AJIO has collaborated with various banks to offer its customers attractive discounts on credit card purchases. Benefits across various categories such as shopping, lifestyle, electronics can be availed by customers. Let us take a look at the offers:
Here is a list of the AJIO Credit Card offers.
Bank | Offer Details | Validity |
Axis Bank | Flat Rs.300 instant discount on select curated styles using coupon code AJIOAXIS300, applicable for My Zone Credit Card holders. A minimum transaction value of Rs.2000 is needed for the offer to be valid. | Valid till 31 March 2026 |
AU Small Finance Bank | Up to 10% instant discount on shopping at Ajio using AU Credit Card. Minimum spend of Rs.3,999 applicable for 5% and 7.5% offers, and Rs.5000 for the 10% discount. Offer valid every Friday. | Every Friday until 31 March 2026 |
ICICI Bank | 7.5% instant discount on transactions, capped at Rs.750 per order. Minimum purchase of Rs.3,999. | 7 January 2026 to 25 March 2026 |
Visa Inc. (Ajio Luxe) | Additional 8% discount over and above existing website/app offers on Ajio Luxe, capped at Rs.4,500. A minimum transaction value of Rs.10,000 is required. | 10 October 2025 to 31 March 2026 |

The Axis Bank My Zone Credit Card AJIO Offer is a limited-period promotional benefit designed exclusively for eligible My Zone Credit Card holders shopping on AJIO. Under this offer, customers can enjoy a flat instant discount on select curated fashion styles, subject to fulfilment of the eligibility criteria, purchase conditions and platform-specific terms mentioned below.
The discount applies exclusively to select curated styles featured on the dedicated promotional page. Products outside the specified curated collection will not qualify for this benefit.
To successfully avail this credit card offer, customers must:
Failure to meet any of the above requirements may result in the offer not being applied to the transaction.
Follow the steps below to avail the Axis Bank My Zone AJIO offer:
The AU Small Finance Bank Credit Card AJIO Offer is a limited-period promotional benefit available to eligible AU Credit Card holders shopping on AJIO. Under this campaign, customers can avail a percentage-based instant discount on eligible transactions, subject to the applicable minimum purchase requirement and promotional validity window.
The discount is applicable on eligible transactions completed within the stated dates and paid for using a valid AU Credit Card.
To successfully avail this credit card offer, the eligibility criteria are:
Transactions that do not meet the minimum purchase value or are made outside the validity window may not qualify for the benefit.
The steps below help to redeem the AJIO offer:
The ICICI Bank Credit Card AJIO Wednesday Offer is a time-bound promotional scheme available to eligible ICICI Bank Credit Card holders shopping on AJIO. The offer provides a percentage-based instant discount on eligible purchases made on specified days during the campaign period.
The discount is applicable only on Wednesdays falling within the validity period and subject to the minimum transaction requirement.
To get the offer, card holders should:
Transactions failing to meet the minimum amount or day-specific requirement will not qualify.
Follow the instructions below to redeem the offer:
The Visa AJIO Luxe Offer is a promotional benefit extended to eligible Visa Credit Card holders shopping on AJIO Luxe, the premium fashion segment of AJIO. This campaign provides an additional percentage-based discount over and above existing website or app offers, subject to defined transaction criteria.
The benefit is structured as an additional discount on qualifying AJIO Luxe purchases meeting the minimum spend requirement.
To avail the offer, customers must:
Transactions below the minimum threshold will not qualify for the benefit.
The stepwise procedure to avail the offer is as follows:

AJIO offers multiple credit card-based discounts in collaboration with select banks and card networks. These include flat discounts, percentage-based instant discounts and additional Luxe benefits, each subject to minimum transaction value, card eligibility and validity period. The exact offer depends on the issuing bank and the campaign timeline.
Only customers holding valid and active credit cards issued by participating banks are eligible. For example, certain offers apply specifically to Axis Bank My Zone Credit Card holders, while others are applicable to AU Small Finance Bank or ICICI Bank Credit Card customers. In the case of the AJIO Luxe promotion, eligible Visa Credit Card holders can avail the benefit.
Yes, most AJIO credit card offers come with a minimum spend requirement. For instance, some offers require a minimum cart value of Rs.2000 or Rs.3999, while the AJIO Luxe offer requires a higher minimum purchase value of Rs.10000. Transactions below the specified threshold will not qualify for the discount.
No, the offers are generally applicable only on select products or curated collections. Certain campaigns are limited to specific categories or promotional pages. Customers are advised to review the offer page carefully to confirm product eligibility before completing the purchase.
In most cases, AJIO credit card offers cannot be clubbed with other discounts, promotional codes or ongoing schemes. Each offer operates independently and may restrict simultaneous use with additional coupon-based benefits unless explicitly permitted.
The discount is usually applied instantly at the checkout stage, provided that all eligibility conditions are met. Customers must ensure that they use the eligible credit card for payment and, where required, apply the specified coupon code before finalising the transaction.
No, each offer has a defined validity period. Some are valid until a specific date such as 31 March 2026, while others may be applicable only on particular days of the week, such as Wednesdays or Fridays, within a fixed promotional window.
If an order is fully cancelled, the associated discount benefit may no longer apply. In cases of partial returns, the discount may be proportionately adjusted based on the revised order value. Refunds are processed as per AJIO’s standard return and refund policies.
Yes, most percentage-based offers include a maximum cap. For example, some campaigns may provide up to 10% off capped at Rs.1000, while others may offer 7.5% off capped at Rs.750. The AJIO Luxe Visa offer provides an additional 8% discount capped at Rs.4500.
Customers can check the official AJIO website, the respective bank’s offer page, or the card network’s promotional portal for updated campaign details. Since offers are subject to change, reviewing the latest terms and conditions before making a purchase is recommended.

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