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  • Credit Card Offers on Gold Purchase

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  • Save on your next purchase of gold with a credit card. Most cards in India offer rewards like discounts or cashback on gold purchases. Here are some of the top credit card deals on gold purchases in 2019.

    Credit card offers on gold

    Top Credit Card Deals on Gold

    Credit Card Offer Validity
    Axis Bank credit cards Get up to Rs.9,900 off on purchases made on Surat Diamonds’ website. 31 March 2020
    HDFC credit cards Get flat 10% off when you shop for jewellery on the Tanishq online store. 31 December 2019
    YES Bank credit cards Get up to 20% off on purchases made at Tanishq stores and an additional 10% on online purchases. 31 December 2019
    RBL credit cards 25% off on purchases made on Surat Diamonds. 31 December 2019
    American Express credit cards 10% instant discount on jewellery purchases made on Bluestone 27 September 2019
    Kotak Mahindra Bank credit cards Flat 10% off on purchase made on Tanishq’s website. 30 September 2019
    SBI credit cards 20% off on making charges of 22-carat gold jewellery at TBZ (Thribhovandas Bhimji Zaveri). 15 March 2020
    Visa credit cards Enjoy a discount of 20% on gold making charges at Joyalukkas 30 September 2019

    Axis Bank Credit Card Offers on Gold Purchases

    Offer 1: Get up to Rs.9,900 off on purchases made on Surat Diamonds

    Expiring on 31 March 2020

    What you get:

    Use your Axis Bank credit card to shop for jewellery on Surat Diamonds and get up to Rs.9,900 off on your purchase.

    Here’s the discount you can get, the minimum amount you need to spend, and the promo code you need to use:

    Offer Minimum Spend Amount Promo Code
    Flat 22% off - AXIS22
    Get Rs.450 off on your purchase Rs.1,000 AXISBNK450
    Get Rs.1,050 off on jewellery purchases Rs.2,000 AXISBNK1050
    Enjoy Rs.9,900off on your purchase Rs.30,000 AXISBNK9900

    Terms and conditions:

    • This offer is not valid on purchases of coins, bullion, certified solitaires, and already discounted products.
    • This offer is only valid on purchases made on Surat Diamonds’ website.

    HDFC Credit Card Offers on Gold Purchases

    Offer 1: Get 10% off your total bill when you shop at Shivanjli Jewellers Pvt.Ltd.

    Expiring on 31 August 2019

    What you get:

    Visit any outlet of Shivanjli Jewellers Pvt. Ltd. to shop for gold jewellery. Pay for your purchase with your HDCF credit card and get a discount of 10% on your total bill.

    Terms and conditions

    • The offer is applicable only on in-store jewellery purchases.
    • Only Indian citizens and residents are eligible for the discount.
    • HDFC cardholders who have been declared delinquent by the bank or have exceeded their credit limit are not eligible.

    Offer 2: Enjoy 15% off on 18-carat jewellery at Kwality Jewellers

    Expiring on 31 August 2019

    What you get:

    Purchase 18-carat jewellery at Kwality jewellers and get 15% off on your purchase when you pay with your HDFC credit card.

    Terms and conditions:

    • The offer is made available to select customers and at the discretion of the bank.
    • This offer is only valid on retail credit cards. Corporate and commercial credit cards are excluded from the offer unless otherwise specified by the bank.
    • This offer cannot be combined with any other offer.

    Offer 3: Get 10% off on purchases made at G.M. Gems & Jewellers

    What you get:

    Enjoy 10% off on the total bill on purchases made at G.M. Gems & Jewellers.

    Terms and conditions:

    • This offer is valid only on in-store purchases.
    • This offer cannot be combined with any other offer.
    • The offer will, at the discretion of the bank, be made available to the customer.

    Offer 4: Flat 10% off on purchases made on Tanishq’s website

    Expiring on 31 December 2019

    What you get:

    Make jewellery purchases on Tanishq’s website and enjoy a discount of 10%. To enjoy this discount, use the promo code ‘TANISHQHDFC’ at checkout.

    Terms and conditions:

    • The minimum transaction amount to avail this discount is Rs.2,000.
    • The maximum discount amount is Rs.1,000
    • This offer is not valid on purchases of gold coins, plain gold jewellery, gift cards, and gift vouchers.

    Yes Bank Credit Card Offers on Gold Purchases

    Offer 1: Get up to 20% off on Tanishq purchases and an additional discount of 10% on Tanishq’s website

    Expiring on 31 December 2019

    What you get:

    Get up to 20% off when you shop at Tanishq stores. In addition to this, you can also get a 10% discount when you shop on Tanishq’s website.

    Terms and conditions:

    • The minimum transaction amount to avail this offer is Rs.2,000.
    • The maximum discount amount is Rs.1,000.
    • Use the coupon code ‘TANISHQYES’ at checkout to avail the discount.
    • This offer is not valid on purchases of plain gold jewellery, gift vouchers, gift cards, and gold coins.

    RBL Credit Card Offers on Gold Purchases

    Offer 1: 25% off on purchases made on Surat Diamonds’ website

    Expiring on 31 December 2019

    What you get:

    Get a flat 25% discount when you purchase jewellery on Surat Diamonds’ website.

