ICICI Bank is a prominent bank in India that works towards providing economical and quick financial solutions to every individual in any part of the country. The bank is effectively widening its reach among several customers by opening multiple new branches.
The bank offers several loan options including personal loans. With a personal loan from ICICI Bank, you can meet any of your personal expenditures conveniently. Whether you need funds for planning your child’s wedding or for purchasing a new two-wheeler or for sponsoring your spouse’s education course, you can take this form of financing from ICICI Bank and repay it slowly through equated monthly installments (EMIs).
The entire borrowing process for a personal loan from ICICI Bank is simplified and easy. After you complete the application process, you can also track your loan application online. The bank has many status-tracking methods to help you check your status.
How to Track Your ICICI Personal Loan Application Status
You can choose from any of the tracking methods to get a clear picture of your ICICI Personal Loan application. With the provision of ICICI Personal Loan status tracking, one need not go to any bank branch and stand in a long line for knowing if his or her application has been accepted or not. Keeping you in mind, the bank has developed user-friendly online loan status tracking tools to help you be aware of what is happening to your loan application.
Track Your ICICI Personal Loan Status with Reference Number
This mode is a very simple and popular mode of tracking your loan application status. You will need to first visit the official website of ICICI Bank and go to the ‘Check Loan Application Status’ segment.
Now, you will need to key in the loan reference number in the correct field. You can find this number in your loan application form.
Next, click the ‘Submit’ button and you will get your result.
Track Your ICICI Personal Loan Status with Loan Form Number
ICICI Bank allows you to monitor your personal loan application status even with your loan form number.
You will have to first go to the bank’s official website and then go to the ‘Check Loan Application Status’ section.
In the first field, you will have to key in your loan form number in the correct field.
In this above-mentioned section, you are allowed to enter your loan reference number or your loan form number.
How to Track Your ICICI Personal Loan Status if You Have Forgotten Your Reference Number
Did you forget your ICICI personal loan reference number and are unable to find the number anywhere? No worries! The bank will allow you to still check your status if you enter other details.
You will first need to visit the official website of ICICI Bank and proceed to the ‘Check Loan Application Status’ section.
In the second segment, you will see a ‘Forgot Your Reference Number?’ section. Here, you can enter details in the relevant fields and check your status easily!
First, key in your name and enter your date of birth.
Next, choose the product from the drop-down menu. You will have to choose ‘Personal Loan’.
Next, enter your personal loan amount in the correct box.
You will also have to key in your PAN number.
Lastly, click ‘Submit’ and you will arrive at your result.
ICICI Personal Loan Payment Status
You can pay for your ICICI Personal Loan online by visiting the official website of the bank. You will have to first choose the bank (any bank that ICICI Bank has partnered with) and for making your loan payments.
Next, you will need to key in your 16-digit loan number which is alphanumeric in nature. This will have to be done twice.
Next, key in the amount that needs to be paid for your loan and you will automatically be redirected to the payment interface.
You will have to enter your internet banking details and then the amount will get debited from your account immediately.
Once the transaction is completed successfully, you will receive your loan payment status in the form of an online confirmation. You will get a transaction reference number. This indicates that your payment has been accepted.
You may also make payments for your ICICI Personal Loan through the bank’s mobile app known as ‘I-Mobile app’, through ‘Click to Pay’, and also through the NEFT or RTGS or ECS system. Once you complete the payment, you will get a confirmation about your payment status.
ICICI Personal Loan Status Customer Care Number
One of the simplest ways to check your ICICI Personal Loan application status is to get in touch with the bank through their customer care number.
The bank has different customer care numbers for retail customers for different locations in the country. You can visit the official website of ICICI Bank and choose your city or state and then pick the corresponding customer care number. You can dial the right number and speak to a customer care representative and get information about your personal loan status.
You can quote your personal loan details to the customer care representative and find out about your application status.
In case, your query is unresolved for a long period, you can file a grievance with ICICI Bank by dialing 1800 200 3344 from Monday to Friday between 9:00 a.m. and 6:00 p.m.
With the above-mentioned steps, you can have a smooth and convenient borrowing process from ICICI Bank for your personal loan. Once you get the status of your personal loan application, you can take a call on what to do next. You can simply sit at home and learn everything about your application status.
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I approached ICICI personal loan through online channel, ICICI taken care and disbursed the amount within two to three weeks of time, But I felt interest rate is good in Tata capital as compared to ICICI. But still I recommend ICICI bank its good.
That was better experience, interms of rate of interest. ICICI bank agents are proactive they came to my place and collected the documents and done the process. Then I didn't interact with them. I got the better deal from ICICI on the personal loan.
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1
ROMITA MARTINA
, hyderabad
Reviewed on Jan 18, 2019
I had taken this loan almost three years back and the process in getting this loan has been quite good. The loan amount has been fine and the interest rate with them has also been nominal. There has not been any sort of charges which they had made so far.
ICICI Bank also done good in the personal loan. The process was good and the documents was taken on time. The customer support is fine and they are helpful too. The rate of interest and processing charges is normal. They also contacted me towards the end of the loan to know if I am in need of a top up loan. They always provide me with options.
