Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Andhra Bank Credit Card Bill Payment

There are a number of ways you can pay your credit card bills at Andhra Bank. You can choose either online or offline payment channels to ensure you never miss your due date. Listed below are all the methods you can opt for to clear your card dues.

Andhra Bank Credit Card Bill Payment Online

  • Auto-Debit facility
  • Net banking
  • NEFT/IMPS
  • RTGS
  • Visa Money Transfer
  • BillDesk

Andhra Bank Credit Card Bill Payment Offline

  • NEFT/IMPS through branch
  • Cash payment
  • Cheque/demand draft
  • ATM

Ways To Pay Your Card Bill Online

When you choose an online payment mode, you can clear your outstanding balances whenever you want. Andhra Bank offers several online channels to make bill payments more convenient for you.

Auto-debit Facility

You can set standing instructions, so a certain amount is credited to your Andhra Bank card every month. With the Auto-Debit facility, you don't have to worry about remembering your due dates. Here's what you need to do:

  • Visit the nearest Andhra Bank branch.
  • Submit your standing instructions with the necessary details.

Once your request is processed, the amount stated will be debited from your savings or current account. This amount will then be directed to your credit card.

Net banking

You can log in to your Andhra Bank net banking facility to pay your card bill as well. You will have to sign in with your username and password. Use your Andhra Bank savings or current account to clear your card dues.

NEFT/IMPS

Another quick way of paying your bills is through NEFT/IMPS. Here's how it works:

  • Log in to your net banking facility.
  • Go to 'Third-party Transfer'
  • Enter your Andhra Bank credit card's 16-digit number in the 'Account Number' field.
  • Enter the IFSC code ANDB0000782.
  • Add your bank name as 'ANDHRA BANK CC'.
  • Add the bank address as 'CREDIT CARD DIVISION, SULTAN BAZAAR, KOTI, HYDERABAD 500095'.
  • Select the 'Submit' button to successfully register your card as a beneficiary.

The cooling period changes from bank to bank. Once your card is listed as a beneficiary, you can go ahead and make payments.

RTGS

You can also use RTGS to pay your credit card bills. Let's see how you can do this:

  • Log in to your net banking facility.
  • Under 'Third-party Transfer', list your credit card as a beneficiary.
  • For this, you will need to submit your card information.
  • Enter '020511100000672' as the account number.
  • Enter your 16-digit credit card number as the beneficiary account number.
  • Enter 'ANDB0000205' as the IFSC code.
  • Add 'ANDHRA BANK' as the bank name.
  • You will also have to mention your mobile number and email address.

Once the request is processed, you can go ahead with your card payments.

Visa Money Transfer

You can also use the Visa Money Transfer facility to pay your credit card bills.

BillDesk

With this facility, you can pay your Andhra Bank card bill with any bank account. Here's how it works:

  • Visit the BillDesk link through Andhra Bank's official website.
  • You'll be redirected to the BillDesk portal.
  • Enter your 16-digit credit card number.
  • Enter your email address.
  • Add your mobile number.
  • Mention the payment amount that has to be debited from your bank account.
  • Confirm the payment amount.
  • Choose the bank you wish to make the payment from.
  • Select 'Pay' to complete the transaction.

Ways To Pay Your Card Bill Offline

Your card's outstanding balances can be cleared through offline channels as well. Listed below are some methods you can consider:

NEFT/IMPS through branch

If you want to conduct a NEFT/IMPS transaction offline, you can do it at your nearest branch. All you have to do is mention your 16-digit credit card number as the account number. The IFSC code will be ANDB0000782.

Cash payment

If you're comfortable clearing your dues with cash, you can opt for this channel as well. You will have to visit the nearest Andhra Bank branch and mention your credit card number.

Cheque/demand draft

Address the cheque to your credit card account and deposit it at any of the Andhra Bank branches. Once it is processed, the amount will be credited to your card.

ATM

Your dues can be paid using any Andhra Bank ATM as well. Enter your PIN and follow the instructions to complete the payment.

Faqs On Andhra Bank Credit Card Bill Payment

  1. How long does it take for a NEFT payment to reflect in my credit card account?
  2. You can expect the payment to reflect in your account within 3 banking hours.

  3. Are there any charges for NEFT/IMPS transactions?
  4. This depends on the rules and regulations of your bank. The charges may vary based on this.

  5. Will I be charged for cash payments?
  6. No. You will not be charged any processing fees when you pay your credit card bill with cash.

  7. What happens if I have given the wrong card number?
  8. If you have provided the wrong credit card number, the amount will be credited to the account of the originating bank. As Andhra Bank is not liable in such scenarios, you will have to call that respective bank and settle the issue.

    The same goes for providing the wrong IFSC. The amount will get transferred to the IFSC branch you've mentioned. You will have to contact that branch to settle the matter.

  9. Can I pay my credit card bill at an ATM with cash?
  10. No, you cannot pay your card bill at an ATM with cash. What you can do is clear the dues by debiting the amount from your bank account. You will have to choose your Andhra Bank savings or current account and enter your credit card as the beneficiary to process the payment.

    If you do want to make cash payments, you will have to visit your nearest Andhra Bank branch. Tell them your 16-digit credit card number to initiate a payment.

  11. If I have any card-related queries, whom should I get in touch with?
  12. You can use any one of the below channels for your queries:

    • Toll-free number - 1800 425 1515
    • Email - ccdhelpdesk@andhrabank.co.in
    • Fax - 040 - 2475 5052

    Alternatively, you can also send written communication to the following address:

    Andhra Bank
    Credit Card Division,
    Head Office, Andhra Bank Buildings,
    Koti Sultan Bazar, Hyderabad - 500 095

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