserves the right to approve or reject any credit card application based on its internal policies and credit assessment. 

Fees and Charges 

The fees and charges related to AU Tejas Credit Card are listed in the table below: 

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>