AJIO Credit Card Offers

AJIO has collaborated with various banks to offer its customers attractive discounts on credit card purchases. Benefits across various categories such as shopping, lifestyle, electronics can be availed by customers. Let us take a look at the offers:

Updated On - 01 Apr 2026
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Top Credit Card Offers on AJIO 2026

Here is a list of the AJIO Credit Card offers.

Bank

Offer Details

Validity

Axis Bank

Flat Rs.300 instant discount on select curated styles using coupon code AJIOAXIS300, applicable for My Zone Credit Card holders. A minimum transaction value of Rs.2000 is needed for the offer to be valid.

Valid till 31 March 2026

AU Small Finance Bank

Up to 10% instant discount on shopping at Ajio using AU Credit Card. Minimum spend of Rs.3,999 applicable for 5% and 7.5% offers, and Rs.5000 for the 10% discount. Offer valid every Friday.

Every Friday until 31 March 2026

ICICI Bank

7.5% instant discount on transactions, capped at Rs.750 per order. Minimum purchase of Rs.3,999.

7 January 2026 to 25 March 2026

Visa Inc. (Ajio Luxe)

Additional 8% discount over and above existing website/app offers on Ajio Luxe, capped at Rs.4,500. A minimum transaction value of Rs.10,000 is required.

10 October 2025 to 31 March 2026

Ajio Credit Card Offers
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Axis Bank My Zone Credit Card AJIO Offer - 2026

The Axis Bank My Zone Credit Card AJIO Offer is a limited-period promotional benefit designed exclusively for eligible My Zone Credit Card holders shopping on AJIO. Under this offer, customers can enjoy a flat instant discount on select curated fashion styles, subject to fulfilment of the eligibility criteria, purchase conditions and platform-specific terms mentioned below.

Offer Highlights

  • Offer Benefit: Flat Rs.300 instant discount
  • Minimum Cart Value Required: Rs.2000
  • Eligible Users: Axis Bank My Zone Credit Card holders only
  • Offer Validity: Valid on purchases made up to 31 March 2026
  • Redemption Limit: Once per card and once per user during the offer period

The discount applies exclusively to select curated styles featured on the dedicated promotional page. Products outside the specified curated collection will not qualify for this benefit.

Eligibility Criteria

To successfully avail this credit card offer, customers must:

  • Hold a valid and active Axis Bank My Zone Credit Card.
  • Be registered users on AJIO and logged into their account at the time of purchase.
  • Ensure that the total cart value meets or exceeds the minimum required amount of Rs.2000.
  • Apply the designated coupon code during checkout.
  • Complete the payment using the eligible Axis Bank My Zone Credit Card.

Failure to meet any of the above requirements may result in the offer not being applied to the transaction.

Step-by-Step Redemption Process

Follow the steps below to avail the Axis Bank My Zone AJIO offer:

  1. Sign up or log in to your AJIO account.
  2. Visit the dedicated curated styles page featuring products eligible for this promotion.
  3. Select your preferred items from the curated collection and add them to your shopping cart.
  4. Proceed to checkout and enter the coupon code AJIOAXIS300 in the ‘Use coupon’ section.
  5. Ensure that the cart value is Rs.2000 or more after adding eligible products.
  6. Complete the transaction using your Axis Bank My Zone Credit Card to receive the flat Rs.300 discount instantly.
  7. This discount will be applied at the checkout stage, provided that all eligibility conditions are met.

Important Terms and Conditions

  • The offer is applicable only on select curated styles available through the designated promotional link. It is not valid on other products listed on AJIO.
  • A minimum purchase value of Rs.2000 is mandatory to qualify for the Rs.300 discount.
  • The coupon code can be redeemed only once per eligible card and once per registered user.
  • The offer cannot be clubbed or combined with any other promotional offer, discount scheme or coupon running on AJIO.
  • The coupon is non-transferable, non-negotiable and cannot be redeemed for cash, credit or any other alternative benefit.
  • In the event of order cancellation, return or refund, the benefit associated with the offer may be forfeited as per AJIO’s policies.
  • AJIO reserves the right to cancel any order if the transaction is found to be fraudulent, suspicious or in violation of the stated terms and conditions.
  • AJIO reserves the right to modify, suspend or withdraw the offer at any time without prior notice and without assigning any reason.
  • All purchases made under this offer are subject to standard AJIO terms of sale, delivery policies and return guidelines.
  • In case of any queries, clarifications or issues related to the Axis Bank My Zone Credit Card offer, customers may contact AJIO customer support through the official self-care portal available on the AJIO website.
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AU Small Finance Bank Credit Card AJIO Offer - 2026

The AU Small Finance Bank Credit Card AJIO Offer is a limited-period promotional benefit available to eligible AU Credit Card holders shopping on AJIO. Under this campaign, customers can avail a percentage-based instant discount on eligible transactions, subject to the applicable minimum purchase requirement and promotional validity window.

