Can I use my credit card to buy gold?

Yes, you can use your credit card to buy gold online or even at a jewellery retail store.

Can I buy gold jewellery on EMI?

Yes, you can pay half immediately and the rest of the amount in instalments of 3, 6 or 9 months.

Can I buy gold and convert the purchase into EMI?

Any purchase made above the amount of Rs.2,500 can be converted into EMI. You can call the bank and ask them to convert your transaction into EMI. However, you cannot convert gold and diamond purchases on your credit card into EMI.

How do I avail of the 10% discount at 18 Carat House with HDFC Bank Credit Card?

Visit the designated store and present the offer communication or SB link when using your HDFC Bank Credit Card.

How can I get a 25% instant discount at Manappuram Riti Jewellery with HDFC Bank Credit Card?

Visit the nearest store and use your HDFC Bank Credit Card during the billing process to avail the offer.

How can I receive an additional 5% digital gold with the ICICI Bank offer?

Apply Coupon Code - JARICICI and enjoy the benefit on the first use of the code.

How can I get an extra 5% in digital gold with Axis Bank Credit Card?

Choose the product, click 'Buy This Item Now,' proceed to 'Checkout,' and enter the voucher code on the Order Details page.

Can I combine the Axis Bank offer with other promotions?

No, this offer cannot be combined with any other voucher or promotion; it must be redeemed individually.

What should I do in case of a manufacturing defect with Surat Diamond Jewellery?

In case of any manufacturing defect, return the item(s) to Surat Diamond Jewellery within 15 days for a free replacement or a full refund.

Credit Card Offers on Gold Purchase

Save on your next purchase of gold with a credit card. Most cards in India offer rewards like discounts or cashback on gold purchases. Here are some of the top credit card deals on gold purchases in 2025.

Updated On - 27 Sep 2025

Top Credit Card Deals on Gold Purchases in 2025

Credit Card	Offer	Validity
Mastercard Credit Card	Get 20% off on Gold Jewellery Making Charges at Joyalukkas	30 June 2025
Mastercard Credit Card	Get Rs.3000 off on Purchase of Diamond Jewellery worth Rs.50,000 and above at Joyalukkas	30 June 2025
BOB Credit Cards	Get 20% off on Gold making charges & Rs.3000 off on Diamond Jewellery purchase	30 June 2025
Axis Bank Credit Cards	Get Rs,1800 off on Diamond jewellery	8 May 2025

Offer: Get 5% off at https://www.jewelove.in on a minimum purchase value of Rs.10,000 by using the coupon code I-LOVE-JEWELOVE

Validity: Valid till 31 March 2025

How to Avail:

Offer applicable for online purchases.
Make the payment using your HDFC Bank Card at the checkout page.

Terms and Conditions:

Offer is only available for orders of at least 10,000 platinum jewellery on the Jewelove.in website.
The offer is only available to those who enter their credit or debit card information during the checkout process and pay with HDFC Credit Cards and Debit Cards.
The offer can be used more than once with a single card.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs on Credit Card Offers on Gold Purchase

Can I use my credit card to buy gold?
Yes, you can use your credit card to buy gold online or even at a jewellery retail store.
Can I buy gold jewellery on EMI?
Yes, you can pay half immediately and the rest of the amount in instalments of 3, 6 or 9 months.
Can I buy gold and convert the purchase into EMI?
Any purchase made above the amount of Rs.2,500 can be converted into EMI. You can call the bank and ask them to convert your transaction into EMI. However, you cannot convert gold and diamond purchases on your credit card into EMI.
How do I avail of the 10% discount at 18 Carat House with HDFC Bank Credit Card?
Visit the designated store and present the offer communication or SB link when using your HDFC Bank Credit Card.
How can I get a 25% instant discount at Manappuram Riti Jewellery with HDFC Bank Credit Card?
Visit the nearest store and use your HDFC Bank Credit Card during the billing process to avail the offer.
How can I receive an additional 5% digital gold with the ICICI Bank offer?
Apply Coupon Code - JARICICI and enjoy the benefit on the first use of the code.
How can I get an extra 5% in digital gold with Axis Bank Credit Card?
Choose the product, click 'Buy This Item Now,' proceed to 'Checkout,' and enter the voucher code on the Order Details page.
Can I combine the Axis Bank offer with other promotions?
No, this offer cannot be combined with any other voucher or promotion; it must be redeemed individually.
What should I do in case of a manufacturing defect with Surat Diamond Jewellery?
In case of any manufacturing defect, return the item(s) to Surat Diamond Jewellery within 15 days for a free replacement or a full refund.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.