AU Ananta Credit Card

Reward Points

Earn Reward Points on eligible transactions across various spending categories.

• 5 Reward Points for every Rs.100 spent on shopping, dining, and travel.
• 2 Reward Points for every Rs.100 spent on other eligible retail purchases.
• 1 Reward Point for every Rs.100 spent on insurance, utility, and telecom transactions.

Shopping and Lifestyle Benefits

Enjoy exclusive discounts on shopping, dining, and travel.

• Up to 15% Instant Discount on Amazon Fashion (up to Rs.500 per month).
• Up to 15% Instant Discount on dining through the District App (up to Rs.500 per month).
• Up to 15% Instant Discount on hotel bookings made via AU Rewardz.

Travel Benefits

Enjoy airport lounge access and flexible payment options for travel bookings.

• 4 Complimentary Domestic Airport Lounge Visits every calendar quarter on eligible flight bookings made through AU Rewardz.
• Convert eligible flight and hotel bookings made through AU Rewardz into a 3-Month No-Cost EMI.

Milestone Benefits

Earn bonus rewards by achieving annual spending milestones.

• Up to 50,000 Reward Points on spending Rs.10 lakh in a card anniversary year.
• Incremental Reward Points are credited after achieving each eligible spending milestone.

Insurance Benefits

Stay protected with comprehensive insurance coverage.

• Air Accident Cover: Up to Rs.50 lakh.
• Credit Shield: Up to Rs.5 lakh against outstanding card dues in case of death, permanent total disability, or critical illness.
• Purchase Protection: Coverage up to Rs.25,000 against theft, accidental damage, or fire for 90 days from the purchase date.
• Travel Protection for baggage loss, baggage delay, flight delay, passport loss, and aircraft hijacking.

Fuel Surcharge Waiver

Save on fuel expenses across India.

• 1% Fuel Surcharge Waiver on fuel transactions between Rs.400 and Rs.5,000.
• Maximum waiver of Rs.200 per statement cycle.

Contactless Payments

Make fast and secure payments without entering your PIN.

• Tap & Pay transactions of up to Rs.5,000 at contactless-enabled merchant terminals.

Reward Redemption

Redeem your accumulated Reward Points for a variety of rewards.

• E-Vouchers
• Merchandise
• Flight Bookings
• Hotel Bookings
• Other Rewards available on AU Rewardz

Visa Card Benefits

Visa cardholders can enjoy exclusive travel and lifestyle privileges.

• MakeMyTrip: Two complimentary domestic flight seats (up to Rs.350 each) and 15% discount on hotel bookings.
• Times Prime: Complimentary annual membership.
• Alaya Stays: Stay for 3 nights and pay for 2, along with 50% off the second night.

EMI Facility

Convert eligible purchases into easy monthly instalments.

• Convert transactions of Rs.500 or above into EMIs, subject to a minimum cumulative transaction value of Rs.2,000.

Add-on Card

Extend the card benefits to your family members.

• Lifetime-Free Add-on Card for eligible family members.

Eligibility Criteria for AU Ananta Credit Card

Applicants must meet the following eligibility requirements to apply for the AU Ananta Credit Card.

Note: AU Small Finance Bank reserves the right to approve or reject any credit card application based on its internal policies and credit assessment. 

Fees and Charges 

The fees and charges related to AU Ananta Credit Card are listed in the table below: 

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>