AU Bank Credit Card Cash Withdrawal

1. The credit card cash withdrawal facility can be used at domestic and international ATMs.
2. You will be charged a transaction fee of 2.5% of the amount you have withdrawn, subject to a minimum of Rs.100.
3. This will be billed to you in the next statement.
4. Credit card cash advances also have a finance charge attached to them.

How to Withdraw Cash Using AU Bank Credit Card

1. Step 1: Go to any ATM.
2. Step 2: Insert your credit card into the machine.
3. Step 3: Choose your preferred language.
4. Step 4: Choose 'Cash Withdrawal'
5. Step 5: Enter the amount you want to withdraw and choose 'Enter'
6. Step 6: The cash will be dispensed to you.

Pros And Cons of AU Bank Cash Advance Facility

Advantages Of Cash Advance:

1. You can use the facility to pay at places where credit card transactions are not allowed.
2. You can withdraw cash in case of emergency.
3. You do not need approval from your bank for withdrawing the cash using your credit card.
4. You do not need any documentation and the process is easy.
5. You can withdraw cash from a domestic or international ATM.

Disadvantages Of Cash Advance:

1. You have to pay interest from the withdrawal date.
2. You have to pay a fee when you withdraw cash using your credit card.
3. You do not earn reward points when you use your credit card to make cash withdrawals.
4. You do not have any interest-free period.
5. The interest charged is high.

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