There are a number of ways you can pay your credit card bills at Andhra Bank. You can choose either online or offline payment channels to ensure you never miss your due date. Listed below are all the methods you can opt for to clear your card dues.
When you choose an online payment mode, you can clear your outstanding balances whenever you want. Andhra Bank offers several online channels to make bill payments more convenient for you.
You can set standing instructions, so a certain amount is credited to your Andhra Bank card every month. With the Auto-Debit facility, you don't have to worry about remembering your due dates. Here's what you need to do:
Once your request is processed, the amount stated will be debited from your savings or current account. This amount will then be directed to your credit card.
You can log in to your Andhra Bank net banking facility to pay your card bill as well. You will have to sign in with your username and password. Use your Andhra Bank savings or current account to clear your card dues.
Credit Card Bill Payment
Another quick way of paying your bills is through NEFT/IMPS. Here's how it works:
The cooling period changes from bank to bank. Once your card is listed as a beneficiary, you can go ahead and make payments.
You can also use RTGS to pay your credit card bills. Let's see how you can do this:
Once the request is processed, you can go ahead with your card payments.
You can also use the Visa Money Transfer facility to pay your credit card bills.
With this facility, you can pay your Andhra Bank card bill with any bank account. Here's how it works:
Your card's outstanding balances can be cleared through offline channels as well. Listed below are some methods you can consider:
If you want to conduct a NEFT/IMPS transaction offline, you can do it at your nearest branch. All you have to do is mention your 16-digit credit card number as the account number. The IFSC code will be ANDB0000782.
If you're comfortable clearing your dues with cash, you can opt for this channel as well. You will have to visit the nearest Andhra Bank branch and mention your credit card number.
Address the cheque to your credit card account and deposit it at any of the Andhra Bank branches. Once it is processed, the amount will be credited to your card.
Your dues can be paid using any Andhra Bank ATM as well. Enter your PIN and follow the instructions to complete the payment.
You can expect the payment to reflect in your account within 3 banking hours.
This depends on the rules and regulations of your bank. The charges may vary based on this.
No. You will not be charged any processing fees when you pay your credit card bill with cash.
If you have provided the wrong credit card number, the amount will be credited to the account of the originating bank. As Andhra Bank is not liable in such scenarios, you will have to call that respective bank and settle the issue.
The same goes for providing the wrong IFSC. The amount will get transferred to the IFSC branch you've mentioned. You will have to contact that branch to settle the matter.
No, you cannot pay your card bill at an ATM with cash. What you can do is clear the dues by debiting the amount from your bank account. You will have to choose your Andhra Bank savings or current account and enter your credit card as the beneficiary to process the payment.
If you do want to make cash payments, you will have to visit your nearest Andhra Bank branch. Tell them your 16-digit credit card number to initiate a payment.
You can use any one of the below channels for your queries:
Alternatively, you can also send written communication to the following address:
Credit Card Division,
Head Office, Andhra Bank Buildings,
Koti Sultan Bazar, Hyderabad - 500 095
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