Offer Highlights

  • Offer Benefit: Up to 10% instant discount, capped at Rs.1000
  • Minimum Cart Value Required: Rs.2500
  • Eligible Users: AU Small Finance Bank Credit Card holders
  • Offer Validity: 1 March 2026 to 5 April 2026
  • Redemption Limit: As per campaign terms applicable during the offer period

The discount is applicable on eligible transactions completed within the stated dates and paid for using a valid AU Credit Card.

Eligibility Criteria

To successfully avail this credit card offer, the eligibility criteria are:

  • Hold a valid and active AU Small Finance Bank Credit Card.
  • Ensure the transaction amount is at least Rs.2500.
  • Complete the payment using the eligible AU Credit Card within the promotional period.
  • Comply with any platform-specific conditions displayed at checkout.

Transactions that do not meet the minimum purchase value or are made outside the validity window may not qualify for the benefit.

Step-by-Step Redemption Process

The steps below help to redeem the AJIO offer:

  1. Log in or register on AJIO.
  2. Add eligible products to the shopping cart.
  3. Ensure the cart value is Rs.2500 or more.
  4. Proceed to checkout during the offer validity period.
  5. Complete payment using your AU Small Finance Bank Credit Card.
  6. The eligible discount (up to 10%, capped at Rs.1000) will be applied instantly at checkout, subject to eligibility validation.

Important Terms and Conditions

  • The maximum discount available under this campaign is Rs.1000 per eligible transaction.
  • The offer is valid strictly between 1 March 2026 and 5 April 2026.
  • Only payments made using AU Small Finance Bank Credit Cards qualify.
  • The benefit may not be combined with other promotional offers unless explicitly permitted at the time of transaction.
  • In the event of cancellation or refund, the discount benefit may be adjusted or reversed in accordance with AJIO’s policies.
  • The platform and bank reserve the right to modify or withdraw the offer without prior notice.
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ICICI Bank Credit Card AJIO Wednesday Offer - 2026

The ICICI Bank Credit Card AJIO Wednesday Offer is a time-bound promotional scheme available to eligible ICICI Bank Credit Card holders shopping on AJIO. The offer provides a percentage-based instant discount on eligible purchases made on specified days during the campaign period.

Offer Highlights

  • Offer Benefit: 7.5% instant discount, capped at Rs.750
  • Minimum Cart Value Required: Rs.3999
  • Eligible Users: ICICI Bank Credit Card holders
  • Offer Validity: 7 January 2026 to 25 March 2026 (valid every Wednesday)
  • Redemption Limit: As applicable under campaign guidelines

The discount is applicable only on Wednesdays falling within the validity period and subject to the minimum transaction requirement.

Eligibility Criteria

To get the offer, card holders should:

  • Hold a valid ICICI Bank Credit Card.
  • Make the purchase on a Wednesday during the promotional period.
  • Ensure the cart value is Rs.3999 or more.
  • Complete payment using the eligible ICICI Bank Credit Card.

Transactions failing to meet the minimum amount or day-specific requirement will not qualify.

Step-by-Step Redemption Process

Follow the instructions below to redeem the offer:

  1. Sign in to your AJIO account.
  2. Add eligible products to your cart.
  3. Ensure the total purchase value is at least Rs.3999.
  4. You can avail this offer on a Wednesday within the offer period.
  5. Complete payment using your ICICI Bank Credit Card.
  6. The 7.5% discount (up to Rs.750) will be applied instantly at checkout, subject to system validation.

Important Terms and Conditions

  • The maximum discount per eligible transaction is Rs.750.
  • The offer is valid only on Wednesdays between 7 January 2026 and 25 March 2026.
  • Only ICICI Bank Credit Card payments are eligible.
  • The offer may not be clubbed with other promotions unless specifically allowed.
  • Refunds or cancellations may result in adjustment of the discount benefit.
  • The bank and AJIO reserve the right to amend or withdraw the offer without prior notice.
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Visa Inc. AJIO Luxe Offer - 2026

The Visa AJIO Luxe Offer is a promotional benefit extended to eligible Visa Credit Card holders shopping on AJIO Luxe, the premium fashion segment of AJIO. This campaign provides an additional percentage-based discount over and above existing website or app offers, subject to defined transaction criteria.

