Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Get the latest and the most up-to-date credit card offers on smartphones of different brands including Apple, Samsung, One Plus, Vivo, Mi, Google, Oppo, and many others. Find mobile phone pre-launch offers, introductory offers, no-cost EMI offers, flat discounts offers, instant cashback offers and lot more.
Listed below are some of the best credit card offers available on smartphones in 2023.
| Valid on Credit Cards | Smartphone Variant | Offer Details | Expiry |
|---|---|---|---|
| SBI Credit Card | Manik Mobile Shopee | Up to Rs.2,000 discount on Smartphones | 31 Aug 2023 |
| HDFC Credit Card | Samsung Mobiles | Enjoy Up to Rs.12,000 Cashback on Samsung Mobiles | 30 September 2023 |
Offer 1: Up to Rs.2,000 discount on smartphones at Manik Mobile Shopee.
Valid Till: 31 Aug 2023
How to Avail:
Offer 1: Enjoy Up to Rs.12,000 Cashback on Samsung Mobiles
Valid Till: 30 September 2023
How to Avail:
EMIs with no fees or interest are known as no-cost EMIs. Customers receive all the advantages of EMI conversion as a result, with no drawbacks. SBI Debit Card EMI allows people without credit cards to make purchases on EMI.
On the balance of the unpaid bills, the credit card firms charge a high interest rate. It could be something with a rate of interest of 46%. However, the interest rate is thought to be considerably lower when an EMI is an option. The percentage is anywhere between 11% and 18%.
Each credit card has its own advantages depending on the needs of the users.
The amount that a cardholder must pay on or before the payment due date is known as the credit card minimum amount due. Typically, the minimum payment is equal to 5% of the total amount still owing. Any EMI payment conversions you may have chosen are also included in the minimum credit card payment amount required.
Your credit score may be significantly impacted by the debt you settle. Delays in EMI payments not only result in fees that must be paid, but they also negatively affect your credit rating. Paying your debts on time will help you increase your CIBIL score.
The main benefit of paying off your credit card balance on time and in full is that you enjoy an interest-free grace period of up to two months. Additionally, you will have up to three weeks after the statement is sent to pay the balance due.
EMI cards are offered on no-cost EMIs, therefore there is no interest to pay. You just make interest-free instalment payments for the cost of the item you bought.
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