Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Credit Card Offers on Gold Purchase

    Save on your next purchase of gold with a credit card. Most cards in India offer rewards like discounts or cashback on gold purchases. Here are some of the top credit card deals on gold purchases in 2020.

    Credit card offers on gold

    Top Credit Card Deals on Gold

    Credit Card Offer Validity
    Axis Bank credit cards Enjoy a discount of 20% on gold making charges at Joyalukkas 30 September 2020
    YES Bank credit cards Avail a discount of 7% on your purchases of diamond jewellery with your YES Bank credit card. 31 August 2020
    Kotak Mahindra Bank credit cards Up to 60% off on purchase made at Kalyan Jewellers 30 September 2020

    Axis Bank Credit Card Offers on Gold Purchases

    Offer 1: Visit any store of Joyalukkas Store and receive a discount of 20% on your gold purchases and Rs.3,000 discount on your diamond purchases.

    Validity: 30 September 2020

    How to Avail: Visit any store and pay for your purchases with your Axis Bank credit card and receive the above-mentioned discounts.

    Terms and Conditions:

    • The offer cannot be transferred or encashed.
    • To avail the discount on diamond purchases, the minimum purchase amount must be Rs.50,000.

    Yes Bank Credit Card Offers on Gold Purchases

    Offer 1: Avail a discount of 7% on your purchases of diamond jewellery with your YES Bank credit card.

    Validity: 31 August 2020

    How to Avail: Visit any store of Kalyan Jewelers and on your purchases of Rs.12,500 of diamond jewellery and receive a discount of 7% with your YES Bank credit card.

    Terms and Conditions:

    • The minimum purchase amount to avail the offer is Rs.12,500.
    • All cardholders will need to indicate to avail the offer and redeem before the bill is generated.
    • Cardholders will need to present their credit card along with their mobile number for confirmation.
    • This offer is valid only at Kalyan Jewellers stores in India. The offer will not be applicable for online purchases.
    • This discount cannot be combined with any other offer or promotion or scheme by the bank or merchant.

    Kotak Mahindra Bank Credit Card Offers on Gold Purchases

    Offer 1: Purchase gold or diamond jewellery from Kalyan Jewellers and receive a discount of 25% and 60% respectively with your Kotak Mahindra Bank credit card.

    Validity: 30 September 2020

    How to Avail: Visit any store of Kalyan Jewellers and receive a 25% discount on purchase of gold jewellery and up to 60% on your diamond jewellery purchases.

    Terms and Conditions:

    • The discount is applicable only on VISA cards.
    • The offer will not be valid and cannot be availed in conjunction with any other discount or offer.
    • This discount offer will not be applicable for the purchase of gold coin/bar.
    • This offer cannot be redeemed in cash.

    FAQs

    1. Can I use my credit card to buy gold?

      Yes, you can use your credit card to buy gold online or even at a jewelry retail store.

    2. Can I buy gold jewellery on EMI?

      Yes, you can pay half immediately and the rest of the amount in instalments of 3, 6 or 9 months.

    3. Can I buy gold and convert the purchase into EMI?

      Any purchase made above the amount of Rs.2,500 can be converted into EMI. You can call the bank and ask them to convert your transaction into EMI. However, you cannot convert gold and diamond purchase on your credit card in to EMI.

    4. Are there any credit card offers at Kalyan Jewellers?

      Yes, when you use a Yes Bank Credit Card, you can get a 7% discount on all diamond jewellery purchases.

    5. Till when is the offer for Axis Bank credit cards at Joyalukkas valid?

      The offer of a 20% discount on gold making charges at Joyalukkas is valid until 30 September 2020.

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