How can I track the application status of my AU credit card?

There are multiple ways to track the application status of your AU credit card. You can check the status online through the AU Bank’s website using your ‘Application Reference Number’. Alternatively, you check the status offline by visiting the nearest AU Bank’s branch or by calling the bank’s customer care number. .

What should I do if my AU credit card application is rejected?

If your AU credit card application is rejected, contact the bank to find out more about the reason behind rejection. You can also check with the bank to find out if you are eligible to apply again. .

How can I contact AU Bank credit card customer care?

You can contact AU Bank credit card for customer care by calling on 1800 1200 1500 (toll-free number) or 0141-7141100 (non-toll-free number). .

Will I get the benefit of fuel surcharge waiver on AU Bank lifetime free credit cards?

Yes, you get the benefit of fuel surcharge waiver on some of the AU Bank lifetime free credit cards. .

Will I get the benefit of lounge access on AU Bank lifetime free credit cards?

Yes, you get the benefit of lounge access on some of the AU Bank lifetime free credit cards. .

Does AU Bank lifetime free credit cards offer an add-on card facility?

Yes, some of the AU Bank lifetime free credit cards offer the add-on card facility. .

Can I apply for AU Bank lifetime free credit card online?

Yes, you can apply for AU Bank lifetime free credit card online. .

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AU Bank Lifetime Free Credit Card

AU Bank is one of the renowned banks in the country and offers a range of products and services. Credit cards are one of the popular products offered by AU Bank. The bank offers lifetime free credit cards at zero joining or annual fees.

A lot of premium credit cards today charge high annual fees. In such a scenario, an increasing number of lifetime free credit cards offer various without any joining or yearly costs. For smart spenders seeking essential benefits without recurring charges, no-annual-fee credit cards offer a practical and cost-effective solution. Backed by expert financial insights, this guide highlights how choosing the right lifetime free credit card can help maximise savings, earn valuable rewards, and function as a dependable tool for everyday spending.

List of Lifetime Free Credit Cards offered by AU Bank:

The list of credit cards offered by AU Bank at zero joining and annual fees are as follows:

Credit Card	Most Suitable For
AU InstaPay Credit Card	Cashback
AU LIT Credit Card	Reward points and other lifestyle benefits
ixigo AU Credit Card	Reward points and other lifestyle benefits
AU Fi MagniFi Credit Card	Weekend Offers
AU CA Metal Credit Card	Rewards and cashbacks
AU Kosmo Credit Card	Fuel purchases
ABC Nxt and Flex Credit Card	Reward points

AU Bank Lifetime Free Credit Cards

The list of lifetime free credit cards offered by AU Bank is given below along with their features and benefits:

AU Bank InstaPay Credit Card:

The features and benefits of AU InstaPay credit card are as follows:

Reward Points	Earn 1% cashback on UPI transactions at departmental stores, pharmacy, dining, grocery, and supermarkets
Fuel surcharge waiver	Get 1% fuel surcharge waiver for transaction between Rs.400 and Rs.5000 for a feature fee of Rs.49
Interest-Free Period	With this credit card, you get an interest-free window of 50 days
Voucher	Get an Amazon Pay e-gift voucher worth Rs.200 by paying a feature fee of Rs.50

AU LIT Credit Card

The features and benefits of AU LIT credit card are as follows:

Reward Points	Earn 10x reward points on all online or offline domestic and international transactions at a feature price of Rs.299 for three-months Earn 5x reward points on all online or offline domestic and international transactions at a feature price of Rs.199 for three-months
Lounge Benefits	Get one complimentary airport lounge visit at a feature price of Rs.399. You can avail a maximum of two visits for the selected duration of 90-days
Entertainment Benefits	Get three-months subscription for Zee5 at a feature fee of Rs.99 plus GST and Amazon Prime at a feature fee of Rs.299 plus GST
Fuel surcharge waiver	Get 1% fuel surcharge waiver for transaction between Rs.400 and Rs.5000 for a feature fee of Rs.49
Milestone Benefits	Get an additional cashback of 5% on minimum spends of Rs.10,000 and an additional cashback of 2% on minimum spends of Rs.15,000
Voucher	Get an Amazon Pay e-gift voucher worth Rs.200 by paying a feature fee of Rs.50

ixigo AU Credit Card

The ixigo AU credit card is offered as a lifetime free credit card for a limited period. The features and benefits of ixigo AU credit card are as follows:

Welcome Benefits	You get 1000 reward points and Rs.1000 ixigo money as welcome benefit
Discount Benefits	With this credit card, you get a 10% instant discount of up to Rs.1,000 on flight bookings, up to Rs.300 on bus bookings, and up to Rs.1,000 on hotel bookings.
Zero Forex Markup	You also enjoy zero forex markup charges on internation transactions using ixigo credit card
Lounge Benefits	Get 16 domestic lounge access and one international lounge access complimentary every year
Reward Points	Earn 10 reward points for every Rs.200 spent on online transactions and five reward points for every Rs.200 spent on offline transactions
Credit Shield	Get a coverage of Rs.1.5 lakhs against credit card outstanding balance in case of permanent disability, critical illness, or death
Fuel Surcharge Waiver	Get 1% fuel surcharge waiver up to Rs.250 on transactions ranging between Rs.400 to Rs.5,000
Easy EMI Conversion	Easily convert transactions above Rs.2000 into EMIs
Zero Lost Card Liability	This card also offers zero liability on fraudulent transactions if you report the loss of credit card to the bank immediately

AU Fi MagniFi Credit Card

The features and benefits of AU Fi MagniFi credit card are as follows:

Weekend Reward

With this credit card, you get a 20% discount (up to Rs.100) once a month on a minimum order value of Rs.500 across popular brands like Amazon, Zomato, Zepto, and BookMyShow, applicable only on weekends.

You also get 5% back in the form of Fi-points on weekend spends, both online and offline. You earn 20 Fi points for every Rs.100 spent.

Weekday Rewards

You get 0.5% back in the form of Fi-points on weekday spends, both online and offline. You earn 20 Fi points for every Rs.100 spent.

Pay Using Fi Points

You can redeem Fi-points for flight bookings, paying your credit card bills, converting into air miles, or you can avail up to 50% discounts on gift vouchers.

AU CA Metal Credit Card

The features and benefits of AU CA credit card are as follows:

Welcome Benefits	Get 2000 reward points as bonus on spending Rs.5,000 within the first 30 days of card activation
Discount Benefits	When you pay using your AU CA Credit Card, get a flat 25% discount on your annual ICAI membership fee
Reward Benefits	Earn eight reward points per for every Rs.100 spent on dining, travel, tax payments, and software purchases, earn 2 reward points for every Rs.100 on retail spends, and earn one reward point for every Rs.100 spent on utility, telecom, and insurance payments.
Lounge Benefits	Get two complimentary domestic lounge access every quarter. Do note that you can avail the lounge benefit only if your card remains purchase-active during that quarter
Low Forex Markup Fee	Enjoy a low forex markup fee of 1.99% on international transactions
Fuel Surcharge Waiver	Get 1% fuel surcharge waiver up to Rs.250 on transactions ranging between Rs.400 to Rs.5,000
Easy EMI Conversion	Easily convert transactions above Rs.2000 into EMIs with zero processing fees
Concierge Services	You also get the benefit of dedicated concierge services with this credit card
Contactless Advantage	Complete transactions up to Rs.5000 without entering PIN, by just tapping the card
Other Benefits	With this credit card, you get two complimentary domestic flight seat bookings, up to Rs.350 each and a flat 15% discount on select domestic hotel bookings as MyCash via MakeMyTrip Get a complimentary annual Times Prime membership along with access to 20+ subscriptions and 40+ exclusive offers You also get exclusive offers with Alaya Stays
Comprehensive Insurance	With this card, you also get the benefit of Rs.50 lakh air accident cover, credit shield up to Rs.5 lakhs, purchase protection cover of up to Rs.25,000, and zero lost card liability if you report immediately

AU Kosmo Credit Card

The features and benefits of AU Kosmo credit card are as follows:

