Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Airtel Axis Bank Credit Card

    With the Airtel Axis Bank Credit Card, you can earn cashback when you use the card for utility bills payments via the Airtel Thanks app. The annual fee of the Airtel Axis Bank Credit Card is Rs.500.

    Key Highlights of the Airtel Axis Bank Credit Card

    These are the key highlights of the Airtel Axis Bank Credit Card:

    • Get an Amazon e-voucher of Rs.500 on your first transaction of the card.
    • 10% cashback on purchases made via Zomato/Swiggy/bigbasket
    • Get a discount of up to 20% when you dine at partner restaurants.

    Features and Benefits of the Airtel Axis Bank Credit Card

    These are the features and benefits of the Airtel Axis Bank Credit Card:

    Welcome benefits:

    • Get an Amazon e-voucher of Rs.500 when you make your first transaction* of the credit card.

    *The transaction has to be made within 30 days of the card being issued to you.

    Cashback benefits:

    • 25% cashback on Airtel mobile/broadband/wifi/DTH bill payments made via the Airtel Thanks app.
    • 10% cashback on utility bill payments made with the Airtel Axis Bank Credit Card (via the Airtel Thanks app).
    • 10% cashback on purchases made through Swiggy/Zomato/bigbasket
    • 1% cashback on all other spends.

    Milestone benefits:

    • The annual fee of Rs.500 will be waived off if you have spent over Rs.2 lakh in the previous year.

    Airport and lounge benefits:

    • Get 4 free domestic airport lounge visits every calendar year.

    Fuel surcharge benefits:

    • Enjoy a waiver of 1% on fuel surcharge when you buy fuel at any fuel station in India.
    • To avail this benefit, your transaction amount should be between Rs.400 and Rs.4,000.
    • You can get a waiver up to Rs.500 in one statement cycle.

    Dining benefits:

    • Get up to 20% off when you dine at partner restaurants.

    Equated Monthly Instalment (EMI) benefits:

    • You can convert any transaction of and over Rs.2,500 into EMIs.

    Eligibility Criteria to Apply for the Airtel Axis Bank Credit Card

    You can apply for the apply for the Airtel Axis Bank Credit Card if you meet the following eligibility criteria:

    • You have to be a resident of India.
    • As a primary cardholder, you should be between 18 years and 70 years of age.

    Documents Required to Apply for the Airtel Axis Bank Credit Card

    You have to submit these documents when you apply for the credit card:

    • The application form for the Airtel Axis Bank Credit Card
    • Address proof documents
      1. Passport
      2. Driving licence
      3. Voter ID Card
      4. Aadhaar card
    • Identity proof documents
      1. Passport
      2. Driving licence
      3. Voter ID Card
      4. Aadhaar card
      5. PAN card
    • One colour photograph of yourself
    • Documents of proof of income
      1. Latest pay slip
      2. Form 16
      3. Copy of your IT return copy

    Value Chart of Airtel Axis Bank Credit Card

    Category Benefit Annual Spends Benefits
    Activation Benefit 500 - 500
    Airtel Billpay & recharge 25% Rs.14,400 Rs.3,600
    Non telecom spends via Airtel Thanks app 10% Rs.36,000 Rs.3,600
    Purchase from Swiggy 10% Rs.15,000 Rs.1,500
    Purchase from bigbasket 10% Rs.15,000 Rs.1,500
    Purchase from Ola 10% Rs.15,000 Rs.1,500
    Purchase from Zomato 10% Rs.15,000 Rs.1,500
    Fuel surcharge waiver 1% Rs.20,000 Rs.200
    Other Spends 1% Rs.69,600 Rs.696
    Airport lounge access Rs.4,000
    Total Annual Benefits Rs.18,596 (9.3%)

    Fees and Charges of the Airtel Axis Bank Credit Card

    The table summarises the fees and charges of the Airtel Axis Bank Credit Card:

    Type of charge Fee
    Joining fee Rs.500
    Annual fee Rs.500
    Joining fee (add-on credit card) Waived
    Annual fee (add-on credit card) Waived
    Finance charge 3.6% per month (52.86% -annualised)
    Fee for card replacement (primary card) Rs.100
    Fee for card replacement (add-on card) Rs.100
    Cash payment fee Rs.100
    Duplicate statement fee Waived
    Fee for charge-slip retrieval/copy request fee Waived
    Mini statement SMS Free
    Outstation cheque fee Waived
    Balance enquiry charge Waived
    Late Payment Charges
    Total payment due Late payment fee
    Up to Rs.300 NIL
    Rs.301 to Rs.500 Rs.100
    Rs.501 to Rs.1,000 Rs.500
    Rs.1,001 to Rs.10,000 Rs.500
    Rs.10,001 to Rs.25,000 Rs.750
    Rs.25,001 to Rs.50,000 Rs.1,000
    Over Rs.50,000 Rs.1,000
    Processing fee for balance transfer
    • 1% of the balance transfer amount
    • This fee is subject to a minimum amount of Rs.250
    Cash withdrawal fee
    • 2.5% of the amount withdrawn
    • Subject to a minimum amount of Rs.500
    Overlimit fee
    • 2.5% of the overlimit amount
    • Subject to a minimum amount of Rs.500
    Railway tickets purchase/cancellation surcharge As determined by IRCTC/Indian Railways
    • Cheque return/dishonor fee or auto-debit reversal
    2% of the amount Subject to a minimum of Rs 450
    Foreign currency transaction fee 3.50%
    Goods and Services Tax (GST) As per government norms

    FAQs on Airtel Axis Bank Credit Card

    1. Will I earn cashback on my fuel transactions?

      No, you cannot earn cashback on fuel transactions.

    2. Will the GST on fuel surcharge be refunded?

      No, the GST that is charged on your fuel surcharge is not refundable.

    3. How do I reach the Axis Bank credit card customer care desk?

      You can contact Axis Bank credit card customer care desk by calling 1860 419 5555.

    4. Is there any minimum expenditure criteria to get the cashback?

      No, there is no minimum amount you have to spend to get the cashback. There is a monthly cap on the cashback you can get for each spend.

    5. Is this card only available for Axis Bank account holders?

      No, anyone can apply for the credit card if they meet the criteria.

    6. What will be the credit limit of the card?

      Every cardholder has a different credit limit based on various factors.

    7. Why am I not eligible for this credit card?

      The bank has a lot for internal policies and if you do not meet the criteria then you will not be eligible for the credit card.

    8. When will I receive the physical card?

      You will get the credit card within 7 to 10 days of the application being approved.

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