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Andhra Bank Credit Card Bill Payment

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There are a number of ways you can pay your credit card bills at Andhra Bank. You can choose either online or offline payment channels to ensure you never miss your due date. Listed below are all the methods you can opt for to clear your card dues.

Andhra Bank Credit Card Bill Payment Online

  • Auto-Debit facility
  • Net banking
  • NEFT/IMPS
  • RTGS
  • Visa Money Transfer
  • BillDesk

Andhra Bank Credit Card Bill Payment Offline

  • NEFT/IMPS through branch
  • Cash payment
  • Cheque/demand draft
  • ATM

Ways To Pay Your Card Bill Online

When you choose an online payment mode, you can clear your outstanding balances whenever you want. Andhra Bank offers several online channels to make bill payments more convenient for you.

Auto-debit Facility

You can set standing instructions, so a certain amount is credited to your Andhra Bank card every month. With the Auto-Debit facility, you don't have to worry about remembering your due dates. Here's what you need to do:

  • Visit the nearest Andhra Bank branch.
  • Submit your standing instructions with the necessary details.

Once your request is processed, the amount stated will be debited from your savings or current account. This amount will then be directed to your credit card.

Net banking

You can log in to your Andhra Bank net banking facility to pay your card bill as well. You will have to sign in with your username and password. Use your Andhra Bank savings or current account to clear your card dues.

NEFT/IMPS

Another quick way of paying your bills is through NEFT/IMPS. Here's how it works:

  • Log in to your net banking facility.
  • Go to 'Third-party Transfer'
  • Enter your Andhra Bank credit card's 16-digit number in the 'Account Number' field.
  • Enter the IFSC code ANDB0000782.
  • Add your bank name as 'ANDHRA BANK CC'.
  • Add the bank address as 'CREDIT CARD DIVISION, SULTAN BAZAAR, KOTI, HYDERABAD 500095'.
  • Select the 'Submit' button to successfully register your card as a beneficiary.

The cooling period changes from bank to bank. Once your card is listed as a beneficiary, you can go ahead and make payments.

RTGS

You can also use RTGS to pay your credit card bills. Let's see how you can do this:

  • Log in to your net banking facility.
  • Under 'Third-party Transfer', list your credit card as a beneficiary.
  • For this, you will need to submit your card information.
  • Enter '020511100000672' as the account number.
  • Enter your 16-digit credit card number as the beneficiary account number.
  • Enter 'ANDB0000205' as the IFSC code.
  • Add 'ANDHRA BANK' as the bank name.
  • You will also have to mention your mobile number and email address.

Once the request is processed, you can go ahead with your card payments.

Visa Money Transfer

You can also use the Visa Money Transfer facility to pay your credit card bills.

BillDesk

With this facility, you can pay your Andhra Bank card bill with any bank account. Here's how it works:

  • Visit the BillDesk link through Andhra Bank's official website.
  • You'll be redirected to the BillDesk portal.
  • Enter your 16-digit credit card number.
  • Enter your email address.
  • Add your mobile number.
  • Mention the payment amount that has to be debited from your bank account.
  • Confirm the payment amount.
  • Choose the bank you wish to make the payment from.
  • Select 'Pay' to complete the transaction.

Ways To Pay Your Card Bill Offline

Your card's outstanding balances can be cleared through offline channels as well. Listed below are some methods you can consider:

NEFT/IMPS through branch

If you want to conduct a NEFT/IMPS transaction offline, you can do it at your nearest branch. All you have to do is mention your 16-digit credit card number as the account number. The IFSC code will be ANDB0000782.

Cash payment

If you're comfortable clearing your dues with cash, you can opt for this channel as well. You will have to visit the nearest Andhra Bank branch and mention your credit card number.

Cheque/demand draft

Address the cheque to your credit card account and deposit it at any of the Andhra Bank branches. Once it is processed, the amount will be credited to your card.

ATM

Your dues can be paid using any Andhra Bank ATM as well. Enter your PIN and follow the instructions to complete the payment.

Faqs On Andhra Bank Credit Card Bill Payment

  1. How long does it take for a NEFT payment to reflect in my credit card account?
  2. You can expect the payment to reflect in your account within 3 banking hours.

  3. Are there any charges for NEFT/IMPS transactions?
  4. This depends on the rules and regulations of your bank. The charges may vary based on this.

  5. Will I be charged for cash payments?
  6. No. You will not be charged any processing fees when you pay your credit card bill with cash.

  7. What happens if I have given the wrong card number?
  8. If you have provided the wrong credit card number, the amount will be credited to the account of the originating bank. As Andhra Bank is not liable in such scenarios, you will have to call that respective bank and settle the issue.

    The same goes for providing the wrong IFSC. The amount will get transferred to the IFSC branch you've mentioned. You will have to contact that branch to settle the matter.

  9. Can I pay my credit card bill at an ATM with cash?
  10. No, you cannot pay your card bill at an ATM with cash. What you can do is clear the dues by debiting the amount from your bank account. You will have to choose your Andhra Bank savings or current account and enter your credit card as the beneficiary to process the payment.