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1
RAMAKRISHNA SAGRPHI
, pune
Reviewed on Jan 18, 2019
My home loan is with ICICI Bank. The services are excellent. I got a proper response and the online banking is also transparent where I can check what ever is the EMI. If I contact the customer care and ask something, they will explore options.
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1
RAMAKRISHNA SAGRPHI
, pune
Reviewed on Jan 18, 2019
My experience with ICICI bank for personal loan was good, loan amount was for 3.5 lacs and the rate of interest was nominal in this bank. There are no preclosure charges for this loan. Customer service was good and the tenure period for this loan is 3 years.
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1
SUDARSHAN EKNATH THAKARE
, pune
Reviewed on Jan 17, 2019
Taken my personal loan with ICICI by the September last year. Since my salary account with ICICI, i have chosen them. Before purchasing the loan they have said different rates and after received the loan, they have given different interest rate. I have got the loan on time. I complaint to the customer care regarding the interest rate but they were helpless.
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0
GOTTIPATI RAMCHARAN
, bangalore
Reviewed on Jan 17, 2019
I felt the interest rate is higher than other competitor in market, when I took the loan they gave me the interest around 14% for the loan amount of Rs. 5 lakhs. They charge too much of processing fee and other extra charges, it should reduced as per market standard.
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0
ASHIS PRADEEP DONTHI
, bangalore
Reviewed on Jan 17, 2019
I have taken the personal loan with ICICI and i have closed the loan before 6 months. I have done a balance transfer. They have provided me a interest rate 11%. The documentation process was quite smooth. I have not faced any issues with the ICICI.
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0
PUNITHAVATHY C C
, chennai
Reviewed on Jan 17, 2019
I have been using my personal loan with ICICI bank for long time,they have given me sufficient loan amount was sufficient for me, and the rate of interest i have taken up to 13.4% which is nominal for me,the processing fee they have charged me was nominal,there is no hidden charges they have charged me apart from Emi.
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0
SHAIK ABDUL ILIYAS
, hyderabad
Reviewed on Jan 17, 2019
Earlier I took personal loan from ICICI, initially they haven't told the insurance fee and 2% of processing fee deduces from my the disbursement, finally the bank have taken 4% processing fee from the loan amount. I am very disappointed hence I Closed this loan. Even the executive of ICICI gave one information their personal id and again from official id they send different information.
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1
PRANEETH DABBARA
, bangalore
Reviewed on Jan 17, 2019
My personal loan is with ICICI Bank and it was a good experience. The process is good and the loan was provided to me on time and as needed. The rate of interest and the processing charges is nominal and there are no hassles in the after loan services.
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1
UPHAR KUMAR SINGH
, jorhat
Reviewed on Jan 15, 2019
I also have a personal loan with ICICI Bank. The customer services are good and the process was on time. I did not face any delay and the documents was collected on time. I received the loan within a week. The rate of interest and the processing charges is normal.
Took a personal loan around 17.5L.
I have experienced the worst service by any bank.
First, the time taken to process the loan was significant long with a lot of incoherence.
Later after receiving the loan amount, I had experienced worst customer service by any bank. Their relationship manager is always unreachable and highly unprofessional. I had to go to the branch to get in touch with him regarding an issue.
And regarding any grievances resolution their approach it is ping pong style. Keep shifting responsibility on others.
Again. Worst service experienced.
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0
Rakendra Thapa
, bangalore
Reviewed on Jan 14, 2019
I had taken a personal loan with ICICI Bank and the experience has not been up to the mark. They are not flexible in the interest rate and tenure. They need to improve on the services and be more supportive to the customer needs. I would not recommend the bank.
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0
CHAND BASHA REDDY
, hyderabad
Reviewed on Jan 13, 2019
ICICI Bank is overall good in the response. I had applied for a personal loan and they contacted me on time and informed me the necessary details.The interest rate and charges is on the higher side. They need to work on that sector as they are higher when compared to the other banks.
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1
SESHADRI GURRAPU
, bangalore
Reviewed on Jan 13, 2019
The processing is very high in ICICI personal loan, I took the loan amount of Rs. 4 lakhs again I have taken new loan of Rs. 1.5 lakh then they have combined and showed the principal as Rs. 6 lakhs its not fine for me, first installment started from yesterday and the interest and charges are high.
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3
LALIT KUMAR SARAOGI
, kolkata
Reviewed on Jan 11, 2019
I had applied for a personal loan with ICICI bank and there was a quick processing. The interest rates are bit high , its somewhere around 15%. I had taken loan in 2014 and recently i had done top up on that. Apart from the interest rates i am happy with the services.
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2
VINCENT VIHANYA
, chennai
Reviewed on Jan 11, 2019
For my personal loan ICICI bank have quoted me the rate of interest around 9% its higher compared to other banks.. The loan amount is sufficient, the paper process was happened on time, they have collected the documents and sanctioned it on time.
Initially they told me my loan eligibility was around Rs. 4 lakhs but finally they approved only Rs.2 lakhs and there is no proper communication from the customer service. They have taken the time around 30 days to disbursement the loan amount.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
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