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Aditya Birla SBI Card

The State Bank of India has launched 'Aditya Birla SBI card' in collaboration with Aditya Birla Finance Ltd (ABFL), the lending subsidiary of Aditya Birla Capital Ltd. This is a lifestyle credit card and is available in two variants 'Aditya Birla SBI Card' and 'Aditya Birla SBI Card SELECT', on the Visa platform.

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Key features of the Aditya Birla SBI Card

The Aditya Birla SBI Card comes with the following features:

  1. Contactless technology: To use Aditya Birla SBI card, you only need to tap the credit card on a secure reader. It is easy to use for daily purchases.
  2. Accepted worldwide: The Aditya Birla SBI card is accepted in more than 29 million outlets globally. You need to check for Visa signs before making payments.
  3. Reduced risk of fraud: The credit card never leaves your hand while making payments. This greatly reduces the risk of fraud or losing the card.
  4. Credit facility: The Aditya Birla SBI card offers payment flexibility to its customers. You can also avail yourself of an extended credit option and plan your payments with this credit card.
  5. Add-on card facility: You can opt for an add-on credit card with Aditya Birla SBI card for your family members.
  6. 24-hour customer service: The SBI customer service is available for any queries or issues related to the Aditya Birla SBI card. Other than that, you can contact Visa Global Customer Assistance Services 24-hours in case of any emergency anywhere around the world.
  7. Flexipay: With Aditya Birla SBI credit card, you can buy anything and pay later in easy installments. You just need to choose a pay-back plan that suits your needs.
  8. mBuy: With Aditya Birla SBI credit card you can book movie tickets, travel tickets, gifts or recharge your DTH or mobile on mbuy. To download mbuy, you need to send an SMS on 56767 or log onto sbicard.com.
  9. SBI card alerts: You receive all the information regarding your credit card on your mobile phone as an SMS.
  10. Balance Transfer: You get the facility to transfer your outstanding balance into easy EMIs with Aditya Birla SBI credit card.

Benefits of Aditya Birla SBI card

The Aditya Birla SBI credit card comes with the benefits listed below:

Category

Benefit

Welcome benefits

Earn 6000 reward points worth Rs.1500 within the first 60 days of paying annual fees

Milestone benefits

  1. Earn 3000 points on spending Rs.1.5 lakh annually
  2. Earn an additional 3000 points on spending Rs. 3 lakhs

Reward benefits

  1. Earn 20 reward points for every Rs.100 spent on Aditya Birla Stores
  2. Earn 10 reward points for every Rs.100 spent on entertainment, dining and hotels

Aditya Birla Stores exclusive benefits

Earn 20 reward points for every Rs.100 spent on Aditya Birla Fashion Retail and Online stores

Fuel surcharge waiver

  1. Fuel surcharge waived on transactions up to Rs.3000
  2. You can avail up to Rs.100 fuel surcharge waived on every statement cycle

Lounge benefits

Avail up to four domestic Visa lounges (one every quarter)

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Aditya Birla SBI card fees and charges

The fees and charges of Aditya Birla SBI credit card are as follows:

Fee Type

Charge

Joining fee

Rs.499 + taxes

Renewal fee

Rs.499 + taxes

Add-on Fee

Nil

Cash Advance Fee

  1. 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
  2. 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance Charges

3.50% per month or 42% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%

Eligibility criteria for Aditya Birla SBI credit card

The eligibility criteria for Aditya Birla SBI credit card is as follows:

  1. You should have a regular source of income with a minimum of Rs.2 lakh annually.
  2. You should be at least 21 years of age and a maximum of 60 years of age.
  3. You should be resident of India.
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Documents required for Aditya Birla SBI credit card

The following documents are required to apply for Aditya Birla SBI credit card:

  1. Address proof: Aadhar card, PAN card, Passport, etc.
  2. Identity proof: Aadhar card, PAN card, Passport, etc.
  3. Income proof: Salary slips (not more than three months old), bank passbook records, etc.
  4. Duly signed application form.
  5. Passport size photographs.

How to avail the Balance Transfer on EMI facility?

In order to avail yourself of the Balance Transfer on EMI facility for Aditya Birla SBI credit card, follow the steps mentioned below:

Step 1: Log into sbicard.com

Step 2: Choose the 'Benefits' link on left hand navigation

Step 3: Select the 'Balance Transfer on EMI' option

Step 3: Enter all the required details and confirm to book 'Balance Transfer on EMI' option.

You can also call on the SBI card helpline at 39 02 02 02 (prefix local STD code) /1860 180 1290 (from BSNL/MTNL lines) and make a request to avail 'Balance Transfer on EMI' facility.

How to avail the Flexipay facility for Aditya Birla SBI credit card?

In order to avail yourself of the Flexipay facility for Aditya Birla SBI credit card, follow the steps mentioned below:

Step 1: Log into sbicard.com

Step 2: Select the 'Flexipay' option from left hand navigation under the 'Benefits' section.

Step 3: Select the transaction(s) >Rs.500 you want to convert into Flexipay,

Step 4: Enter all the required details and confirm the booking.

You can also call on the SBI card helpline at 39 02 02 02 (prefix local STD code) /1860 180 1290 (from BSNL/MTNL lines) and make a request to avail the 'Flexipay' facility.

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FAQs on Aditya Birla SBI Card

  • Is flexipay facility available for add-on card holder?

    No, the flexipay facility is not available for add-on card holder.

  • Is there any limit on contactless transaction amount?

    Yes, the contactless payment mode allows payment of up to Rs.5,000 only. For payments above Rs.5,000 you need to swipe the credit card.

  • Can I repay the amount before EMI tenure ends, on availing the 'Balance Transfer on EMI' facility?

    Yes, you can repay the amount before the EMI tenure ends. However, a charge of 3% on the outstanding principal + GST will be applicable.

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