    If you do want to make cash payments, you will have to visit your nearest Andhra Bank branch. Tell them your 16-digit credit card number to initiate a payment.

  11. If I have any card-related queries, whom should I get in touch with?
  12. You can use any one of the below channels for your queries:

    • Toll-free number - 1800 425 1515
    • Email - ccdhelpdesk@andhrabank.co.in
    • Fax - 040 - 2475 5052

    Alternatively, you can also send written communication to the following address:

    Andhra Bank
    Credit Card Division,
    Head Office, Andhra Bank Buildings,
    Koti Sultan Bazar, Hyderabad - 500 095

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Customer Reviews

Page 1 of 1
  • andhra Bank Credit Card
    "EXCELLENT"
    ANDHRA BANK
    0.5 5.0/5 "Blown Away!"
    The best feature with the ANDHRA BANK is that there is no late fee payment for the card after the due date for 1-2 days. The credit limit given with this card is satisfactory added on that the card has the good offers too, the service is good in this card.
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 27, 2019
  • andhra Bank
    andhra Bank Credit Card
    "Best card to use"
    ANDHRA BANK
    0.5 5.0/5 "Blown Away!"
    I am using Andhra bank credit card from last 2.5 years, i find this credit card is very convenient to use. They did not charge any annual fee at the time of getting this credit card. I get offers like reward points in this credit card. My bill payment gets auto deducted through ECS. I have a credit limit of Rs 1.25 lakhs with the cash limit of Rs 50000 which is more than sufficient.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 04, 2018
  • andhra Bank Credit Card
    "Very Useful Credit Card"
    ANDHRA BANK
    0.5 4.0/5 "Great!"
    I was holding my credit card with ANDHRA Bank for past one year. I didn't receive any offers on my credit card.But I am using this credit card for general usage. They were very transparent in statements, I used to pay my bill amount directly to the branch.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 31, 2017
  • andhra Bank Credit Card
    "Better"
    ANDHRA BANK
    0.5 3.0/5 "Satisfactory"
    Andhra bank credit card is not giving any offers. I expect rate of interest should be reduced from them . They are not giving any offers to me and I will pay the money through the demand draft. I am using this card from the last 20 years and am okay with this bank.
    Was this review helpful? 3
    , chennai
    Reviewed on Sep 23, 2015
  • andhra Bank Credit Card
    "Excellent"
    ANDHRA BANK
    0.5 5.0/5 "Blown Away!"
    I have a Platinum credit card with Andhra bank for more than 14 years. They had given me a free payment period of 45 days. My credit limit is getting enhanced on a regular basis. While using the credit card in other ATM's, The charges are excessively higher.
    Was this review helpful? 16
    , hyderabad
    Reviewed on Jan 19, 2015
  • andhra Bank Credit Card
    "Transparent!!"
    ANDHRA BANK
    0.5 5.0/5 "Blown Away!"
    Its Visa Platinum credit card I have with Andhra bank. Credit limit is quite decent.I pay all my credit card payments on time and there are no additional charges. They intimate about all offers and updates. Whatever the queries is, they intimate on a regular basis.
    Was this review helpful? 12
    , ongole
    Reviewed on Jan 06, 2015
  • andhra Bank Credit Card
    "Satisfied with Service"
    ANDHRA BANK
    0.5 4.0/5 "Great!"
    I have master platinum credit card from Andhra bank they offered nice credit limit, the follow up part is good. Payment facility is flexible, charges are reasonable. It would be nice if they provide EMI option to avail the benefits. Customer service is very good in terms of follow ups.
    Was this review helpful? 10
    , mahabubnagar
    Reviewed on Oct 03, 2014
  • andhra Bank Credit Card
    "Fully Satisfied with Service"
    ANDHRA BANK
    0.5 4.0/5 "Great!"
    Andhra Bank Platinum Credit Card i have good credit limit of 1 lakh, by using the card i can pay back the due i get 50 days time for that and after due date i will get minimum charges only, i get 10 lakh insurance, disadvantage i have not notice so far its nice, i never had any complaint, offers are good in terms of reward points.
    Was this review helpful? 10
    , bhubaneshwar
    Reviewed on Aug 19, 2014
  • andhra Bank Credit Card
    "Normal banking service"
    ANDHRA BANK
    0.5 4.0/5 "Great!"
    For the past 20 years I am using Andhra bank visa credit card . They are still doing their customer service in a very proper and normal service. Their charges are normal. I think nowadays the charges are high compare to previous. And their website was really good. They can try to revise the finance charges policy. Few years back, I have been charged for Rs.400 whereas for late payment, I personally asked the customer service people to reverse finally somewhat they did after I submitted the letter request in branch. Because this late payment will definitely affect CIBIL rating in future. They might know this. Because customer record was genuine. I have aware of EMI conversion and loan on card but they are not having that option. Overall service was good.
    Was this review helpful? 8
    , hyderabad
    Reviewed on Jul 10, 2014
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