    Use the promo code ‘RBLVAL25’ at checkout to avail the discount.

    Terms and conditions:

    • This offer is not valid on purchases of certified solitaires, gold coins, and already discounted products.
    • To avail this offer, mere validation of the code will not be enough. You will have to meet other terms and conditions set by the merchant and the bank as well.

    American Express Credit Card Offers on Gold Purchases

    Offer 1: 10% instant discount on jewellery purchases on Bluestone

    Expiring on 27 September 2019

    What you get:

    Get a flat discount of 25% on a minimum spend of Rs.25,000 on Bluestone’s websites and at participating Bluestone stores.

    Terms and conditions:

    • If you plan to avail this discount in-store, please let the merchant know before billing.
    • This offer cannot be clubbed with any other offer.
    • The offer is not valid on purchases of plain gold jewellery, solitaires, gold coins, or gemstone jewellery.
    • Please carry a government-approved identity card at the time of purchase.

    Kotak Mahindra Bank Credit Card Offers on Gold Purchases

    Offer 1: Flat 10% off on purchases made on Tanishq

    Expiring on 30 September 2019

    What you get:

    Enjoy a discount of 10% when you shop for at least Rs.2,000 on Tanishq’s website. To avail the discount, use the promo code ‘TANISHQKOTAK’.

    Terms and conditions:

    • The maximum discount amount is Rs.1,000.
    • This offer is not valid on the purchase of gold coins, plain gold jewellery, gift vouchers, and gift cards.

    SBI Credit Card Offers on Gold Purchases

    Offer 1: 20% off on making charges of 22-carat gold jewellery at TBZ (Thribovandas Bhimji Zaveri)

    Expiring on 15 March 2020

    What you get:

    Make a minimum transaction of Rs.30,000 and get 20% off on making charges for select 22-carat gold jewellery at TBZ stores.

    Terms and conditions:

    • Check the bank’s website for a list of participating TBZ stores.
    • This offer is only valid on the making charges of the jewellery. All other expense must be borne by the customer.
    • This offer is valid only on ready-to-sell items and not on customised jewellery.
    • Use the promo code ‘SBITBZ2019’ at the time of making the payment to avail this offer.

    Offer 2: Get 20% off on making charges for gold jewellery at Joyalukkas

    Expiring on 30 September 2019

    What you get:

    Get 20% off on the making charges for gold jewellery purchased at Joyalukkas.

    Terms and conditions:

    • This offer is only valid on purchases made at Joyalukkas stores in Kerala. A list of participating stores can be found on SBI’s website.
    • This offer is not valid on the purchase of bullion, gold coins, and bars.
    • Joyalukkas, can, at any time change or withdraw this offer.

    Offer 3: No making charges on gold jewellery at Mangal & Mangal

    Expiring on 30 September 2019

    What you get:

    Enjoy no making charges on gold jewellery purchases at Mangal & Mangal in Trichy.

    Terms and conditions:

    • This offer is not valid on the purchase of bullion, gold coins, and gold bars.
    • Please inform the merchant that you wish to avail this offer before your bill is prepared.
    • Mangal & Mangal, can, at any time, change or withdraw this offer.

    Visa Credit Card Offers on Gold Purchases

    Offer 1: Get 20% off on gold making charges at Joyalukkas

    Expiring on 30 September 2019

    What you get:

    Enjoy a discount of 20% on gold jewellery making charges at Joyalukkas when you use your Visa credit card to make a purchase.

    Terms and conditions:

    • Please inform the merchant about your wish to use this offer before billing.
    • The offer is valid on select Visa credit cards. Visit the Visa website for the list of eligible credit cards.
    • This offer is not valid on the purchase of gold coins and bars.

    Offer 2: Get 10% off at Tribe Amrapali stores and on purchases made on the website

    Expiring on 30 September 2019

    What you get:

    Get flat 10% on your Tribe Amrapali purchase. You get this discount when you use the promo code ‘VISA10TRIBE’ at checkout or at the billing desk.

    Terms and conditions:

    • This offer is valid on in-store and online purchases.
    • The offer is valid on select Visa credit cards. Visit the Visa website for a list of cards on which this offer is applicable.
    • The offer is not applicable on already discounted products, Shiva collection, and Chandrika collection.
    • The offer cannot be clubbed with any other offer online or at the store.

    Using your credit card to buy gold can help you save on your purchase. In addition to gold, you can enjoy deals on dining, travel, online shopping, and more. Check out other offers available on your credit card to save on your expenses.

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    Credit Card Offers on Gold Purchase Reviews

    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with SBI cards and the experience was very good. I paid an annual fee for this credit card for Rs 499, there is a criteria if the purchase exceeds 1 lakh within 1 year then the annual fees will be waived off. Customer service was good and they collected documents on time. I got an offer on gold purchase which is the less interest rate than normal. I use this credit card mainly for shopping.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 20, 2017
    • HDFC Bank
      HDFC Bank Credit Card
      "Good"
      0.5 2.0/5 "Expected more"
      Annual charges would be waived off while crossing limit of 35,000 yearly else have to pay around 499. Getting EMI options and cash back offers on Gold credit card. It would be nice if HDFC bank reduces the rate of interest and processing charge for EMI conversion.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Dec 20, 2014
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