Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Andhra Bank Credit Card Bill Payment

    There are a number of ways you can pay your credit card bills at Andhra Bank. You can choose either online or offline payment channels to ensure you never miss your due date. In 2019, Andhra Bank merged with Union Bank.

    Ways To Pay Your Andhra Bank Credit Card Bill Online

    When you choose an online payment mode, you can clear your outstanding balances whenever you want. Andhra Bank offers several online channels to make bill payments more convenient for you.

    1. Auto-debit Facility

      You can set standing instructions, so a certain amount is credited to your Andhra Bank card every month. With the Auto-Debit facility, you don't have to worry about remembering your due dates. Here's what you need to do:

      • Visit the nearest Andhra Bank branch.
      • Submit your standing instructions with the necessary details.

      Once your request is processed, the amount stated will be debited from your savings or current account. This amount will then be directed to your credit card.

    2. Net banking

      You can log in to your Andhra Bank net banking facility to pay your card bill as well. You will have to sign in with your username and password. Use your Andhra Bank savings or current account to clear your card dues.

    3. NEFT/IMPS

      Another quick way of paying your bills is through NEFT/IMPS. Here's how it works:

      • Log in to your net banking facility.
      • Go to 'Third-party Transfer'
      • Enter your Andhra Bank credit card's 16-digit number in the 'Account Number' field.
      • Enter the IFSC code ANDB0000782.
      • Add your bank name as 'ANDHRA BANK CC'.
      • Add the bank address as 'CREDIT CARD DIVISION, SULTAN BAZAAR, KOTI, HYDERABAD 500095'.
      • Select the 'Submit' button to successfully register your card as a beneficiary.

      The cooling period changes from bank to bank. Once your card is listed as a beneficiary, you can go ahead and make payments.

    4. RTGS

      You can also use RTGS to pay your credit card bills. Let's see how you can do this:

      • Log in to your net banking facility.
      • Under 'Third-party Transfer', list your credit card as a beneficiary.
      • For this, you will need to submit your card information.
      • Enter '020511100000672' as the account number.
      • Enter your 16-digit credit card number as the beneficiary account number.
      • Enter 'ANDB0000205' as the IFSC code.
      • Add 'ANDHRA BANK' as the bank name.
      • You will also have to mention your mobile number and email address.

      Once the request is processed, you can go ahead with your card payments.

    5. Visa Money Transfer

      You can also use the Visa Money Transfer facility to pay your credit card bills.

    6. BillDesk

      With this facility, you can pay your Andhra Bank card bill with any bank account. Here's how it works:

      • Visit the BillDesk link through Andhra Bank's official website.
      • You'll be redirected to the BillDesk portal.
      • Enter your 16-digit credit card number.
      • Enter your email address.
      • Add your mobile number.
      • Mention the payment amount that has to be debited from your bank account.
      • Confirm the payment amount.
      • Choose the bank you wish to make the payment from.
      • Select 'Pay' to complete the transaction.

    Ways To Pay Your Andhra Bank Credit Card Bill Offline

    Your card's outstanding balances can be cleared through offline channels as well. Listed below are some methods you can consider:

    • NEFT/IMPS through branch

      If you want to conduct a NEFT/IMPS transaction offline, you can do it at your nearest branch. All you have to do is mention your 16-digit credit card number as the account number. The IFSC code will be ANDB0000782.

    • Cash payment

      If you're comfortable clearing your dues with cash, you can opt for this channel as well. You will have to visit the nearest Andhra Bank branch and mention your credit card number.

    • Cheque/demand draft

      Address the cheque to your credit card account and deposit it at any of the Andhra Bank branches. Once it is processed, the amount will be credited to your card.

    • ATM

      Your dues can be paid using any Andhra Bank ATM as well. Enter your PIN and follow the instructions to complete the payment.

    Andhra Bank Credit Card Statement

    Your Andhra Bank credit card statement will help you in keeping a track of all your expenses. You can let the bank know if any fraudulent transactions are in the statement.

    Benefits of the Andhra Bank Credit Card Statement

    • Your credit card statement can be availed paying any fee.
    • The statement allows you to easily go through all your transactions.
    • Andhra Bank credit card statements has information on new products and services.

    Get Your Andhra Bank Credit Card Statement

    You can always request the bank to send an online credit card statements via the net banking portal. After the request has been sent, you will no longer get hard copies, and will your statement via email.

    Resolving Errors in Your Andhra Bank Credit Card Statement

    When you find any error in your Andhra Bank credit card statement, make sue to let the bank know immediately. Keep in mind that you can avoid going through the bank and also contact the merchant for the same, asking them to look into the transaction. You need to report the transactions to the bank within 60 days of having received your Andhra Bank credit card statement.

    FAQs on Andhra Bank Credit Card Bill Payment

    1. How long does it take for a NEFT payment to reflect in my credit card account?

      You can expect the payment to reflect in your account within 3 banking hours.

    2. Are there any charges for NEFT/IMPS transactions?

      This depends on the rules and regulations of your bank. The charges may vary based on this.

    3. Will I be charged for cash payments?

      No. You will not be charged any processing fees when you pay your credit card bill with cash.

    4. What happens if I have given the wrong card number?

      If you have provided the wrong credit card number, the amount will be credited to the account of the originating bank.

    5. Can I pay my credit card bill at an ATM with cash?

      No, you cannot pay your card bill at an ATM with cash.

    6. If I have any card-related queries, whom should I get in touch with?

      You can call 1800 425 1515, email or send a fax to 040 - 2475 5052.

    7. Do my Andhra Bank email credit card statements change the due date of my payment as well?

      No, your payment due date will remain the same, regardless of your e-statement date.

    8. Will I get a physical statement as well if I choose to receive an e-statement?

      No, once you register for an e-statement, the bank will discontinue your physical credit card statements.

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