Fuel Surcharge Waiver	Get 1% fuel surcharge waiver up to Rs.100 on transactions ranging between Rs.400 to Rs.5,000
Contactless Advantage	With this card, you can complete transactions up to Rs.5000 without entering PIN, by just tapping the card
Easy EMI Conversion	Easily convert transactions above Rs.2000 into EMIs with zero processing fees
Add-on Card Benefit	You can avail the facility of add-on card for your family members with Kosmo credit card

ABC Nxt and Flex Credit Card

The features and benefits of ABC Nxt and Flex credit card are as follows:

Welcome Benefits	Get 500 reward points on completing first transaction within 30 days of card set up
Reward Benefits	Earn six reward points for every Rs.200 spent on utilities, grocery, departmental stores, and education categories, four reward points for every Rs.200 spent on online transactions, and two reward points for every Rs.200 spent on offline transactions
Milestone Benefits	You also get the benefit of earning double reward points on retail spends greater than Rs.50,000 in a calendar quarter. All points earning 6X reward points will earn 12X reward points, 4X reward points will earn 8X reward points, and 2X reward points will earn 4X reward points
Cashback Benefit	Earn a cashback of 5% up to Rs.100 on OLA bookings, in one statement cycle
Low Forex Markup Fee	Enjoy a low forex markup fee of 3.50% on international transactions
Fuel Surcharge Waiver	Get 1% fuel surcharge waiver on your fuel transactions ranging between Rs.400 to Rs.5,000
Lounge Benefits	Get two railway lounge access complimentary every quarter. Add-on card holders can also enjoy the benefit of complimentary lounge access
Easy EMI Conversion	Convert transactions of Rs.500 or more into EMIs, with a minimum total conversion value of Rs.2,000, and combine up to 20 billed or unbilled transactions for a single EMI plan.
Concierge Services	You also get the benefit of dedicated concierge services with this credit card
Dining Benefits	Get up to 30% discount at selected partner restaurants through ‘Silver Spoon Dining Program’
Contactless Advantage	With this card, you can complete transactions up to Rs.5000 without entering PIN, by just tapping the card
Lost Card Liability	Enjoy the benefit of zero liability against on any fraudulent transactions made after reporting the loss of your credit card to the bank
Add-on Card Benefit	You can avail the facility of add-on card for your family members with ABC credit card

How to Apply for an AU Bank Credit Card?

Follow the steps given below to apply for an AU Bank Credit Card:

Step 1: You need to identify which AU Bank credit card will suit you the best.
Step 2: Check the eligibility criteria for the AU Bank credit card.
Step 3: Next, you will have to gather all the documents required to submit the credit card application.
Step 4: You need to fill out the application form either online or offline, and submit it along with the gathered documents

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on AU Bank Lifetime Free Credit Card

How can I track the application status of my AU credit card?
There are multiple ways to track the application status of your AU credit card. You can check the status online through the AU Bank’s website using your ‘Application Reference Number’. Alternatively, you check the status offline by visiting the nearest AU Bank’s branch or by calling the bank’s customer care number.
What should I do if my AU credit card application is rejected?
If your AU credit card application is rejected, contact the bank to find out more about the reason behind rejection. You can also check with the bank to find out if you are eligible to apply again.
How can I contact AU Bank credit card customer care?
You can contact AU Bank credit card for customer care by calling on 1800 1200 1500 (toll-free number) or 0141-7141100 (non-toll-free number).
Will I get the benefit of fuel surcharge waiver on AU Bank lifetime free credit cards?
Yes, you get the benefit of fuel surcharge waiver on some of the AU Bank lifetime free credit cards.
Will I get the benefit of lounge access on AU Bank lifetime free credit cards?
Yes, you get the benefit of lounge access on some of the AU Bank lifetime free credit cards.
Does AU Bank lifetime free credit cards offer an add-on card facility?
Yes, some of the AU Bank lifetime free credit cards offer the add-on card facility.
Can I apply for AU Bank lifetime free credit card online?
Yes, you can apply for AU Bank lifetime free credit card online.

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