Apollo SBI Card SELECT

1. Complimentary FITPASS PRO membership (12 months) after payment of the joining fee and one retail transaction. 

1. Complimentary health check‑up package upon spending Rs.50,000 within 90 days of joining, then again on spending Rs.50,000 within 90 days after each anniversary. 

1. Apollo Circle benefits up to 25% value-back on medicines and diagnostics via Apollo 24|7 and Apollo Pharmacy. 

1. 10 points per Rs.100 on Apollo 24|7 and Apollo Pharmacy, capped at 5,000 points/month, 2 points per Rs.100 on dining, travel, movies & entertainment, and 1 point per Rs.200 on other expenses.  

1. A complimentary Noise smartwatch (Rs.7,999) on an annual spend of Rs.6 lakh as a milestone gift. 

1. 4 domestic lounge visits per year (1 per quarter) plus a 2-year Priority Pass membership. 

1. 1% waiver on fuel spends of Rs.500 to Rs.4,000 capped at Rs.100 per cycle. 

1. The annual fee is waived if the expenditure is a minimum of Rs.3 lakh per year.  

1. Global ATM access and chip-enabled security with additional consumer benefits like Easy Bill Pay, Flexipay, Balance - Transfer on EMI.

Eligibility Criteria of Apollo SBI Card SELECT

Applicants must meet the following eligibility criteria: 

1.  Age: Applicants must be between 18 and 60 years old  

1. Residence: Applicants must be an Indian adult with a valid PAN  

1. Credit Score: Subject to SBI Card's internal credit and risk policies and subject to a satisfactory CIBIL score  

1. KYC: KYC has to be fulfilled through Aadhaar‑based e‑KYC, Video KYC, or in‑person KYC Verification  

1. Mobile Number: RuPay applicants must use the same phone number as the Apollo 24|7

Documents Needed

When you begin applying for the Apollo SBI card SELECT, you will need a handful of basic documents in the online/assisted application. They will include: 

1. PAN Card Information.

1. When you begin the application process, you will be required to start with your Permanent Account Number (PAN) for the documents. SBI Card will use your PAN to ensure your identity and to make a credit report pull.  

2. Employment Information.

1. You will provide employer details as follows: 

1. Company name 

1. Your designation 

1. Monthly or annual salary 

1. Status of employment (salaried or self-employed)  

3. KYC Documents.

1. You must comply with KYC Know Your Customer documentation, as required by the RBI as part of any credit card application. KYC can only be completed through one of the KYC manageable processes: 

1. Aadhaar-based e-KYC done via OTP collected in linkage to the Aadhaar 

1. Video KYC video call done by your appointed SBI agent who will confirm your identity and KYC documentation 

1. Personal verification done at any number of Apollo locations, SBI branches, or in the comfort of your home  

4. CIBIL Credit Profile Check.

1. Immediately as you put in your PAN and minimum details, SBI will pull your CIBIL report to qualify your credit status.

Fees and Charges for Apollo SBI Card SELECT

Below is a summary of key fees associated with the Apollo SBI Card SELECT:

How Do I Apply for the Apollo SBI Card SELECT?

Applying for the Apollo SBI Card SELECT is a simple process that can be completed online or offline, based on your preference and convenience.

Apollo 24|7 App/Website:

If you already have a relationship with Apollo or prefer the Apollo ecosystem, this is the easiest method to apply. Best option for existing Apollo users with a mobile phone registered on the platform. Here are the steps to apply for the Apollo SBI Card SELECT: 

1. Step 1: Either download the Apollo 24|7 app or go to the website at www.apollo247.com.  

1. Step 2: Navigate to the ‘Credit Card’ menu.  

1. Step 3: Press Apollo SBI Card SELECT and then click on 'Apply Now'.  

1. Step 4: Fill in the steps for your application in the app. 

SBI Card Website: 

If you just want to apply directly on SBI Card's own platform, you may do so. Here is how to apply: 

1. Step 1: Go to the SBI Card official website at www.sbicard.com.  

1. Step 2: Search 'Apollo SBI Card SELECT' in the Credit Cards menu.  

1. Step 3: Press 'Apply Now' for the online application. It will ask for basic personal and financial information. Use if you prefer to just use the credit card portal or are already an SBI Card customer.  

Offline (In-person) Application at Apollo/SBI Location:

For those customers who prefer a more personal, face-to-face process, or may not have proper access to the Internet, the Off-line option is the best alternative, and here are the steps to follow:

1. Step 1: Go to your closest Apollo Pharmacy or to an SBI branch that offers credit card applications.  

1. Step 2: Ask a team member for the Apollo SBI Card SELECT application form.  

1. Step 3: Submit your documents in person and the KYC will be conducted at the branch.  This option is for anyone who prefers in-person application help or for someone who has no internet connection.

