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This loan is provided to individuals as an overdraft against a list of securities.
This loan can be used for your personal needs, and can be taken with the only against a list of securities.
The loan amount can be any amount between Rs. 1, 00, 000 to Rs. 20, 00, 000.
The interest rates would be applicable as below:
| Amounts | Interest Rate |
| Rs. 10, 00, 000 - Rs. 20, 00, 000 | 11.50% - 12.50% |
Documents required will be proof of identity, income, residence, bank statement of the last 6 months, holding statements of the securities involved, pledge creation form, and if they securities are held jointly then a guarantor form as well.
The application form can be downloaded from the website, but you will also need to visit the branch nearest to you with the form and related documents.
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