Offer Highlights

  • Offer Benefit: Additional 8% discount, capped at Rs.4500
  • Minimum Cart Value Required: Rs.10000
  • Eligible Users: Visa Credit Card holders
  • Offer Validity: As per campaign details available on the Visa offer page
  • Redemption Limit: As specified under the campaign guidelines

The benefit is structured as an additional discount on qualifying AJIO Luxe purchases meeting the minimum spend requirement.

Eligibility Criteria

To avail the offer, customers must:

  • Hold a valid Visa Credit Card.
  • Ensure a minimum transaction value of Rs.10000.
  • Complete payment using the eligible Visa Credit Card.
  • Comply with the specific terms mentioned on the Visa offer page.

Transactions below the minimum threshold will not qualify for the benefit.

Step-by-Step Redemption Process

The stepwise procedure to avail the offer is as follows:

  1. Log in to AJIO and browse products under the Luxe section.
  2. Add eligible Luxe products to the cart.
  3. Ensure the cart value is Rs.10,000 or more.
  4. Continue checkout and complete payment using your Visa Credit Card.
  5. The additional 8% discount (up to Rs.4500) will be applied as per eligibility.

Important Terms and Conditions

  • The maximum additional discount under this offer is Rs.4500.
  • The minimum purchase value of Rs.10000 is mandatory.
  • Only eligible Visa Credit Cards qualify.
  • The benefit is applicable in accordance with the specific campaign terms listed on the official Visa offer page.
  • In case of returns or cancellations, the discount may be proportionately adjusted.
  • Visa and AJIO reserve the right to revise or discontinue the promotion without prior notice.
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FAQs on AJIO Credit Card Offers

  1. What are the current credit card offers available on AJIO in 2026?

    AJIO offers multiple credit card-based discounts in collaboration with select banks and card networks. These include flat discounts, percentage-based instant discounts and additional Luxe benefits, each subject to minimum transaction value, card eligibility and validity period. The exact offer depends on the issuing bank and the campaign timeline. 

  2. Who is eligible to avail AJIO credit card offers?

    Only customers holding valid and active credit cards issued by participating banks are eligible. For example, certain offers apply specifically to Axis Bank My Zone Credit Card holders, while others are applicable to AU Small Finance Bank or ICICI Bank Credit Card customers. In the case of the AJIO Luxe promotion, eligible Visa Credit Card holders can avail the benefit. 

  3. Is there a minimum transaction value required to avail AJIO credit card discounts?

    Yes, most AJIO credit card offers come with a minimum spend requirement. For instance, some offers require a minimum cart value of Rs.2000 or Rs.3999, while the AJIO Luxe offer requires a higher minimum purchase value of Rs.10000. Transactions below the specified threshold will not qualify for the discount. 

  4. Are AJIO credit card offers valid on all products?

    No, the offers are generally applicable only on select products or curated collections. Certain campaigns are limited to specific categories or promotional pages. Customers are advised to review the offer page carefully to confirm product eligibility before completing the purchase. 

  5. Can AJIO credit card offers be combined with other promotions or coupon codes?

    In most cases, AJIO credit card offers cannot be clubbed with other discounts, promotional codes or ongoing schemes. Each offer operates independently and may restrict simultaneous use with additional coupon-based benefits unless explicitly permitted. 

  6. How is the discount applied to AJIO credit card transactions?

    The discount is usually applied instantly at the checkout stage, provided that all eligibility conditions are met. Customers must ensure that they use the eligible credit card for payment and, where required, apply the specified coupon code before finalising the transaction. 

  7. Are these AJIO credit card offers valid throughout the year?

    No, each offer has a defined validity period. Some are valid until a specific date such as 31 March 2026, while others may be applicable only on particular days of the week, such as Wednesdays or Fridays, within a fixed promotional window. 

  8. What happens if I cancel or return an order placed using an AJIO credit card offer?

    If an order is fully cancelled, the associated discount benefit may no longer apply. In cases of partial returns, the discount may be proportionately adjusted based on the revised order value. Refunds are processed as per AJIO’s standard return and refund policies. 

  9. Is there a maximum discount cap under AJIO credit card offers?

    Yes, most percentage-based offers include a maximum cap. For example, some campaigns may provide up to 10% off capped at Rs.1000, while others may offer 7.5% off capped at Rs.750. The AJIO Luxe Visa offer provides an additional 8% discount capped at Rs.4500. 

  10. How can customers stay updated on the latest AJIO credit card offers?

    Customers can check the official AJIO website, the respective bank’s offer page, or the card network’s promotional portal for updated campaign details. Since offers are subject to change, reviewing the latest terms and conditions before making a purchase is recommended. 

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