How to Fulfill KYC Requirements for Your Apollo SBI Card SELECT

KYC (Know Your Customer) is a requirement for establishing your identity and activating your credit card. You can complete your KYC via any of these methods: 

SBI Card provides you with three options to complete KYC: 

1. Aadhaar-based e-KYC: Complete instant KYC verification using the OTP received on your Aadhaar-linked mobile number. 

1. Video KYC: Join a secure video call from the comfort of your home with an SBI representative and complete document and identity verification in real time. You need to have your PAN card as well as some blank sheets of paper for your signature. 

1. In-person KYC: If you prefer, you can go to an Apollo touchpoint or an SBI branch location to provide your documents and will be required to complete your biometric verification. 

Note: You must complete KYC so that your card can be issued or activated.

How to Find Out the Status of Your Apollo SBI Card SELECT Application

You can track the status of your application with any method mentioned below:  

1. Step 1: Go to the SBI Card application on the website and find the ‘Track Application’ option. 

1. Step 2: If you applied using the Apollo 24|7 app, you can check your application status from the app. 

1. Step 3: If you prefer, you can call SBI Card Customer Care from your registered mobile number and reach a representative at 1860 500 1290 or 1860 180 1290, from Monday to Saturday, between 8 AM to 8 PM.  

1. Step 4: After your application is approved, the card will be sent to you. The physical card will typically arrive at your registered address in 7 to 10 working days. 

If Your Application Is Not Approved:

Your Apollo SBI Card SELECT application may not have been approved because of any of the following: 

1. Low or insufficient credit score 

1. Missing or unverified documentation 

1. Mismatch of personal data 

1. Not meeting SBI Card's internal eligibility/risk assessment 

If Your Application Is Rejected:

1. Step 1: You will receive a formal email from SBI Card rejecting your application. 

1. Step 2: You can reapply 6 months from the rejection date. 

1. Step 3: If you feel you were rejected in error or would like clarification, please call SBI Card Customer Care at 1860 500 1290 or 1860 180 1290 from Monday to Saturday, 8 AM to 8 PM, or visit your nearest SBI Card service branch.

How to Redeem SBI Reward Points to get Apollo Health Credits

You can redeem the SBI Reward Points accumulated on your Apollo SBI Card SELECT for Apollo Health Credits (HCs) at a ratio of 1:1:1 (Reward Point = 1 Health Credit = Rs.1 Redeemed)

1. Step 1: Login to your SBI Card account via the SBI Card mobile app or the SBI Card website.  

1. Step 2: Navigate to the ‘Rewards’ or ‘Offers’ section.  

1. Step 3: Choose to redeem Apollo Health Credits. 

1. Step 4: Select how many points you wish to redeem. 

1. Step 5: Confirm and submit.  

Note: Your Health Credits will appear in your Apollo 24|7 Wallet instantly or within minutes. Keep in mind that once converted, these credits cannot be reversed and can only be used within Apollo's healthcare network.

What is an Apollo Health Credits Wallet?

The Apollo Health Credits Wallet is your digital repository of Circle Cashback earned by eligible healthcare purchases made using the Apollo SBI Card SELECT. 

Health Credits can be used at the following:

1. Apollo 24|7 App & Website 

1. Apollo Pharmacy (Both Online and Offline) 

1. Apollo Medical Centres 

1. Physician Consultations (Video and In-Person) 

1. Diagnostics (Full body checks and other tests)

Difference between SBI Reward Points and Apollo Circle Cashback (Health Credits)

The Apollo SBI Credit Card SELECT offers dual benefits in the form of SBI Reward Points and Apollo Circle Cashback (Health Credits). While they may seem similar, they serve distinct purposes:

Apollo SBI Card SELECT Customer Support

If you need help with billing for your credit card, reward points questions, or any questions about Apollo Health Credits, we have dedicated support channels from SBI Card and Apollo HealthCo support. 

Apollo SBI Card SELECT

If your question concerns your Apollo SBI Card SELECT account (payment due date, late fees, accrued reward points, waiving the annual fee, or to report fraudulent transactions) you can always contact the SBI Card customer care team. 

1. Phone Support: To contact an SBI Card customer service, call 1860 180 1290 or 39 02 02 02 plus the STD code for the city you live in (this ensures the appropriate regional customer support team will answer your call). 

1. Website: Go to www.sbicard.com to login to your account, see your reward points, download a statement, make a payment, convert a purchase to an EMI, or raise a service request.

Apollo Health Credit or Apollo 24|7

If your question is about your Health Credits, cashback from Apollo Circle, redeeming health check-ups or any issues regarding your Apollo 24|7 services, you can contact Apollo HealthCo for support. 

1. In-app Chat Support: Apollo has an option for in-app real-time support through the Apollo 24|7 app. To access support, simply login to the app and engage with a support agent to resolve your issue easily.

1. Email Support: Please note that you can always write to Apollo HealthCo for service-related issues regarding Health Credits, health check-up booking, orders for medicine, or linking accounts. The email provided can be used for reporting any of the support you need: helpdesk@apollo247.com. 

1. Website: To provide more information about the Health Credits, to log in to your Apollo wallet, or review services you can redeem your Health Credits, click www.apollo247.com.